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Lender rejected after survey .... London New Build
Please help with some advice ! It's been a long few months negotiating on a new build house in North London (zone 3). After much back and forth and trying to use the buyers market to our advantage and leverage the fact the development has yet to sell a flat (they only have 6 to sell unlike the larger new build schemes) we…
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Things to do after house purchase
Good evening all, Just currently looking at things that I need to do after completion so far I have - Arranged mail redirection to new address Contacted TV and internet supplier to move services I know on my rental I have to contact the council plus water and energy suppliers when I leave the property, give meter readings…
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Buying flat on basis of being a 2 bed but is showing as a one bed on the lease plan and planning app
Hi I am buying two bed property in essex which is one of 3 in flats in a block. One of the bedrooms is in the basement which was converted by the seller from storage into a bedroom 10 years ago. The planning app from when the house was split into 3 flats ( about 20 years ago) shows it as a one bed flat. The lease plan also…
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Stamp duty on second property query
Please can anyone help? My mum is buying a new house with her savings as a cash purchase. She is selling her current property. Will she pay extra stamp duty if she buys the house before the sale of her current property goes through? The new house is £300k. She would like to go ahead with the cash purchase ASAP as the…
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Offer on Property
Our cousin Kate has had her house for sale for twelve months and has a figure in mind to what she would accept. To be honest I think the property is overpriced, needs kitchen bathroom and has a few 70s d!cor throwbacks. She has had a few viewers and finally an offer just 10k under her dream asking price so she rejected it.…
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Help, share of freehold, problems with management company!
Hello all, I own share of a freehold and have some problems with the management company overseeing the property. There are 16 flats as part of the freehold. In no particular order, 1. One of the flats above me purchased the loft and paid an excess for it. I was travelling so did not receive notification of this but have no…
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New Build Insurance (CRL)
I appreciate there are other threads on this but I find my situation sort of specific. This is in Scotland (incase the law is different. I live and own a flat, in a building of 8. They were constructed 8 years ago. 6 of them are owned by the man who built them. There is no factor, there is no residents association or…
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My landlord charged me £100 to replace a lightbulb... and then another £50 to clean it - MSE Blog
Read MSE Callum's blog: 'My landlord charged me £100 to replace a lightbulb... and then another £50 to clean it'
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Fence on Council Land
Our contractor moved our fence to a pedestrian path while doing a small building project. Because of financial difficulties, we are unable to reinstate it. The council is threatening us to fix it and make us pay for the work and at the same time pursuing a legal advice. I am wondering if the council can have a legal case…
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Advice required - House sale prevented by ground rent management company Ladybrook Securites
Hi, I'm selling my old terraced house (built 1887), My solicitor asked me to get a receipt from the ground rent company, Ladybrook securities, who happen to take over the ground rent management in 2005, to show I am not in arrears with the ground rent payments. Ladybrook Securites are very hard to contact as they have no…
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What happens if mortgaged property becomes un-mortgagable in the future?
Hi all, I wondered if anyone could answer my query. Our neighbours are trying to sell their house and a prospective buyer told us Halifax want a 20% deposit for it as it is a Laing Easiform type house. It got me thinking what happens if for any reason the Laing Easiform style is declared defective mid mortgage? I tried…
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Issue after Selling the Property
Hello I recently completed a sale of a property in Manchester. Three days past the sale, the estate agent reached out to me and said that there are issues in the house and asked for permission to provide my contact details to the buyer so that it can be dealt with me directly, for which I said No. Also, as the buyers…
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End of Tenancy
Firstly, apologies as I appreciate that lots of this has been posted before though I would like some fresh advice. I moved into a property that wasn't professionally cleaned, nonetheless, when I moved out, I had the property professionally cleaned to satisfy the conditions of my tenancy agreement however, the landlord has…
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Challenging an Ombudsman
Firstly I’m sorry if I’m in the wrong area. As going to the Ombudsman was over a renting issue I thought it best to post here. I went to the Legal Ombudsman with my complicated issue. Their preliminary decision was against us because they said we should have told our solicitor particular information to help them advise us.…
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Heating Landlord Housing Association
Hi All, I will try keep this as short as possible whilst given as much detail! We are in a private rented 1 bed flat inside a block of flats. Each flat gathers hot water and heating from a main system which distributes it to 3 other buildings. Currently that system has malfunctiononed and cannot be repaired because parts…
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Is it a good idea to buy a leasehold house with an absent landlord?
We are first-time buyers looking to purchase a three-bed mid terrace property. We viewed almost 20 houses before finding one we both liked, so it was a long process already. Just prior to contract signing, our solicitor sent us an email stating that the house was not freehold, as we had been told by estate agent and our…
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Saving for a house deposit
Hello everyone I am looking to buy my first home at some point in the future and wondered if anyone had any advice on saving for a deposit and utilising the Government schemes. I am based in Edinburgh, and I know the Scottish Government's schemes are slightly different to the English ones. I have £4000 saved at the moment,…
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Landlord who didn't protect deposit - Claim advice please
Hello all I recently raised a claim online after finding out that my Landlord had not protected my deposit (paid in Dec 2017). I had previously emailed them about it and threatened to make a claim against them. They ignored this, but protected my claim (just a few weeks ago). Anyway, they have now ignored the claim and…
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Whats the going rate for Estate agents percentage nowadays?
Hi all just trying to work out how much one should pay for estate agents - to market and sell a Semi at around £650k Is 1 percent dream world or have people got it for less? GM
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inventory, health and safety issues, etc
Hi all, Apologies, this will be a long post. We have been renting a flat (assured shorthold tenancy) for almost 2 years and have had a few problems. Last February the radiator in the living room started falling off the wall. We notified the managing agent and landlord immediately. Their first reaction was to state that it…
