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House on with 3 agents, any advice for buyer?
I've found a house I like but it's on with 3 different estate agents. This makes me very wary as I worry that someone might step in with an offer that even the agent I'm dealing with doesn't know about. Does anyone have any advice on how to approach buying this house and what pros and cons there are for a buyer when a…
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Scotland: Home Report Survey - Independent or Estate Agent?
Looking to sell in Scotland, a rural property (so not much similar in same location to compare to for valuation). Estate agents have so far given valuations that have ranged by over 50k. The ones at the higher end have good reputations. Need to get a home report done, have been advised by some to get an independent survey…
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Extending Lease
Roughly how much do you think it cost me to renew/extend a lease too 100years on a detached house, value at present is around £140,000 with a 46 year lease Would it be advisable to purchase this property with only a 46 year lease?
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Coal mining search on 12 yr old property needed?
Hello, Long time lurker, first time poster :) I'm selling my current home and buying a 12 year old property and I feel the Conveyancing firm are already a bit shirty with me due to my paying off my own mortgage and sorting out my own SDLT payment. They've advised they deem a coal mining search warranted on the new property…
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Advice needed!!!
Hello! I've been lurking on this forum for years but now in a situation I wouldn't have predicted I'm desperate for some advice and pointers... So I currently live in London with my now ex partner... We are renting a one bedroom flat which costs is 1200 a month so 600 each and our tenancy runs out in September. I've been…
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Owning two houses
I live with my husband, a couple of times a month I work away from home and stay in a part of the country I and my husband really like. We have talked about moving there permanently, but it is not feasible at present. We have some savings, and a small outstanding mortgage on our current home. Which is worth about £160,000.…
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Old houses and asbestosis?
Does it concern you that if the house is too old, eg. Victorian houses, it is built using asbestos that would not be approved in this era? Is it safe to live in it?
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Estate Agent Rules?
I'm curious. If your offer gets accepted for a property, are the estate agents then allowed to tell you afterwards what the other buyers offered for the property?
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Huddersfield Or Leeds?
Hi all, I am a First time buyer looking to buy my first house with following in mind : Budget : c300k House type : Detached / Semi Detached Build : New Area : Leeds / Huddersfield Key factors : Location of House (I would like it to be relatively quiet but still accessible to Leeds city centre and both myself and my wife…
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buy to let, is it worth it?
Hi everyone. I browse here regular but only post every so often. As it stands,i turn 28 next month, and i have 36k left on my mortgage. My salary is about 29k a year. I've had my house three years next month and have over paid on it since I've had it using my 10% over payment allowance each year. I have about 12k in stocks…
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Am I about to lose the house?
Hi. Agreed to buy a house for £320k. Two bed Victorian in London. Pretty old and needs major modernisation. The valuation survey said (two months after the report!) that we needed an electrical and damp and timber report. We've had both of those and they've both come back with big problems. Could set us back £5k-£8k (still…
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Fence boundary issue
Hi, Neighbours fence was in disrepair, so they have replaced it. Originally, the fence at the back of the garden, running down the side was sitting on a brick wall. I was not at the property when the fence was installed. They have fully erected the fencing. I went to check it and noticed that they did not remove the low…
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How do I get my money back for a flat Deposit?
Hello Folks, I loaned my sister's hubby deposit for their rental flat, but now they're separated and with possible divorce and he is not giving back the money and he is living in the flat with their new born child. My sister now lives in a hostel as she has mental health issues. Since he is not living with her, he should…
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Tired of my landlords entering my flat - what are my rights?
I live in a build to rent. It's a purpose built building and all flats are owned and let by a company not an individual. Water rates, electric etc are inclusive and they say they need to take quarterly meter readings. We get 24 hours notice and are asked whether we grant permission for the meter reader to enter our flat…
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Profits from selling a house
I know that this question is kind of like how long is a piece of string...but I'm still somewhat confused as to how much profit people receive when they sell on their home. I know it depends on various factors, but there is a guide to this? I've tried to do quite a bit of reading on the subject. For instance, if I pay a…
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Change of circumstance
Hi Guys, This was originally posted in a different part of the forum but I felt it may get better exposure here. Opinions and experiences sought please. Go easy on me, I'm fragile! My situation is that me and my newly Ex bought a house. The problem is that the relationship has now broken down. The finances are a mess and a…
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Can I buy a house when my home ain't up for sale yet?
I have seen a lovely house that I have totally fell in love with i am going to view it and put an offer on it. But i have not yet put MY house up for sale yet. I'm getting it ready when I have a chance after work as the agents have said asap to putting it up for sale. Will i get my dream home? Any info would be great thank…
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FTB - Getting a mortgage with defaults
Hi all Want to hear from anyone who has managed to get a mortgage with settled defaults showing on their credit report. Paid but not yet dropped off. I have done a bit of research and saw that it is possible but with 15% deposit, does anyone know does it have to be 15% . I have 15% but ideally id like to put 10% down, just…
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Moving in together, what to do with houses?
Me and the missus have decided to move in together :) We are both in the fortunate position of owning our own homes, although both of us are pretty much at the start of paying our mortgages off. The question is, what to do with our houses? Obviously one of them we will want to live in, but should we rent out the other or…
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Equity Share - unequal deposits advice
Hi, My partner and I are buying a house together, we will be tenants in common and I'd like to sense check I've got the following correct. Between my Dad and I we are putting in approx £41K towards the purchase (this also covers stamp duty, fees and some white goods agreed to buy from sellers as a seperate negotiation). My…
