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Is my solicitor lying to me?
[Deleted User]
Posts: 0 Newbie
We are currently waiting to exchange and frequently following up with our solicitors.
For the past two weeks I have had the reply of "were waiting for the local search, mortgage offer & enquiries". Im struggling to trust this reply because of the following;
1) Our mortgage offer arrived last week (10 days ago)
2) I've been in contact with our local council who stated they returned all the searches over a week ago.
It doesn't take that long for admin to pass these documents to the lawyer so they should have at least seen these by now.
What i'm basically asking is, Is this normal?
For the past two weeks I have had the reply of "were waiting for the local search, mortgage offer & enquiries". Im struggling to trust this reply because of the following;
1) Our mortgage offer arrived last week (10 days ago)
2) I've been in contact with our local council who stated they returned all the searches over a week ago.
It doesn't take that long for admin to pass these documents to the lawyer so they should have at least seen these by now.
What i'm basically asking is, Is this normal?
0
Comments
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So how about the enquiries?Impatient_Coconut wrote: »I have had the reply of "were waiting for the local search, mortgage offer & enquiries". Im struggling to trust this reply because of the following;
1) Our mortgage offer arrived last week (10 days ago)
2) I've been in contact with our local council who stated they returned all the searches over a week ago.0 -
They probably are
Call them out on it - ie tell them what you have said above, and ask them to list exactly what they are waiting for ( and in respect of the enquiries of the seller - when they were raised).0 -
SmashedAvacado wrote: »They probably are
Call them out on it - ie tell them what you have said above, and ask them to list exactly what they are waiting for ( and in respect of the enquiries of the seller - when they were raised).
They raised the enquiries about 3 weeks ago. I have asked them to chase with the vendors solicitors. Failing this I will contact the EA and ask them to request the vendors chase. The property is vacant possession so the vendors want it gone ASAP.0 -
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To be fair, enquiries are out of their hands...they need to wait for the seller to respond with the answers and until these answers are forthcoming, they can only chase.Debt Totals July 2019::
[STRIKE]£350 Natwest Credit Card [/STRIKE]/ ]Now £0 (paid off and closed 04/2017) £15,500 postgrad loan from parents/ Now £7,000 £5,000 sister loan/ Now £0[STRIKE]£500 train ticket loan from parents [/STRIKE]/ Now £0 (paid off 16/02/18)[STRIKE]£2,000 Overdraft[/STRIKE] Now £0 (paid off 09/03/18) £1,967.83 Barclays 0% card Now £0 Total £7,0000 -
Impatient_Coconut wrote: »They raised the enquiries about 3 weeks ago. I have asked them to chase with the vendors solicitors. Failing this I will contact the EA and ask them to request the vendors chase. The property is vacant possession so the vendors want it gone ASAP.
Two points
1) If the solicitors have said that they are waiting for replies to enquiries and these haven't come back, then why do you think they are lying. You should get the agent to chase the seller's lawyers and the seller.
2) just so that you know - this isnt what "vacant possession" means. You just mean vacant as in empty (almost all properties are sold with vacant possession when they are lived in - ie the seller will be vacating on completion. A property is only not sold with vacant possession when it is sold subject to the continued occupation by tenants (or squatters)).0 -
SmashedAvacado wrote: »Two points
1) If the solicitors have said that they are waiting for replies to enquiries and these haven't come back, then why do you think they are lying. You should get the agent to chase the seller's lawyers and the seller.
2) just so that you know - this isnt what "vacant possession" means. You just mean vacant as in empty (almost all properties are sold with vacant possession when they are lived in - ie the seller will be vacating on completion. A property is only not sold with vacant possession when it is sold subject to the continued occupation by tenants (or squatters)).
Its not the enquiries that i'm concerned about, its stating they're waiting for the searches & offer. Just don't want them to have been lost in the post and no-one be looking for them - they contain confidential information after all.
Apologies, my mistake about the vacant possession, im new to all this!
Thanks for your help.0 -
I sent our solicitor a copy of our mortgage offer, the bank didn't send it to them, it might be worth emailing them a copy in case your bank didn't post one out to them?
We were lucky and our vendor responded very quickly to our enquiries but that still took a couple of weeks, as they had to find paperwork etc. However, their vendor took 3 months to respond to one enquiry, and then it wasn't satisfactory and it took another 2 months before they responded with the correct information.0 -
I sent our solicitor a copy of our mortgage offer, the bank didn't send it to them, it might be worth emailing them a copy in case your bank didn't post one out to them?
We were lucky and our vendor responded very quickly to our enquiries but that still took a couple of weeks, as they had to find paperwork etc. However, their vendor took 3 months to respond to one enquiry, and then it wasn't satisfactory and it took another 2 months before they responded with the correct information.
Sounds like you had a lot of waiting on your hands! Are you in the house now?
Thanks for the advice, I will contact them now!0 -
Impatient_Coconut wrote: »Sounds like you had a lot of waiting on your hands! Are you in the house now?
Thanks for the advice, I will contact them now!
Nope still haven't exchanged, I was hoping to exchange today but people in the middle of the chain have been a nightmare, all the hold ups have been on them, and the latest is they filled our their Transfer of Funds form wrong, over a week ago and still haven't rectified it.
Our mortgage offer expires on the 10th :eek: so it's going to be a stressful week with little sleep - the house will be worth it, but I don't think I'll ever move again0
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