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Leasehold house - dissolved freeholder
Hi - just asking for any advice regarding leased house that Im struggling to sell. History - new build house bought 14 years ago on a 999 year lease. The lease was with a management company that were dissolved 10 years ago. Land is owned by the local authority. The management company looked after a small patch of grass at…
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Credit searches for letting agents
When a letting agent does a credit search, how much can they see? We are about to apply for a house but husband and I have some defaults within the last year from when he was left without a job, I was just going to print off our noddle reports and hand them over, sp we don't have to pay a credit search fee, but husband…
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Can I apply for stamp duty (3%) refund?
Hi, I have sold my previous house (previous main home) and moved to a new home recently and have paid 3% extra stamp duty for it as I didn't sell the old home at the same time. So now I own 2 properties at this point under my sole name. the gov website says if I sell (or dispose) the previous main resident home within 36…
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URGENT - ground nesting birds
Not sure this the right thread, so please bear with me if it's not. Developers are moving in to clear a wood to the rear of our house. I was told somewhere that after a certain date - March 1st I think - that if there are ground nesting birds then work has to stop or at leats can't start. We have a brood(?) of pheasants…
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Solicitor acting on my behalf taking instructions
From someone I haven’t agreed to... Just a quick question. Me and my ex partner are selling our house. His mum seems to be dealing with everything on his side. Since it is both of our houses, should I not have had to give permission that she can be involved? Also, she has taken it upon herself to tell the solicitor that if…
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Stamp duty - is mortgage broker wrong?
Hi all, I currently own one property and my partner owns a seperate property, we do not live together in either and are not married/civilly partnered. I have recently sold my property and have an offer accepted on another that I am buying on my own (partner is not on the mortgage/deeds). My partner and I plan to move into…
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Is the price of house (STC) the sold price!
I am trying to gauge the market value of a house we are interested in. However, in the last 7 years none of these houses have been sold but one did go on the market a few weeks back and is currently sold STC. On the EA’s website there’s price is stated and then STC. I wanted to know whether this was an indication of the…
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Buying farmland for more garden: Can it be done?
Hi all As per a couple of my other threads, my partner and I have started looking for a house to buy in a rural location (most likely Wales). A lot of the houses we are shortlisting have ample land, but some have gardens that are a bit on the small side. In nearly of all these cases, the gardens are surrounded by fields /…
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Is this asbestos?
house = 60s build. https://imgur.com/a/leYjf Please look at all 4 images, its part of the stepping up to the front door of the house and also makes the support for the balcony area outside front of house. On the top of the front decking area there are tiles like this: https://imgur.com/a/YqjvO so you can only see it from…
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Selling parents house to pay for care
Hi everyone My father has recently moved into nursing care so we are going to have to either rent or sell his house. I have to say I dread the whole process. It's been a very difficult the last few years with trying to keep him in his own house with carers visiting everyday. Hopefully the worry we had with him living alone…
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Is renting out a house impossible in Scotland?
I've recently heard that Scotland has very pro-tenant rules on home rentals. I think this was on a BBC documentary about evictions. Basically what I heard was that in Scotland a landlord cannot just evict a tenant without reason. Is this true? I ask as...it seems rather unfair to me. Assuming a landlord point of view- what…
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Issues with Housing Association and Care Home
Hi, I have a family member who several years ago was placed into a Mental Institute. Whilst in there he was diagnosed with Dementia and moved into a full time care home. Whilst this has been going on he was being charged rent, council tax and utilities for a Housing Association property. Do you think there is anyway of…
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Help to Buy ISA Question
Does anybody know with the Help to Buy ISA, will the mortgage lender take into consideration your bonus when you're applying? Our bonus would take us down to 75% LTV. I understand that the bonus won't be released until completion, but I'm not sure if the lender would accept it (if we showed proof of our ISAs) as forming…
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Housing after fleeing domestic abuse advice please
Advice needed for a family member please. I hope I can get some advice on the following situation. I fled domestic abuse and went to stay with my parents in a different county. For 7 months I have been trying, with little success, to get onto the housing association register so I can bid for housing. At every opportunity a…
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Silvertown
Does anyone have a view on the new development in Silvertown, Royal Wharf? I’m looking to move out of the centre of town, as I can’t get the sort of house I want in my budget, and am starting to think about the new development out there. You can get a five bedroom house for less than a two bedroom flat in Canary Wharf. If…
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PROBLEMS DURING BUILD! - What can I do??
Hi everyone! Newbie here, after some advice. My partner and I are first time buyers (24, v. exciting!) and our house is currently about 5/6 weeks away from completion. However upon visiting today we have found two things we are worried about. 1) In the back garden there is a manhole cover which has not previously been…
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Is it too late to buy at 45? Any advice...
Hi everyone... I'm a 45 year old single guy who made some bad choices financially early in life and got into debt. I've been out of debt now for a long time trying to save for a mortgage deposit. It's taking FOREVER. I have just over 5K in a HelpToBuy ISA and a 2K in other savings which I would prefer not to use as it's my…
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Help needed on survey result
Hi everyone I may be misunderstanding this but am a tad confused about what I see as conflicting information. I am currently looking to buy a new home and have found a property that seems suitable. The problem is the retention that has been set on the home buyers survey - I live in Scotland btw - there are structural…
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Buying First House
Hello!there guys,! Names Chris and live in Northern Ireland. Currently thinking of buying my first house. I want to get advice on what my options are with regards to a mortgahe etc. I havnt applied for one before so not sure that I will be eligible just yet.! Ok so I have seen a house that is £65,000. Typical mortgage…
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Home buyers report
Hello, I am buying a flat. I've just had a survey carried out and had a number of '3s' in the condition rating. Some of these are to do with the actual flat block and so I don't know what I can do about them. Others are in the actual flat and I can't work out if some of these are standard things that appear on all home…
