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Selling at a distance, choosing a solicitor
Hi - I'm selling my mum's retirement home flat. We don't live locally. Is it likely to be better to use a solicitor local to the area who's used to dealing with the local authority etc and possibly the retirement home management company, or is local to me much easier? I've only ever sold one property and that was 30 years…
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Approached by a rival agent to switch, current agent says this is illegal/unethical?
I've been trying to sell for around 6 months but I'm not getting much interest, and my current agent isn't doing a particularly good job. So last month I was approached by a different agent who said he could offer me a better service and at substantially less commission. As you'd expect I was very happy to switch. I'm not…
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House renting hold-up Q
Hi everyone, Currently waiting to start renting a property, I'm chomping at the bit to get the tenancy agreement in place so I know exactly where I stand and when the move in date is, I've asked whats holding everything up and estate agent has said this; "I have spoken with the current tenant and they believe they will…
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Is my solicitor lying to me?
We are currently waiting to exchange and frequently following up with our solicitors. For the past two weeks I have had the reply of "were waiting for the local search, mortgage offer & enquiries". Im struggling to trust this reply because of the following; 1) Our mortgage offer arrived last week (10 days ago) 2) I've been…
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Stamp Duty On Buy To Let
I’m in the process of remortgaging a property and changing from a personal mortgage to a buy to let. Also in this process, I’m looking to add my partner onto the mortgage. Will there be stamp duty owed on my partners half of the property if we do this?
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Snagging - Getting the best response.
Hi, I am due to complete on a new build property in December and the next thing on my list to sort is possible snagging issues. My thoughts are to get a 'professional snagger' to look over the whole property ideally prior to completion (I think the developer should allow this?). I have several reasons for thinking this is…
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Valuation confidentiality
We are selling our house. 6 months ago we got 5 agents to give valuations, wide range from top to bottom. Went with one agent at higher end of the range, house is now under offer. Buyer is local and selling his own house via one of the agents we didn't employ - coincidentally the one that valued ours the cheapest. That…
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BTL mortgage before moving overseas
Long time reader, but never used the forum before. I expect having to move abroad by the end of this year and would like to rent my house. I understand it's worth making mortage arrangements before moving out of the country, as mortgages for people living abroad can get a little more cumbersome. My LTV is less than 50% so…
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Need advice
We moved to be near the in laws last year. I got diagnosed with breast cancer not long afterwards. We moved In with the in laws as a temp measure because would of been a nightmare looking at houses to let etc back when we lived Bristol. Problem is we had to spend all savings on transport etc as my hospital is a 20 mile…
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Finding out land classification.
Hi all. I have part of my garden which has, for many years being used for crops. A couple of local people I have spoken to have referred to this land as 'agricultural' and not 'residential'. Can anyone tell me how I go about finding out the land classification of my property? I've looked on my title plan / register but I…
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Need advice
We moved to be near the in laws last year. I got diagnosed with breast cancer not long afterwards. We moved In with the in laws as a temp measure because would of been a nightmare looking at houses to let etc back when we lived Bristol. Problem is we had to spend all savings on transport etc as my hospital is a 20 mile…
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newbie questions
1) is sole selling rights the norm? If so and a private sale comes along would this be normally handled by waiting for the sole selling rigts contract to expire? and if so should I be particularly bothered by this? In this case the property being sold is in a retirement complex so it is possible that someone knocks on the…
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Need advice
We moved to be near the in laws. I got diagnosed with breast cancer not long afterwards. We moved In with the in laws as a temp measure because would of been a nightmare looking at houses to let etc back when we moved in Bristol. Problem is we has to spend all savings on transport etc as my hospital is a 20 mile trip. So…
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Formal acceptance
I am a ftb and put an offer in on a house on 14/8/18. The seller accepted and I started organising the mortgage which i have now got the offer for. However whenever i call the lawyer (who isnt particularly helpful and i'm wishing i had found someone else but nevermind) he just keeps telling me they havent received the…
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FTB Mortgage application- electoral roll not up to date yet following marriage
My husband and I are looking to buy our first house together and so have been checking our credit files are in order. We only got married two weeks ago and so I've just requested to change my name on the electoral role as Equifax was saying I wasn't on there (I am but in my old name). My local office has said the change…
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Heating and hot water in rented property
Hi, I’m wondering if anyone can provide me with some insight on how my heating and boiler system work after I have just moved into my first rented property with bills exclusive to rent. its a 3 Bed house with a boiler (kitchen) and a water cylinder/immersion heater in a cupboard upstairs. The boiler in the kitchen has…
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Expensive solicitors bill!
Hello everyone, new here and currently in the process of buying a flat. The other day I received a draft bill from my solicitors stating how much my final bill was looking to be. In the beginning I received a quote from them which outlined some costs. The new draft bill is over £650 more! And that is before you take into…
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Damp and Timber survey - wits end.
Hi all, hope somebody can help me here. Essentially i’m selling my house and have found a buyer, as a condition of the mortgage offer the lender wanted a damp and timber survey. Unfortunatley we went with the Estate agents reccomendations and paid for a survey by “someone a lady in the estate agents knew from another…
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Care Home costs and property remains unsold
Wonder if anyone can help. A friend went in to a care home last July 2017. She had some savings and a flat to sell which is worth around £200,000. To date the flat remains unsold price drop to £190,000 2 months ago. Her savings are now almost depleted. I have been asked for advice as to whether they should rent the flat…
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Deposit protection scheme
Are the dps useless or what? Been trying to get a deposit back to part pay for rental arrears for which the ex-tenant actually provided a signed letter, handed to over to my solicitor. over 5 months ago & still nothing, despite numerous emails! Rang them today to finally get hold of someone to speak to & was told 'we are…
