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Moving into First Home Tomorrow (26/5/17) - HELP
Hi, My partner and I are moving into our first house tomorrow, we have exchanged contracts etc so are ready to complete and pick up the keys... The bit I a struggling with is what to do with the various service providers and if I have to have an account with anyone in particular. The old owner has stated they were with…
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Last sold data not showing on Land Registry
I am a first time buyer and found a place I will be okay with purchasing. However there is NO last sale data under landregistry.data.gov.uk - Can this mean that the alleged seller is not the legal owner. Do I have any rights to ask when the seller purchased the property and by how much? And can I ask the seller to show the…
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Surrendered tenancy early - Additional Council Tax
I took out a AST tenancy on a property at the end of March, but then my circumstances changed at work resulting in me not being to cover the full rent going forward. I mutually agreed with the landlord to surrender the tenancy and I move out. I've been told by the Council Tax people that I need to pay an additional 50%…
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Holiday let
Hi my neighbour has access over my parking area to get to the back of his house,
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Stressed FTB. Sooth-saying required!
Soooo, after years of being a wage-slave (and being treated like a Second Class Citizen) by unscrupulous, greedy landlords and incompetent, condescending Letting Agents, I have FINALLY had an offer accepted on a house and have submitted a mortgage application via London & Country brokers to The Post Office (who are funded…
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Houses for auction?
When houses are put up for auction what is the process of doing so, how much do the auctioneers receive, is it a percentage? How fast do the buyers have to pay the full cost of the property? This is just something I'd be interested to know. If a house is say £150,000 on Rightmove and the vendor is paying the estate agent…
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Extortionate lease transfer fees
I am a home owner with no mortgage. Due to a serious illness I plan to add my wife's name to the property so we will be joint owners. The process through the land registry is fairly simple but the problem is with the lease holder. Their solicitors are asking an administration fee of £285 for notice of assignment to add her…
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Damage caused by Third party we HAD to use
Hi Everyone, I hope someone is able to offer some guidance... In our tenancy agreement, we need to ensure that whitegoods are kept in working order. Our washer dryer recently packed up and so we notified the Landlord In our agreement, it states that we HAVE to use the "manufacturer's own repair service" and the landlord…
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Specialist damp and timber report - chimneys
Advised to get a specialist damp and timber report in structural survey but instead of answering questions it just seems to have thrown up more questions....they've advised getting a quote from a roofer for the following: 'I believe the damp noted to the chimneybreasts on the second floor is caused by ingress moisture…
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Survey lower than offer
We had a lenders valuation done on the property we are buying but also a homebuyers survey done by an independent surveyor. The valuation came back with the mortgage offer that valued the house at the price we have offered, but the homebuyers (which also includes a valuation) has valued the house at 15k less than offer (we…
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House seller pulled out
Hi all, Just wanted to vent really. Had completion date was about to exchange then...today our seller pulled out. Our house has sold but also today they have a spotted a covenant that says our house is for a private (or personal) dwelling and they want to let it out (plenty of other ex council houses like ours are let..)…
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Home Buyers Surveys....
Hi currently looking at the home buyers survey options... Does any one have any recommendations.. ? Any one used homebuyeronline.co.uk ?? Ive seen prices from £395 - 420 - 570 + feedback and tips welcome.... thanks
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Urban Owners Management Company
I have recently sold my house and the management company want £300.00 to complete a management pack for the buyers solicitor . I am told that if this is not included then the house cannot be sold . What a rip off has anyone had any similar experiences with this company or similar .
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Land Registry - Severance of Joint Tenancy
I'm in the midst of an amicable DIY divorce and my ex and I have agreed to sever the joint tenancy on our jointly owned house (I have been living in it with my children for the last two years and there will be an agreement made under the upcoming financial consent order done via a solicitor). Is it right that I just need…
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Inherited a Property-Rules on extending a lease
Hi My mother recently passed away, my sister and I have inherited the property a flat worth in the region of £200,000. The issue is we have found out the lease only has 70 years left on it, so we have been advised that we should extend the lease in order to sell the flat. My mother lived there 10 years (no mortgage she…
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Help with re-mortgaging and BTL calculations
I own a BTL property outright, value 330k. I want to raise equity to fund a second BTL with interest only repayments for 15 years (capital to be paid after the property is sold at the end of the mortgage period. For the sake of the calculation, the assumption is that it will gain in value, CGT will be paid, and mortgage…
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Initial Tenancy Ending - What's the norm in Scotland?
DD2 (her and a flat mate) are currently renting in Glasgow on a 12 month term. This ends at the end of July or mid-August (I can't remember when exactly). The initial tenancy term was organised via a letting agency. They're happy to stay on for another year ... what would be the normal process to do so? Is another fixed…
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Rent4Sure Data Deletion?
My partner and I have recently applied to rent a beautiful cottage near Oxford. Due to the rent amount and the fact that both of us are company directors, we've had to disclose an infinite amount of information to Rent4Sure. The referencing process has been completed and we've both passed - however, we've found the whole…
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Dilemma
I'm awaiting a mortgage offer from nationwide, have been assured it'll be through by the end of the week. However, I'm due to make a decision on my current tenancy tomorrow. We've been here 4 years and have always done a 12 month contract at a time. Obviously I don't want to be tied into 12 months now but I'm cautious…
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Transfer Of Lease Extortionate Fees
I am a home owner with no mortgage. Due to a serious illness I plan to add my wife's name to the property so we will be joint owners. The process through the land registry is fairly simple but the problem is with the lease holder. Their solicitors are asking an administration fee of £285 for notice of assignment to add her…
