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House that was previously flats
Evening, We went to view a house today that was previously two flats. I have looked on land registry and it shows the address as 118 & 118a. Would this cause any conveyancing problems/extra solicitor fees when purchasing? Thanks
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How can I check new lease owner is legitimate?
Hello, We bought a new build house under leasehold about four years ago and it seemed the company that sold the house (the leaseholder) went bust. Late last year we received a letter from an company stating that thr hold on our house was going up for auction and then in January this year, we received a letter from the…
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Freehold land registry charge
Hi, I am looking for some help as trying to extend the lease on my flat has turned into a nightmare! My sister and husband wanted to buy the flat so about a year ago I started the process of extending the lease as I wanted to the lease to be longer so they could get the best possible mortgage deal as my lease has around 70…
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Landlord carpet claim
So after months of fighting the issues with my house which has ended up in a two page report from environmental health with problems which need rectifying today I went to hand my key in to what I thought was the letting agent. I turned up and the landlady was there who I’d met once previously whilst she basically told me…
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Rented: Heating issues
Hi, I moved into a rented flat at the beginning of Jan and when we moved in we realised that 2 out of the 3 storage heaters in the flat did not work and we informed the LL immediately. He provided us with 2 plug in convector heaters, but we expressed that this could only be a temporary measure as our flat runs on economy 7…
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Boiler fault - Rental
Boiler stopped working in my rental flat on Thursday. Landlord sent engineer out today, who has stated the boiler needs a new board inside, and as the boiler is very old, he advises a new system be installed. Landlord has asked him to get a quote for new system. Engineer will give quote on Monday, but says he is very busy…
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Can I sell my share of a property left in a Will?
I'm in a situation where my father's house was left equally to my step-mother and my brother and I. I would like to release my equity in the property as I am currently renting a property and would like cash out my equity and put it towards a deposit for a family home. Herein lies the problem. Neither my sibling or I have…
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Do I need a Declaration/Deed of Trust?
I’ve just been going through the bumf the conveyancing solicitor sent to us before sending the pack back and it mentions that if one party has stumped up more of a deposit that the other to consider a Declaration of Trust. Simply put, the deposit is 40% of the house value and comes entirely from me. Myself and my husband…
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Council transfer and arrears
Hi, I really need some help, I apologise this is going to be a lengthy one, but I need to know if there is some kind of law or legislation I can get behind me to back me up. So, I live in a 2 bed council house, bedroom 1 is 11 year old girl & 9 year old boy. Bedroom 2 is myself and 22 month old son. I am 22 weeks pregnant…
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Shared Ownership Stamp Duty Help
Hi Guys, I am new to the property market im a first time buyer and wanted to get some more information on stamp duty on shared ownership properties. with the new budget things are getting abit confusing for me. I am looking to purchase a property that is worth £395,000 but I am only looking to purchase a 30% share so, im…
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cohabiting rights query?
Hi I have a quick query on cohabiting rights. If someone moves into a property which was bought between a family, the relationship breaks down, but you lived together in that property for a couple of years, does the person have any rights on the property, despite not being on the property name? any advice is greatly…
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First Time Buyer and Rent Out
Hi, I have found a perfect house within my budget to purchase but due to current health and geographical with my partner reasons, I cannot move into there just yet. So therefore I will have to remain living with my parents. If I were to purchase it and rent out with the intention to move into it eventually, what are the…
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Completion monies?
I've had a Google etc and can't find anything that explains exactly what a solicitor means by 'awaiting completion monies'. Excuse my ignorance, but is this confirmation of funds? actual funds in the buyers or sellers client account? Still waiting for the solicitor to get back with an explanation.
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Shared ownership - spouse already owns a property
My spouse already owns a BTL property before our marriage. I live in London and I am eligible for a shared ownership on my own, but what happens in my situation where my husband already owns a BTL in a different town? There is no mention of it here: https://www.sharetobuy.com
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Buildings insurance for between exchange and compl
We are buying a house and have agreed quite a long period between exchange and completion (5 months). I understand that you need a specialist short term buildings insurance policy to cover the house during this period. Can anyone recommend one?
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Maisonette Over Garages
I have been looking at a freehold maisonette - flat The accommodation consists of the whole top floor, over three garages (each garage can contain one car). One of the garages belongs to the maisonette. There are no other flats in the building. The building is detached I have not seen accommodation like this before I am…
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Very angry with EA
Wonder if anyone knows if EA's are bound by the same regulations as the financial services sector? I have been told they are, but am unsure. Is there a higher body to go to should there be an issue you feel is not resolved satisfactorily by the EA? I don't want to put too much detail here yet in case it is picked up & I…
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Stamp duty for someone who previously sold house
Hi. I do not own any property. But 3 years ago, I sold an investment property that I owned. I now intend to buy a property I want to live in myself. For the purpose of stamp duty, would the property I want to buy be classed as a first home or a second property even though I do not currently own any other properties? Any…
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Help to Buy to LISA Transfer
If I transfer 6k Help to Buy ISA to a LISA which was opened in June 2017, what is the position if I complete my property purchase before the first anniversary of opening the LISA? Do I lose the bonus completely? All other HTB and LISA rules are covered and it doesn’t matter exactly when I receive the bonus as I can cover…
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Rolling tenancy with ex boyfriend and wanting to
I have a rolling tenancy with an ex boyfriend and I left there over 1 month a go, I emailed the old agency a month a go asking them if I could be removed from the tenancy and they said I would need to give them written notice, so I emailed them giving the notice and they said they will check with my ex boyfriend if thats…
