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Retired, not enough to buy house too much for benefits?
Hi all new to this , hoping someone has sound advice. This is the short version! My mum is 65 and renting privately , she has some savings but not enough to buy a house and too old to get mortgage. We don't know the best way to use her savings to secure a roof over her head as she gets older. She cannot get housing…
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Selling house with mail redirections
Hello, I'm new to the forum so hopefully I haven't messed this up too much. I'm currently having my mother's mail redirected TO my house (long story, but it's all above board). I'm also trying to sell my house, but I'm wondering if those redirections will have a negative effect on any searches conducted on my property. I…
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Moving in with parents before buying their house
Good evening, We have recently accepted an offer on our house and are considering purchasing my parents house. However they do not want to move out until the new year as are looking buy a new build which isn't built yet. One choice of course is for us to rent in the meantime or for them to move out and rent. However…
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Nationwide Mortgage Retention
Hi, I've had a look on the boards and read a few posts covering roughly the situation I'm in. Hoping for any advice anyone can provide. I've had an offer accepted on a house - proceeded through Nationwide's mortgage application process. They have carried out their valuation survey and made an offer matching the offer I've…
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Could I go homeless whilst still have name on mortgage?
Hi all, If I have a mortgage with my husband, would I be able to get a council house? I want to move out with my children, (1 boy 2 girls, age 16, 17 and 20). I am also not working at the moment. 2 of my children are studying full-time, and another part-time. If anyone could help I am very grateful Thanks
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Selling house to quick sell agent
Has anyone experience or knowledge of companies that offer to buy run down properties. In particular they offer legal fees etc but how much below market value do they offer. Any info would be good.
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Rental deposit return
Hello, I was on a few weeks ago after we had moved to a new property and needed to move out quickly due to my job requirements. I received some good advice and after speaking to the landlords agent, it was ageeed that he would relist the property and we could look for something suitable. Long story short, new tenants were…
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Issues in new flat - how to approach agent
UPDATE: Most problems sorted now! Agent and property service people have been very understanding and I've even had minor problems fixed that I wasn't going to report! Just waiting on one more person to come fix things! YAY! Hi everyone, I need a little advice on how to approach my letting agent in a way that won't annoy…
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Ivy spread to neighbours house
I'm considering putting an offer in on a house which has ivy growing up the front of it, the ivy roots are at the far right hand corner of the property I'm interested in and have spread right the way accross the full frontage of the house it's attached to on the left. One of the first things I'd do on moving in would be to…
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Miserable first time buyer
Currently feeling very low, purchased what I thought would be a dream house. Have encountered problem after problem with the house after stepping foot through the door (Leaking skylight, broken garage door, broken boiler etc.) Solicitor is basically not interested - do I have any rights after completion or is it a case of…
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Affect of inheritance on help to buy/lifetime ISA eligibility
*gah. Meant to type Effect in title! Hi. I've been saving in a help to buy isa since they were released in Dec 2015 and was planning on opening a lifetime ISA when they became available with the hope of buying in a year or two. However I recently heard that inheriting a property renders one ineligible as a first time buyer…
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New build/conversions-'extras' from builders?
It seems like I have a new question each week! This time I'm asking if I can ask the builders for anything extra before exchanging contracts on my new flat. It's a conversion where developers take an existing building and put in as many 'luxury' apartments as they can. I'm instructing solicitors tomorrow and wonder if it's…
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Chain Free Buying
Hi All, I'm after some advice... I'm in the process of purchasing a property. Advertised as chain free. My solicitor is ready to sign contracts and provide completion date, but the vendors solicitors have advised me they are waiting for a search back due to an underpinning issue that they will need to forward to the…
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Husbands name on council lease if he already owns a house
I'm a Camden council tenant I'm thinking of getting married & staying in my property, would that be a problem as my future husband owns his own house? Thank you
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Dealing with fear of overpaying
Hello guys! We have an offer accepted on the house which we love. During the viewing we could see ourselves living there. And hence we offered accordingly in the hope to close the deal and start the procedure. (No chain and I am a FTB) I do know that there is another house in the same "Close", end of terraced too, that was…
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Cash buyer, First time buyer- Seller will not give any completion date!
I need advice from experts here please. Sorry for a very long story. My status: First time buyer and cash buyer, currently renting a flat. In the beginning of February, our offer has been accepted. When I first made an offer, I understood from estate agent that the seller would look for another property to buy in the…
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Builder problem - how long can they take to fix?
Hi all, Full disclosure - I'm in Scotland, where I know the laws are very different in some places, so please only answer from a Scots Law perspective if possible. I've had a long-running issue with my property, which was built in November 2014. In around March 2015, it was noticed (not sure by who) that the builder had…
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Using a search agency
If a solicitor uses a search agency to conduct a local authority search, why is this quicker than asking the LA itself? Is it 1) they simply pass on the request ... but I don't see why that is faster? 2) they have pre-prepared searches ... But surely these expire once they are done ? 3) they go directly to the LA planning…
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Average House Prices UK
Does anyone know a quick way to find the average percentage increase of houses in a certain area/town over the last two years please? I’ve tried Zoopla and Rightmove but can only seem to find the percentage for the last 12 months. Other sites (including Gov.uk) seem to have national data but you can’t drill down to a…
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Questions over rental
Hi, Was up at my brothers last night and he is having an issue with his rental property He has been served a section 8 with the view of leaving on July 2nd when his contract expired. However on it it states that he has outstanding rent of £1658! He has shown me his bank statements and he is one month behind ( but can pay…
