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End of Tenancy, S21 and rolling contract
Morning all, I've been in my flat for 8 years now, renewing every 12 months and paying the agency fee to renew. This year I can't afford to pay the renewal fee and wanted to go onto a rolling monthly contract that I've seen can happen from looking at google. Now my estate agent always sends me a S21 two months before the…
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H2B Equity Loan & Buying Freehold
Hi All I have recently purchased a new build apartment using the Help To Buy Equity Loan. All of the leaseholders (of which I am one) have been offered the opportunity to purchase the freehold for the block that we are in. Currently weighing up the pros and cons of doing this. One thing I want to find out is this: I used a…
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SOS Adverse possesion of Freehold on my leasehold home
hi I have left this to the 11th hour due to personal issues but I need some rapid advice from someone with any knowledge on this matter at all. I only have until noon today to respond / object. A few weeks ago I received a letter from the land registry stating somebody was applying for adverse possession of the freehold of…
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Buying a 2nd hand Bellway home... Extensions/alterations & permissions
Hi, We're looking to buy a 2-3 year old Bellway home. The current owners are buying the Freehold to the property and is nearly complete. Does anyone know if we would face any further restrictions from Bellway if we were to build an extension to the back of the house or make any alterations inside? I have tried contacting…
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Deposit Deduction (Energy Bill)
Hi all, I have for the last four months, been trying to recoup my deposit of £1950 from my landlord. It’s been an uphill battle, for the first three months, my emails would go un-responded to for literally weeks in some cases. After communication broke down entirely I decided to send a letter of final demand as recommended…
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Delay in exchanging contracts
Hi guys, Me and my partner are FTB's and after a very very rough road of buying a house, we're finally ready to exchange contracts. We were due to exchange on Friday 23rd with a completion date of 7th December. There are 3 of us in a chain (the top of the chain is buying a new build). We are currently renting and need to…
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Service charge hike 65% - what can i do
hi this has probably been asked before. but my service charge from trinity estates came through im so shocked. it is supposed to be 1000 but its come in at 1649 do i really have any recourse? they have provided a breakdown. so how can such a charge hike be challenged. they are such a poor management company. what will stop…
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Buying a house for my grown up child
I will shortly be in receipt of an inheritance following the sale of property. This was due to be included with monies from the sale of mine and my partners current home, and we were going to move. We currently run a business together with a few years left on the lease, and there is no get out clause. All would have been…
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Redrow Incentives - Am I being unreasonable?
Hi all, First post here after a long time spent lurking and reading some fantastic advice from a great many of you. My partner and I are really interested in reserving a new build property with Redrow in our local area. The asking price for the plot is just shy of £200k, and the plot has been available for reservations for…
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Buying older house - advice following survey
So we have bit the bullet after 20 years and sold our home and are in the process of purchasing another house. We love the house but since the homebuyers report and searches have come back we are starting to get a bit nervous that we are about to make a really big naive mistake. The homebuyers report indicated that there…
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Purchasing a flat with an AST
I'm right at the end of buying a leasehold flat with a £250 annual ground rent with an RPI index. This ground rent will rise above £250 in accordance with the index in the next 6 years i.e. probably around the time I'll be planning to sell. I've been advised by my solicitor that I'd be taking a risk buying a flat with this…
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Surface water flood risk shoud i be worried
buyers environmental survey has apparently come back with high sirface water flood risk. house has never flooded all the time ive been there. on the government website I think you could probably question if the high risk area is actually on my property at all an environmental consultant I know has said he wouldn't consider…
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Can I cancel reservation and reserve later
A bit of background, we are in the process of purchasing a new build property with a developer as FTB. We have reserved this property but we are looking for them to put some add-on. We are in negotiations but they have called our bluff to say they can't meet our demands and we are free to cancel our reservation (full…
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Are EA valuations realistic?
Hi We're thinking of selling our house. Doing a bit of research I had it in mind what I think the value of it is. But both estate agents we had over to look at the place valued it at quite a bit more. Is this: 1) I valued it too low 2) They valued it high to get the business 3) They valued it high thinking that -…
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First Time Buyer. So confused
Hi All, So much valuable information on this forum. Really really helpful. I hope my confusion and problem is also solved. I have saved up around £50k in savings and looking for properties now. Its not a joint mortgage, just me alone. Earnings: I have two part time jobs. one of which is stable and i can work up to 40…
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How Does Renting Work?
So the landlord isn’t renewing my tenancy so I have to find a new property. I’ve visted 3 so far ( one was earlier ) and not heard anything back. My question is, is it first come first served or does the landlord/estate agent select which tenant they want ?
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Landlord has gone AWOL - can't get our deposit back
Hi, We ended our tenancy and moved out of our rented flat just over two weeks ago, and emailed the landlord and agent (who holds our deposit via a tenancy deposit scheme) to request the deposit back straight away. I assumed this wouldn't be problematic as we didn't have a check-in or check-out inventory, so there's little…
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Homeowner or private tenant
When we purchased our house 3 years ago I had just started my own business so the mortgage adviser advised us to only have my wife on the mortgage application. We went along with this so the mortgage is solely in her name. We both contribute equally to the mortgage and all household outgoings but I having just taken out…
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What to do when moving in (purchased)
I'm thinking along the lines of changing the alarm code, getting the carpets cleaned before moving furniture in (we're moving from rented so will have some overlap), checking whether the boiler needs a service etc. House in question is 12 years old and though we're awaiting the survey, it didn't appear to need any work…
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Building survey missed elements/too brief?
Hi We have just had a building survey completed and have been provided with a four page report on structural movement. I raised some concerns that there seemed to be things missing and that I expected it to be longer. This was his response: 'Thank you for your e-mail regarding your report. Our reports are based on what…
