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Access to property
Hi I am in the process of selling my property and although I had no problem with the person who wants to buy the property to have access to any surveys they wanted to do. They are pushing for me to sign and exchange asap. The problem I am having is with the terms in the contract: 1, To allow them access the the property…
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How to fund a house purchase?
My son and his wife have seen a house that is perfect for them. They are just about to put their house up for sale but are worried they will lose the one they want to someone else. They think their house will sell quickly as they are very popular in the area where they live. The house hey want is a lot more expensive. They…
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Reduced offer after survey
Hello (long time lurker - first post) First time buyer so apologies if this is a silly question Partner and I offered and were accepted on a property. Our lenders survey indicated a problem with water ingress at the shower and recommended this is fixed. Surveyor indicated they agreed with home report valuation (72k). Our…
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Lease Extenion on first time buy
Hi, I'm looking to purchase a flat with 71 years left on lease for 97000. Should it be straightforward to get the seller to get a statement 43 issued so I wont have to wait 2 years to get the lease extended. Or could the lease be included in the sale price? What's the best option forward. If I was to end up selling the…
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Solicitor made mistake in sale info any comeback
Bought my flat 18 months ago , was told in writing that I had parking with the flat , my solicitor even gave me a plan of where the parking was. After months of wrangling with the freeholder and me asking the solicitor to recheck the info they have now come back and said actually you don't have any parking with your flat…
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Building Regs and Planning Help!
Hello folks, I'm looking at houses with my cousin, and one (as many do) has an extension on the back, which after searching local planning website, appears not to have sought or been granted permission (or needed it?). It almost certainly was added some years ago, and the house in general is run down. It's a total of 9m…
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Moving in weeks after completion
We are looking to move into our new property some weeks after completion. I will be in there each day stripping walls and decorating, but no-one will be sleeping there initially. I understand we will take out buildings insurance on the property from the day of exchange, and will also want contents and possibly legal going…
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Maintaining Large Garden
Hi, We have just seen a property which has a garden of 1/4 acre of land, full of fruit trees, shrubs, ponds. It is all overgrown now. Once someone has come in and cut everything back to organise the land, how much would you expect it would cost for a gardener to maintain it? Thanks
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Solicitor etiquette
What do you guys think? Emailed our solicitor all TA06 etc forms yesterday, had an immediate out of office reply. Forwarded on the docs to the contact on his email. The out of office said he would be away until 10th November. I haven't had any reply from the person covering about the receipt of any of the documents. Would…
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Theoretical rental access query
Note this is a theoretical situation, so doesn't deserve urgent attention over posters with live, ongoing issues. I just thought it was mildly interesting. I rented a ground floor flat for some years in a Victorian end terrace, converted into two flats. The garden belonged solely to the ground floor flat and was accessed…
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Has anyone ever bought with Ogilvie Homes?
Hi, I'm wondering if anyone has ever bought with Ogilvie Homes? Me and my partner are really interested in buying our first home with them using Help to Buy. We are in love with the house and last month we were about to reserve a plot for the house we really want but were advised they had pushed it forward and would be…
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Help to buy or shared ownership?
Hi, I've got a question that I was wondering if anyone can give me advice on? I currently own a property with my ex-partner. We have now separated, and we are currently going through the process of taking my name of the mortgage deeds, and my ex-partner will remortgage the property. I am getting my share of equity from the…
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Changing joint ownership to single ownership
Hi, please can anyone offer me some advice? A few years ago my mum and I brought a property together. Which neither of us live in. I now want to buy a new property with my husband, but I need to take my name off the deeds to the existing property. I want to transfer full ownership to him with no exchange of money but…
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Solicitor problems
Hi everyone We were due to exchange last Friday but one of the solicitors disappeared and would not answer his phone. I was told hopefully he would exchange on Monday ready for our planned completion date this Friday. Late yesterday were found out he had pulled out a last minute enquiry (his client had been in to sign…
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SDLT payable on TOE + BTL remortgage?
Two years ago, before George Osborne changed the SDLT regulations, my girlfriend and I decided to invest in a buy-to-let property as neither of us has a pension. We found a 3-bed property for £148,500, but finding a mortgage proved to be more difficult, because my girlfriend was between jobs at the time and we were both…
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Ground floor extension
Hi I live in a top floor flat of a Victorian conversion. My neighbour downstairs has sold his ground floor flat to a developer who wants to extend the ground floor Is there any way to prevent the extension from happening if the leasehold agreement does not stipulate that there is a restriction?
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Builder has bought the freehold to my property
I live above a florist on a very small parade of shops in a village (four shops). Each shop has a flat above it. The florists own the freehold and I have a leasehold for the flat. I found out last night that a builder offered them an amount "they couldn't refuse" to buy the building and grounds (huge garden) and they…
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Frustrated by my solicitor
Dear all, I wondered if I could look for a complaint and even a compensation for the following incident: I bought a flat outright via a housing association in November last year. Since then, I didn't pay attentions to my flat service charges for almost a year (Yes indeed, it was my fault). Up to last week, I rang up for…