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Buyer has taken the property off the market
Hi, I had an offer accepted in August and was progressing towards purchase. My mortgage was in place late September and all searches were finished by 1st week of Oct. I had a few questions and was seeking answers to them from my conveyancer. Nonetheless, i signed the contract, title transfer and mortgage deed and sent it…
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Stamp duty assistance
Hello There, I'm just after some assistance regarding stamp duty. My name is on a mortgage for a house that my ex partner and 2 children live in. I have not lived in the house or paid anything towards the mortgage since 2008. I now have the deposit to purchase a new house with my current partner (we are not married yet).…
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House Deeds problem
Scots law My father died in 1997. We did not obtain confirmation as everything was simply passed over to his wife. Earlier this year his wife - my mum - died. They are survived by myself my sister and brother. There was a will, apparently lodged with her Bankers but after enquiries they could not locate it!. At significant…
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Whats the rules on live in landlords and deposits?
I have been renting a room or two out for a while now and generally never have been in a position where i need to keep much deposit But the latest person to move out, despite us getting along has decided to take the !!!! its 3 days since his tenancy ended and i have gone into the room despite not having keys back yet it…
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Landlord Gas Gas Safety Certificate and knackered oven
So, my partner rents out her old house. Yesterday the annual Gas Safety inspection was undertaken at the property. We found out today, via the tenant, that the free standing gas oven wouldn't operate when tested and has been disconnected and capped off (I presume the gas feed to the oven, not the oven). The tenant…
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Informing a Landlord of intent to challenge deposit deductions
Hi My SIL is being challenged to pay for several items/actions which she does not believe are applicable to her, including but not limited to, carpet stains (on old and very worn ill-fitting carpets), noted as marked on the inventory (May 2013), on a property she describes as being in poor condition when she moved in…
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buying a flat or house or stay renting
Hi Everyone I am currently renting. I live in Wiltshire and I do not see house prices decreasing. SOB! I am currently renting in Salisbury for £795.00 a month...CRY. Such a waste of money. I have a decent deposit but on a single wage i can only afford 150,000. So I have 30,000 deposit and the rest as a mortgage. I am…
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Snagging inspection recommendation Manchester area
Hi! Has anyone bought a new build in Manchester/the North West in the last couple of years and can recommend a surveyor or snagging company? I haven't been very successful finding reviews on Google so would appreciate firsthand experience/recommendations. Many thanks
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Not sure if this is the right place to ask ....
....but We have just completed and moved into our new place Monday, we're having major work done as the house is time warped to the 70's. Part of that is to move the fuse box and electric meter as it's currently in a random island in the middle of the hallway. The builder has advised that the supply to the house needs to…
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Help with halifax soft searches and applications
Hi all. Ive applied for a mortgage with my wife which was rejected because of a unknown missed payment of £3 for 4 months we have dealt with that with id mobile and equifax and its been removed. Now the application has been referred to the business management to view we have sent the proof of not been our problem of the…
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New Freeholder demanding service charge shortfall
Hey all. My partner and I are Leaseholders of a flat, and the Freehold of the building was sold in April. The old Freeholders were Thames Valley Housing - the new Freeholders are 4 of our fellow Leaseholders (6 flats in total in the building, so 2 of us did not join in buying the Freehold). The new Freeholders have…
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Renting my storage in garden
Hi, Long time ago, I had advertised th free space I have in my big garden shed which is 30m2. 2 years later someone has interested in and want to rent. However, I am not sure what I should check / validate and what I should be looking for thanks
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Combining properties.
Does anyone know the position if a flat owner buys the adjoining flat to combine the property into a single flat as their sole dwelling. Firstly are they liable for the additional stamp duty for buying a 'second home' or if they are, can this be reclaimed when the properties are merged. How, and by whom, is it determined…
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Finances when buying a house as a couple
We are in the process of buying a house. I earn £35k per year. My partner earns £27k per year. Deposit, stamp duty and other costs to buy the house is in the region of £45k which includes a refurbishment budget. This money is coming from my savings. My partner does not have savings to contribute. My savings come from a…
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2 similar houses, different asking price?
Hi all, I have been browsing for a while, but this is my first post. My husband and I are first time buyers, a 4 bedroom house in the area we are looking to buy has come up but it is slightly over our budget at £209,950. A couple of months ago a 3 bedroom house around the corner from this one was on market for £165,000,…
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Completion Query
We have a buyer for our property. our solicitor has confirmed there is nothing else we can do our end and to wait for the other side to suggest a completion date. This was Friday last week and I still haven't heard anything. I'm becoming increasingly frustrated and wanted to know if there's anything I can do!? I've…
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renting & bills ect
Hi Guys & Gals! Im looking in to moving back to the UK after years of living abroad. I was wondering if you guys could help me out and come up with an average monthly cost of living. i have checked several websites and they say its about 1300 quid ish. What do you have to pay for rentals ect? i am not familiar with council…
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Private landlords
Anyone know where I can find private landlords to rent a property. I've rented privately for the past 3 years and looking to move to Torquay or Dawlish area. Don't want to go with estate because they charge to much to check references etc.
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Indemnity Insurance query
Hello Please could someone help? I'm selling my home, and the buyer's solicitors have asked for me to put in place the following:- 1. Missing Deed Indemnity Insurance (due to me having no copy of a development brief mentioned in the restrictive covenant); and 2. Building Regulation Approval Indemnity Insurance (due to me…
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Private shared ownership schemes
Hi all I just wondered if anyone has any experience of private shared ownership? Is it a big no no or can it be a way of getting on the property ladder? Any advice would be appreciated, thanks
