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Right to Acquire house buying, put form in now?
Hi all May get shot down for this but hey ho, I'm buying my property for my kids future so will ask anyways. Lived in HA house for 5 years now, put in to buy it two years ago but felt it was overpriced so backed out, then spent last two years house hunting and nothing compared so I've decided to put in for my HA house…
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Advice needed with selling part of a shared ownership
Hi all I apologise if this subject has been talked about previously but I am looking for some clear unbiased advice. My late parents left their house (mortgage free) to me and my sister. We have had 6 EA value to property. 1 said £300K, 1 said £500k the remaining 4 came in at between £410-425K as realistic selling prices.…
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Shared ownership
Hi, I'm currently renting and pay my landlord £9,600 a year, so let's just call it £10k a year. I've had to move home 3 times within the last several years, the last two houses because the landlords wanted to sell. I'm sick of the insecurity of renting and throwing thousands of pounds worth of money at these landlords and…
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Have you had a lodger?
I wonder if any of you have/had a lodger and could share your experience? I used to be a lodger myself and since I've bought a two bed flat, I am renting out the spare room, mainly for the extra income. I was lucky to find a weekday lodger, who doesn't cook and doesn't spend a lot of time at home. However, I am not very…
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BTL Lenders reviewing attitudes to housing benefit tenants
I just wanted to post this link, its an industry specific publication not intended for the public but I wanted to sprinkle a little hope around for those people who are dependent on housing benefit and struggling to rent a private property. And also for landlords who would like to take on housing benefit tenants but their…
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Renting a Flat
Me and my sister live in UK for several years, at the beginning I lived with my friend and my sister with her friend, but now we want to rent a flat and live together for a while, but the problem is that I lost my job recently and currently I stay at home to get fully rested before finding a new one (I had no holidays for…
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Landlord charges me to collect spare house key
My partner and I have a good relationship with our LL, however, if we ever manage to forget our keys (this has happened twice in six months) the LL charges us £30 to get the spare. She does not deliver the key to us. We have to collect it from her when she's home. If she brought the key to us then I would have no issue…
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Do people budget for interest rate rises?
I remember mortgage interest temporarily reaching 15% in the nineties! I know of many people (younger than me) who have been used to low interest but are mortgaged to the hilt. Do you think people are generally prepared for higher interest if it does happen?
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Building Surveying, University Research
Hi all, I am a final year Building Surveying student and am currently conducting some market research with regards to one of my final projects. I have to create a business plan for one of my modules, and my idea is for a price comparison and review site for finding a Building Surveyor. The site would feature ways to…
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Home Report Scotland
Hello. Would be grateful for help please. We are sellimg our house which is in a lovely estate where houses sell in days. We have fitted a lot of furmiture in the house which is solid wood which we are leabing behind. In reality people will be getting a lot. Our home report has valued our house at the same price as an…
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Land Registry
Hi I wondered if someone could give me advice. Me and my partner are both FTB, we had an offer accepted for a 'Freehold' house, now 6 weeks on our solicitor has contacted me to advise that the draft contract states it is in fact a Leasehold. There is 970 years left on the lease, but we planned on knocking down the…
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Did you feelings change about your home & how?
For all those wondering about how they 'should' and 'will' feel about a place they buy! First place - didn't 'love' it when I bought it. Had purchase fall through of a more characterful property in a slightly nicer area, though further from transport. Knew it had potential though - big bedrooms (enabled by downstairs…
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House on unregistered land
Hi guys I’m in the middle of buying my first property, I’ve received an email from my solicitor today saying that they have found a problem with the land registry title, literally half of the house itself is excluded and is on unregistered land. They have also sent me a plan from the transfer when the property was first…
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No original cavity wall certificate. Is this a risk?
Hello everyone. I am buying my first property in the UK. My lawyer has just come back to me saying that the seller is not in the possession of the original cavity wall certificate. I am not even sure what is a cavity wall certificate. Is this something I need to be concerned about? Will this be a problem when I try to sell…
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Buying a house from a family member - written agreement ?
Hi I am buying a house from a family member however I am not getting a mortgage. Me and my partner plan to give my aunty a diposit (around 10% of the property worth), then pay the rest in month payments until it’s payed off. Can I get some sort of agreement written up? Has anyone got any experience of doing this before? Or…
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Building regs cert.
My daughter is buying a house that has had replacement windows approx 10 years ago. The solicitors are saying there are no building regulation documents for this and want an indemnity ins from seller ( and £75 from us for admin) Are the solicitors trying to pull a fast one ?
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Sdlt question
Seeking clarification on the extra 3% sdlt payable for second homes. Husband and wife own and live in property A (so main residence). Wife also owns property B but has never lived there. Inherited property. If selling property B to buy new property C, whilst keeping the main residence property A, then I understand the…
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First Offer Rejected - What to do?
Hi everyone! I posted a few weeks ago as I was starting to look at buying my first flat and was trying to decide between 1 or 2 beds, and new vs older build. After hearing your advice, I settled for looking at 2 beds in older builds. I'm looking in Chorlton (Manchester), it's a very nice area but very little available. I…
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Estate agent valuations
Hello, We put our house on the market a number of months ago. It was originally valued by a local estate agent at £75k who were confident that it would sell within a month. After over 2 months with only one viewing, we decided to look at part exchange as an option. The house builder took our original valuation, advised…
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84% of those who appeal tenancy deposit deductions get cash back - MSE News
Five out of six tenants who appeal to a deposit protection scheme after their landlord withholds cash get at least some money back, official data obtained by MoneySavingExpert.com reveals...Read the full story: '84% of those who appeal tenancy deposit deductions get cash back' Click reply below to discuss. If you haven’t…
