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Fencing Permission Clarify
Hi, i have moved into a corner plot property . There is currently a wall which is around 1 meter that is falling into disrepair. I am hoping to install fences instead which is slighly higher than two meters. for privacy and to prevent littering. My property is next to a main road. i understand i may require planning…
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Is it pricey to remove asbestos on flat flooring?
I am hearing noise from below resident in my recently purchased flat and contacted soundproofing companies about installing material on the flooring to quieten the noise. As the property had asbestos in the form of vinyl tiles in the flooring, the soundproofing material would have to be placed on top of the laminate…
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Council Tax Rebanded - Advice on Valuation
Good Evening, I've just been informed (following a very, very brief 'inspection' by the valuation board) that our council tax banding has been increased from C to D. The property is in Scotland. We bought the property in September 2017 and it has been extended (about 10 years ago) with a small porch to the front of the…
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Noise complaint, must be declared on selling flat?
I am a first time buyer and moved into a 1981 purpose built top floor flat in January of this year. Everything seemed great. However, the sound insulation is terrible and I can hear the downstairs tenant - who is only renting the property - clearly when he is talking to himself in the early hours. I've registered the issue…
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Does he need planning permission?
Hi everyone, I am posting this question on behalf of my friend who is in the process of trying to set up a workshop to run courses in construction. He has a massive garden space where he intended on putting up a steel warehouse, to house the training workshops. The warehouse size would be 40 x 15 feet and have a 13.5 feet…
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Conveyancers liability on Equitable charge
My wife and I bought our first property in March 2016 (completion) using Legal&General PPL for the conveyancing. When renegotiating our mortgage with a different lender last month, we discovered that there is an equitable charge on the property, created by an interim charging order of a county court in favour of Nationwide…
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Roof repairs before completion?
Hello, We are just coming to the end of buying our first house. We had a home buyers report carried out which flagged up a few things -Roof repairs - hole in roof and ride tiling -Window reglazing -Damp/wood rot in kitchen -Wanted gas safety cert as this was out of date and they have no installation cert -No building regs…
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Getting a House Ready for Sale
We live in a mortgage free large Victorian terrace which is way too big for us now. We want to downsize perhaps in a year or two's time but downsizing around here means a house of the same or even higher value, hence we want to make the most of what we have to get the best possible sale price, preferably without spending a…
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2nd Property Stamp Duty
I have just completed the purchase of my 2nd property, I have purchased this property with my parter but I own the first one myself. I am now having to pay 3% stamp duty, I have had a look and the only way I can avoid/claim this money back is by selling the first property and claiming the 3% stamp duty back. Is there a…
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Garage - change of use of Taylor Wimpey home
Hi, we are currently with the solicitors going through the steps to purchasing our house. i work from home and i NEED to convert my single detatched garage into a room for my sports massage. This is one of the main reasons for the move, so my work can be away from the home. Can anyone provide me with any information with…
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Constant Excuses From Letting Agent
In March last year after being forced to flee an abusive relationship, I rented a single story garage for six months in which to stow my belongings. I paid approximately £300 on the date of renting which included a month’s rent, a returnable security deposit and the agent’s fee. By July, I no longer needed the garage and…
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Shared Ownership HELP
Hello, I am looking for some advice please... We are currently looking into purchasing a shared ownership property... The property we are looking at purchasing is going to be a 3 bedroom detached property in a good location. We are looking to purchase 45% of the property at £85,000. This is going to be funded through a…
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Stamp Duty
6 years ago I moved into my girlfriends house and rented out my house, we both have seperate mortgages on the two properties. Last October we got married so are now husband and wife. We have decided to move, sell my wifes property and the new mertgage will again be in my wifes name only, this means it will replace our…
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Advice needed help
Hi there 21 years ago my dad bought a house, he wrote me a letter out and said I owe this to you for the things you have done for me. He has never lived in the house or stayed overnight at anytime. This is my only place of residence as I gave up my council flat and moved into the house. I’ve maintained the property. My dad…
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Am i stupid or would you have thought the same?
Hey, Right I need your opinion guys and gals to see if I'm the stupid one or if the letters below are not detailed enough/confusing. I'll start from the beginning. In 2016 i bought a house with my partner at the time, she had access to my Visa card as i earned more than her at the time so i was paying with the bills but…
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Pay of current house, buy new house w/o selling?
Hi Everyone I'm looking for some advice. Ten years I bought my first house at 20 for £150,000. I now only have £28,000 left on mortgage but me and the wife are very keen to move. I'm pretty sure if I really focused I could pay off the rest of mortgage over 12 months. Once paid off we would like to buy a new house. I was…
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Notice to Complete on Vendor
Looking for anyone who has experienced this so we know what to expect. We exchanged on 15th jan with a completion date of 2nd march. today we have been advised via the estate agent that our seller cannot move out on fri as agreed & is looking to stay there until end of march offering to pay our costs. Now this is not…
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First House - Advice
Hi, I have found a house i am really interested in. I have put an offer in at the asking price. I have Mortgage Promise, 10% deposit ready and no chain. The house was listed for sale around 2 weeks ago. I made my offer yesterday morning. Can anyone supply me with some advice/information as to when i would chase this for a…
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Buyers' buyers wants simultaneous exch / comp
Mentioned this in the exchanging thread, but thought I'd pose the question here as well. We were advised by our solicitors yesterday that they were going to try and exchange. We were told that everyone up and down the chain were happy with a completion date of 9th March. Today now, I get an email from our solicitors saying…
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H2B ISA Closure Query
Hi Folks (I posted this in the savings forum but no response), Myself and my partner both have a help to buy ISA and will be closing it in the next month prior to our completion date. We will both have 6400 in the ISA in the next few weeks however we only require 5k in each so the 25% bonus takes our final amount up to…
