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Demand for ground rent on our freehold house
We have recieved a demand for payment from PBS (premiere block management) Ltd in respect of ground rent arrears for 2017-18, to be paid Xmas day, in accordance with our lease. And have been given a balance bright forward. S166 has been filled out on the back of the demand in tiny print. We have no lease. We have a…
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Is anyone happy with their new build?
Hello! So my question is as above, has anyone bought a new build and is happy enough with it? I feel like there are pros and cons to both and there are different problems with buying a new compared to an older build and certainly don’t expect process to go as smoothly the developer has described. There are specific things…
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New build completion day - what to expect?
My partner and I are first time buyers buying a new build property, we’re due to move in on 7th December and we’re very excited! Everything appears to be sorted *touch wood* and we’ve started packing stuff up to make our lives easier on the day. I was just wondering if any new build owners could shed any light on the…
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Sellers dragging their feet and lying.
We had offer accepted 6th September. (We are chain free) The sellers found somewhere few weeks after that is also chain free. Our searches were pretty much done at end of October had few loose ends that needed answering by the sellers, after 2 weeks of no reply from their solicitor to ours we got in contact with sellers…
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selling and then buying a property
Hello The following sounds too good to be true am i missing something I have a flat which i will sell for £200000 I still owe the bank £125000 for the mortgage for this flat there is a house i want to buy for £300000 Can i carry over the £125000 to the new house property and the £200000 from the flat sale meaning that i…
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Splitting housing costs
I will be renting myspare bedroom out soon, just wondered what is a fair method of calculating the price. If you own the house, how would you split the costs with a partner or lodger? I pay £300 per month mortgage, but not sure that is relevant.
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Help to buy when inheriting 50% of house?
My father passed away, and so i am inheriting the house I live in, 50% of it, with 50% my brother. I want to try buy him out but cannot afford a mortgage.(Even if someone was daft enough to give one to me) £500 a month is probably my limit. House is worth 160k. Are there any help to buy schemes that could help to buy my…
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Estate agent using pictures of our house to sell another house
(no longer needed)(no longer needed)(no longer needed)
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Should I report my neighbours to the police?
Sorry if this is in the wrong section About 4 weeks ago, every Friday or Saturday night, our upstairs neighbours would play extremely loud music from about 4-6pm to the latest which was last night at 2am. You can feel and hear the vibrations, can be heard in every room in my flat, I can tell the lyrics of the songs that I…
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Buying a Wicklow which Gleesons
Hi all, We’re in the process of buying a Wicklow with Gleesons and was just wondering if anyone else has bought a Wicklow or something similar that could tell me their experiences? Currently there’s only myself, husband and 2 cats that’s going to be living in the property, we’ve talked about having one child but I’m not…
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Buy to let or pay off mortgage
Hi, I’m currently renting out my house as I live with my partner in her house. I’m able to pay the mortgage myself and save the money from the tenants rent. My original plan was to use that money to pay off the mortgage as quickly as I can. However the adviser in my bank suggested that I should instead save the money until…
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Best way to go with buying
First post here. I'm wondering what's the best path to take in a few years time (when I'll be late 40s) in regards to getting a mortgage/buying a property. I'll probably be buying in Oxford. I'll be a first time buyer but I have no idea how that will help in regards to each of the 2 possible situations outlined below.…
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Caveat emptor: protecting against latent defects
Hello, I am looking at buying a house and the structural survey has identified structural movement caused by a possible tree root system which, if left unresolved, would exacerbate the damage already present. It is not possible to ascertain the extent of the remedial work required before completing as it would involve…
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Thoughts on scale of works
Hey all, first post here. I’m desperately looking for some opinions and advice. I am currently looking for a house, after accepting an offer on my own. There is currently very little out there, but I have perhaps irrationally fallen in love with a property. I am completely clueless with home maintenance issues, and have…
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Buying a house without building regulations sign off
Hi, could you please help me as I can't find more recent questions about similar problem on the forum. I found a really nice 3 bed flat and am very keen to make an offer but it was brought to my attention that when thr extension was made in 2004 (for 2 extra bedrooms and 1 living room), planning permission was received…
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What are my options? Want new home, paid off flat already.
Hi all, I need some guidance about my options going forward as I try to work up the property ladder. I own outright a very small 1-bed flat in Worthing, Sussex, worth approx £180k. I bought it with my savings/investments money so I have no loans/liabilities. Now my gf and I want to move to a nice place, a "home" if you…
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Mortgage Surveyor undervalue, what now?
Hi all Just want to know the options for our next step. We have accepted an offer on our property for £400k which ties in with the valuations given by four local EA. The buyers lender has sent out a surveyor that has valued the property at £300k. This means the buyer can't borrow enough. Is there anything we can do to…
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Buyer's mortgage company
Mrs Yoda and I are selling our home to a buy-to-let company. My buyer's mortgage company has written to Mrs Yoda (not me, and not us both) as follows:- "XXXX is currently processing a mortgage application for a client who is looking to purchase your property. "In order to validate the purchase, I would be grateful if you…
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letting agent deposit mistake
Hello, I asked my letting agent to serve a s21 eviction to my tenant and it's come to light that they put the wrong address on the deposit cert which invalidates the cert and means the s21 is invalid.The agency has contacted the tenant and asked her to provide bank details to return the deposit to so we can start again but…
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rented accommodation landlord served with enforcement notice
https://www.lutontoday.co.uk/news/dangerous-flats-in-luton-must-be-pulled-down-1-8713406 My son and his partner moved into these flats two weeks ago. It's not been a happy process, with the landlord not providing them with the promised sofa, being unable to find any supplier who can provide broadband to the property, and…
