-
Is it fair for LL notices to be served by post to a shared letterbox
I'm reviewing my first rental contract (I've not rented before) and it says that notices from LL/agent shall be deemed to have been received if they are posted by recorded or 1st class post. However, the flat shares a front door (and letterbox) with one other flat. I am worried that notices could go astray. Can I ask for…
-
Shared Ownership - selling back to HA after 100% staircase
Hello - this may be a bit unusual but in the current market seems best option. My husband and I have staircased our SO flat to 100% nearly 3 years ago and at the same time removed the clause of first refusal (where we would have to go via HA to sell first before going to open market). We tried to sell our flat last year…
-
Request to take on a lodger refused
Hi So I have finally started to deal with my finance issues (long story) ! Anyway I live in a flat with 1 double bedroom, 1 large lounge and a small study. I am struggling to meet the rent owing to my financial issues so I approached my letting agent to see if they could ask the landlord (who lives in China) if I could…
-
Historical mortgage question
A query for the older generation out there... Not really important, but out of interest; I was speaking to an older relative recently. They mentioned that a few years ago (about 1975-1985 period), they were advised that banks would not give mortgages on houses (not flats) that were three stories high (or more I guess?).…
-
My landlord is being vile
Hi can anyone help with our rights. We've been asking the landlord for ages to sort some issues in our house. He is so laid back it takes him weeks normally to respond to texts and months to actually come round. So anyway we have been having trouble opening and closing the front door due to a huge crack in the porch. We…
-
Getting a Pet Whilst Currently Renting
Hi, I have been renting a house for 2 1/2 years. The house is great - but having always had animals, I am really missing having a pet in the house and would like to get a cat. My tenancy agreement says I am not allowed to keep animals in the house without written agreement by the agent or the landlord. So not an out right…
-
Gifted Deposit
Hi, I’m a first time buyer so forgive me for my naivety! My partner and I are in the process of buying our first property with the help of his Mum gifting us £25,000. Now when it comes to ‘almost’ exchanging, where does the deposit money need to come from, our account or can it come from hers? Many thanks.
-
Help with return of deposit
Hi Sorry for the long post. My daughter rented a flat and has been trying to get her deposit back for some weeks (over two months). She has just let me know what has been going on and i wonder if some of the more knowledgeable people on the board can suggest the correct way forward. After a lot of phone calls and the…
-
High deposit and mortgages
Hi everyone, I'm looking to buy a house and have quite a high deposit (about 180k -incredibly generously gifted from family), however in the last 5 years I've not had the most stable or high earning income, and to top it all off I have been self employed for the last couple of months but currently do not have any jobs to…
-
Building a gate and fence, legal issue
Hi, i'm having an issue with my neighbour about me wanting to put a gate and fence up in our back garden to separate our property. There is a 'road' running across the end of my back garden, however its completely inaccessible by car and every one else beyond us in the row has claimed the road as their garden and fenced it…
-
Guidance needed on 'Equity Release'
Until recently I can't remember seeing much on 'Equity Release'. Now, on daytime TV and social media, there seem to be a number of players offering to advise and/or provide. On the site I can only find an item written by Martin in 2010. I think it would be helpful for an update on this. These advisors don't spend on…
-
Gifting money to daughter for a deposit
My daughter is thinking of buying through the shared ownership scheme and I’m willing to help her out with the deposit by gifting cash from my savings. Am I limited to giving her 6k using my two years tax free allowance or can I give her more?
-
Shared Ownership- is it worth it
Hi all, I am in my 20s and living in London. My yearly salary is about £45k at the moment and have savings which I would ideally like to put towards first home. London prices however are prohibitive and I'd ideally like to own my own home rather than share with my partner. Shared ownership could be a first step on the…
-
End of Tenancy - Replacing Items on Inventory
Sorry if this has been answered elsewhere, I did look over a few pages but couldn't find any answer to my query. I am moving out of my current rental property at the end of this month. When I moved into the property it was an absolute state. It had clearly not been cleaned, or at the very least cleaned very well. The walls…
-
Gas boiler completion certificate
Hi all :) I’m in the process of dealing with solicitor forms after selling my property and having an offer accepted on another. I had a new boiler fitted in 2014 so need to provide a completion certificate. I’ve looked through my paper work for the installation and can only find the gas boiler commissioning checklist. I…
-
Sold house should I negotiate agent fees
Hi all So I had intentions of selling my house to buy a new build so the new build arranged two agents to market it and if sold they would pay all fees but they would not hold the plot we wanted till sold. Fast forward four weeks and my wife has fell in love with a older house and we have just recieved and accepted an…
-
Help to buy - can I exchange and complete on the same day?
Hi there! Just wondering, with the Help to Buy process is it possible to exchange and complete on the same day? I've searched everything I can think of in Google to no avail, but I know there are various forms that need to be sent between the solicitor and the Help to Buy agent, so I wondered if there were any restrictions…
-
New laws to protect tenants against unfair charges - MSE News
Landlords will have to provide evidence of the cost of repairs and replacements to their tenants before they can impose charges - under new plans revealed by the Government today...Read the full story: 'New laws to protect tenants against unfair charges' Click reply below to discuss. If you haven’t already, join the forum…
-
Right to Buy re-valuation by District Valuer - timeframe
Hi all, My girlfriend is currently going through the Right to Buy process. She's considering requesting a visit from the district valuer because her bank has valued the flat at £15,000 less than the landlord did. Anyone who's been through this process - how long did it take to get the new valuation from the point at which…
-
Help with disputing DPS/ tenancy issue
Hi. Please can anyone assist me? I've been dealing with my parents dispute with their previous landlord for the past few months. Unfortunately, they lost the case after mediation with the DPS but are planning to argue it at small claims court. My query is in two parts really. Firstly, does anyone know if we can apply to…
