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Putting in an offer at closing date- first time buyer
I am a first time buyer and purchasing on my own and finding the process a bit confusing and stressful so any advice is appreciated. I have seen a financial advisor who gave me an agreement in principle for a mortgage and he told me I basically had to just find what I liked and call a lawyer(he recommended one) and they…
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We are going to be homeless....
Alright guys We are in need of very urgent help... Currently at the moment me and wife are in a private property paying £520 per month but by the 23rd of May we need to be out.. This has already arranged so there is nothing that we can do about that.. Since we knew this was going to happen a few months back we have been…
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freeholder demanding money for poorly carried out work
Hi all just after some opinions and advise. Basically the freeholder wanting to resurface the driveway and make the garden smaller. The drive way we were told we have to pay towards as it was essential maintenance. The garden as it is his we had no say in so therefor he is responsible for it and we lost of of the garden.…
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Ending a month to month lease in Scotland
Hi everyone Me and my partner have just bought a flat and want to hand in notice on our rented one. We understood from our initial lease that the notice required was 28 days. This lease ran out in October last year and since then we have been on a month to month arrangement. We tried to give notice today and were told it…
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Wait for searches before survey, when survey is two weeks away?
FTB here... I'm in the early stages of house buying - offer accepted, solicitors instructed and have mortgage decision in principle with the full application submitted the same day as the DIP. My offer was accepted 16th April and the survey was booked in yesterday (25th April) but isn't until 10th May - I'm not sure if…
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Advice on contracts
Evening. Hoping someone can offer some advice as I've not don't this before! We accepted an offer on our house in March and had an offer accepted on the property we want to buy on the 3rd April. Since this date we have received the draft contract from our solicitors for the sale of our house. I have just returned it with…
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Property valuation lower than offer
Hi guys I'm after a bit of advice. I'm a first time buyer and I had a offer accepted on a property. The survey has come back and it's valued £7500 lower than the accepted offer. The vendors only bought it two years ago and are selling it for the price they we are paying. I don't want to buy it and be straight into negative…
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How many viewings
Our house went back on the market last Friday and we've had 3 viewings since, with 2 more planned for the next few days. I was expecting a few more tbh but is this kind of average? How many viewings to sell? We live in the SE, the house is a 2 bedroom terrace so I expect it will mainly appeal to first time buyers and…
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House selling
Hi we are currently 8 weeks into selling our property. Survey has been done now buyers have requested Gas and Electric check any advice as to what this entails ? Thanks
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Investigating a Probate House before exchange of contract
Hello, Has anyone been involved in buying a probate house? What documents should i be asking? from the looks of things, i have been told the documents would be incomplete. What investigation can i find out myself before completing the purchase?i did a basic survey with my lender and it says everything is fine but it has…
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Advice!
Hello everyone! A house buying novice here looking for some advice…. We currently have a mortgage on our 2 bed home, 103k remaining at 2.5% fixed till next year. Our plan within the next 2-3 years is to have another baby, and we will therefore require a bigger house. Our hope is to keep our current house and rent it out,…
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Solicitor asks for a permission to sell from a person who is not a owner
So we finally got papers from solicitor to sign the sale of house. They say that because our daughter is over the age of 17 and lives in the house they need a signature from her that she agrees to a sale. The reason does not make sence. The house does not belong to her and therefore her opinion (good or bad) is irrelevant.…
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Buying off plan - pros and cons
You jolly folk out there in MSE Forum-land have probably got lots to say about the benefits or otherwise of buying a new property before it's actually been built. I'm liking the look of a lot of the new build apartments here in Briz'l and wondered what sort of experiences you guys have had? A chum bought a house over in…
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Vendors solicitor ignoring requests for 'extras' breakdown
Vendor being a developer. I asked at the time of completion for a breakdown of the extras which never materialised and I've been chasing it ever since. Think my own solicitor isn't exactly 'on it'. What can I do. Is contacting the Law Society a bit dramatic :D
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Advice needed please re time period of RTM takeover
I wonder if anyone can help with our situation. We ( 3 Leasholders ) have set up an RTM Company and the Freeholder has confirmed he is happy for us to take over. The official takeover date is in 3 months. However the existing managing agents are now wanting access to start compliling reports for fire, H and S and asbestos.…
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HELP! Close to exchange but seller has just found a property
My partner and I are FTB and are currently in the process of buying a property. Everything has gone through smoothly and we are currently at the 12 week mark. The seller had agreed that they would rent in order for us to move in, as they didn't want to lose us as buyers. We are now in the position to sign contracts but the…
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Taking the previous home owners to court
Hello, Apologies for the long winded message in advance... In March 2015 the previous owners of my flat put it up for sale, declaring that there were no ongoing disputes between the neighbours (20 flats in total). It turns out that there was the early stages of a dispute between one flat in the block and the rest of the…
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Red flags that aren't so obvious in potential property areas?
Hypothetical situation: You've seen a property you really like and want to make an offer on. You've researched the area and although there's information on the general vicinity, there's nothing really to be found on that particular area. So you decide to go for a look around the immediate vicinity (say a half mile radius).…
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Withdrawing from property purchase at late stage?
My Fianc! and I are in the process of purchasing a property. Our offer was accepted in early March, and we’ve had our mortgage offer etc and are nearly at the point of exchange – pending documents and information still outstanding form the seller. Due to various reasons, including (very briefly) issues/concerns highlighted…
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Which Removal Firm - Local or near Destination
Well, our potential Move is, well, moving along. And we've started to think about the practicalities of moving. Never having paid someone else to do the move in the past and never having moved a longish distance before (it will be 200 miles or so), the question of picking removals firms for quotes - and yes, we'll be using…