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House Price Advice for 1st Time Buyer
Hi everyone, Just wondered if I could have some advice on the price of this house and if people think I'd be justified in offering a lower price? I can't post links as I'm new but if you type in the Right Move website then 'property-for-sale/property-71630159' then '.html' it should come up. (3 bed end terraced house in…
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Poor credit rating... can I move?
Hi all, I am currently renting a property which I can just about barely afford. It leaves me with nothing each month after paying for all of my bills. I would like to leave the property and rent elsewhere. I have a poor credit rating and I worried that this will be a hindrance when I want to move forward with property…
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Wanting to sell but issues with neighbours
Hi, I’m after some advice as I brought my flat 5 years ago. I'm in the top flat and Leaseholder sold flat downstairs to a couple and young teenage boy. There is no sound insulation as it's an old Victorian property (built 1900). You can hear them talking, arguing and slamming doors. At the beginning it was civil but…
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Ending tenancy due to disrepair
I've always had problems renting a decent standard of home due to me being on carers allowance, my self employed job not bringing much money in and the fact I have bad credit and pets. I know on paper I look like a landlords nightmare, but I've never missed a rent payment ever and I always keep my home in good clean…
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Selling a leasehold property
Hello, Is it essential for a memorandum of staricasing to be provided to a buyers solictor if you are seling a leasehold property. Will the sale not go through without it ? thanks, Habib.
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Visit the bank first? Or find the house first?
So I will be searching soon to buy. I've read the MSE guide but I'm still unsure of where to even begin. Should I be visiting a bank/mortgage broker, to figure out how much they'll lend me? Or should I be turning up with a house in mind and an exact amount i need to lend ready, maybe even an offer already made for the…
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How to get out of this situation
My brother is having massive problems at the moment and I have no idea what advice to give him. He owes 75k on his mortgage and is struggling so much and has been for years. When he first got the house he was in a good job with a good wage. Over the last 5 years he has been made redundant twice, the last time it took him a…
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Do I Need An Estate Agent?
Hello, first time poster. Very straightforward question. We are selling our home and next door neighbours have made it clear they want to buy. Do I need an estate agent in this instance? How do you get the ball rolling on a sale without an estate agent? Many thanks.
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Does this seem like a reasonable price?
http://www.rightmove.co.uk/property-for-sale/property-68649770.html Like the size/space/potential but it seems a lot considering its going to need serious redecoration and it doesnt come with a garden just concrete. I would consider 240/250 ish for it does anyone else have any thoughts?
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Landlords reasonable costs re new lease
Can anyone tell me what a landlords reasonable costs could be relating to purchasing a new lease on a flat that is valued at £200,000 with a ground rent of £200 per year. The lease has 83 years on it.
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CGT and stamp duty on second homes
Hello I have a second home (leasehold) which I rent out and wish to sell it to buy a larger property (freehold) to also rent out. As I would be investing the entire sales proceeds (plus a lot more) in the new property do I need to pay any CGT on the sale? Also as I'm not buying a "new second home" merely upgrading it would…
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Lease extension
Hi I am in the middle of a lease extension and have been given the following offer. Any thoughts on the 33 year rent doubling? They tell me this is to help me achieve an affordable solution but I think long term it’s going to cost me more. “They are prepared to offer two proposals A premium of £20,000 for a new 99 year…
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West London commuting to central
Hi All, We are looking to buy in west London, any of the following areas: East Putney Putney Bridge Parsons Green Fulham Broadway West Brompton Ravenscourt Park West Kensington Barons Court Hammersmith We like the west because of the peaceful feel, lots of green areas, nice pubs/bars/cafes etc, close to the river etc but…
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Sell to buy advice
Hello :-) We have a 3-bedroom leasehold flat and looking to sell to buy a freehold property as a family home. I am not really sure how it all works, our current property has equity and presumably, it will be a sell first to buy next property process. Are there any fees involved with this? Do I need to sell my property…
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Finding a rural house to buy: tips tricks advice?
Hi all Following on from my thread here with all the very helpful answers about using Rightmove (:beer: for that): https://forums.moneysavingexpert.com/discussion/5799266 I'm back to ask for more general advice now if possible please. We are looking for a house to buy in a rural location; out of village/remote preferably.…
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cheap hostels in London, help please?
Hello everyone I need some urgent advice I sadly have to leave the room in my flat (bit of a messed up situation), I need to find a cheap hostel in London till I find a new flat, looking to pay £90-£100 a week max, even if it means sharing a room with quite a few people (of course the less people the better) Even if it’s a…
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Freehold and leasehold problem, old owner
We bought our house 4 years ago and recently sold. When going through solicitors it has come to light that the property has a freehold title and a leasehold title. The freehold title is in our name but the leasehold title is in the name of the owners previous to the ones we bought off. The solicitor tells us this is…
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Please review my house ad on Rightmove
Hello! :beer: I just got my first house on a market - any feedback on what can be improved in photos/description/etc? One viewing in 4 days, I expected a bit more interest tbh. I am unable to post a link, postcode cb7 5wa on RM. Thank you!
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purple bricks v traditional agent
I have the unfortunate task of selling my late parents house. As a novice in the property world it appears to be a no-brainer to list with purple bricks rather than a traditional agent. Eg when I moved home a few years back the agent charged nearly 4k commission, despite that the buyer was actually introduced by our…
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Using H2B to top up deposit - reduce monthly rpts,
The wife and I are looking at new builds circa £400k, we have a deposit of £115k - 100 equity / 15 cash. I would much prefer a max remortgage term of 25 years and not 30, but I'm open to doing it if it's the best option. I'm trying to balance remortgaging for 25 years while keeping repayments at £1000pm and think it's only…
