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2nd house stamp duty
Hi Need to know if I have pay 2nd house stamp duty, scenario is as follows...... > Purchased a house in 2015 > relocated to different part of country in 2016 and obtained consent to let > let out house and moved into rented property in different part of country > looking to buy a house in area I have relocated to as dont…
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House buyer dropped out for second time - leasehold garage
Hia guys, I'm shamelessly looking for a bit of hope in what is looking like an ever-worsening situation. My house is a three bed, semi detatched in a good area with a leasehold garage. We pay £55 a year for insurance of the leasehold, no rent and it has 120 years left. Our house has been bought twice, both people being…
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Mortgage offer made - do we now need a date?
We've just had confirmation from our broker that our mortgage offer is in place. They've suggested we contact our solicitor for 'dates' and to see if there's any work outstanding. I already know that the surveys are still underway. As yet no dates have been discussed for moving (I assumed this would just fall once surveys…
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Persimmons !!!! up on land registry
Hi I bought a house from persimmons almost 2 years ago now. When i recieved my deeds i noticed on land registry that they have gave me my next door neighbours garage. Now i have recieved a letter from Persimmons more or less holdong there hands up after i enquired about it saying that could i hand the land back to them so…
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What's the catch?
I was recently contacted by a company who specialise in buy-to-let, largely of student properties it seems. They offer typical student apartments with purchase prices averaging 65-85k depending on city, with the usual 'pay a deposit now, earn interest on it, complete later'. Interestingly, there's an 8% (or in some cases…
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How long do solicitor searches usually take?
Suspect it's a how long is a piece of string sort of question but just incase it is not ;) We had a letter from our solicitor a little over 2 weeks ago, and I just wondered how long to expect to wait until we hear back about them. Thanks.
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How far in advance to make an offer on a house?
Looking to buy my first home this year - I have an agreement in principle and we have been living in the area 2 years so we know where we want to buy. There are several houses at the moment well within our budget (and some lovely ones at the top end) BUT the deposit is coming from my parents, my dad gets a lump sum from…
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Buying a house - how to check any legal issues?
Hello I am currently in the process of buying my very first house. I can see a lot of threads on this forum from people complaining about their solicitors screwing up or not doing paperwork. I am approaching very fast exchange of contracts stage. I have pretty much no communication from my solicitor, she is never available…
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Buying off parent on the cheap before they flog it cheap
Hello all, Potential First time buyer and newbie here. My boyfriend's mum (age 56 no care needed) wants to sell her house and got a valuation for it for 240k - her neighbour sold his house for 250k a month ago and it's exactly the same. However she wants to sell it quick and is even prepared to sell it to these quick sale…
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The £100k home challenge
http://www.rightmove.co.uk/property-for-sale/property-64870280.html This property posted on the 'Have a Look' thread prompted the reply. I thought it might be interesting to see what is available in other areas for £100k. In Grimsby there are 388 properties for £100k or less…
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House without Lawfulness Certificate
Hi All, I am a first time buyer and having bit of trouble with regards to the house which I have put an offer. The house was built 7-8yrs back privately by the Owner in the side garden attaching to the old house. Since then the owner has given the newly built house to his divorced wife. While checking the details some of…
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Will / Inheritance / Moving House
Hello, I never seem to find the right forum, but here goes. My wife's Uncle has been left the house he lives in his father's Will. Is it 12 years that this can be contested or is it 6 months? We have often talked about swapping houses in the past, our houses are roughly similar in value as his hasn't been modernised since…
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Right to wait until seller has found a house?
We've just had an offer accepted - were first time buyers living in rented accommodation. The Estate Agent wanted to know we're proceedable before taking the house off the market, so we've shown them a mortgage agreement in principle. Now they are saying they want things to move quickly and need to know who our solicitors…
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Flat Management Company
Hi all, Can anybody give me some advise (or point me in the right direction) of the best arrangements for setting up a flat management company to own the freehold title of my block of 4 flats? There's lots of things to consider and I've spoken to two property lawyers already and not had clear answers. So for example: a)…
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Completion Certificate
Hello, I wonder if anyone can help? We are trying to buy a property which had a load bearing wall removed in 2015. However, the vendors do not have a completion certificate from building control. Do the vendors by law have to provide a completion certificate? They are offering indemity insurance only, and refuse to get the…
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Encroaching existing extension
Hi, Looking for some help. My wife and I recently had an offer accepted on a property. On our second viewing, I noticed that the neighbor's rear extension encroaches by about a foot into the properties boundary which we are currently buying. Furthermore, the single storey extension also has two high level windows on the…
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Spark Energy supplier chosen for me, can I cancel for free?
Hello all! Long story short, my wife and I will hopefully be moving into a rented property in a few weeks and I've just been reviewing the tenancy agreement and noticed the following clause: Now like any good money saver, I've been doing my homework on Spark Energy and it would appear that they are not the cheapest out…
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Professional Snagging Inspection
Hi, we have just exchanged contracts on our first home, which is a new build scheduled to be completed in late May. We have just received a letter today with a date for our pre occupation inspection visit with site manager, and after reading various things from other people who have bought a new build it is highly…
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Flood risk are issues
Hi I'm looking for some advice as me and my husband want to buy a house, we applied for a mortgage with Halifax but when we were looking to get an insurance for the house they said they can't help us as it is in a flood risk area. It never flooded there before and the environmental agency said is a low flood risk area with…
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Renting - Oil Contamination
We have been renting for over six months. When we moved into the property it was discovered the oil heating wasn't working as the flue was cracked and filled the burner with rainwater. It was repaired in October but we were left without heating for two weeks. For those two weeks we had our rent waived. It turns out this…