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Appointing a factor
I live in a block with 6 flats (Mine being 1 of them). At the moment we don't have a factor or any kind of common fund. I really think we need one and want advice on how to best approach this. I read online about having a meeting so everyone can agree to appoint a factor, but to be quite honest, I don't want strangers in…
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Multiple estate agencies selling for you, how many is too much?
We're selling up and have decided to go with 2 local estate agents. Since then we've had about 5 other agents get in touch offering their services. My natural inclination - pure gut feeling - is to say no to them. Something says it looks desperate to have more than 2-3 selling for you? But is my gut feeling right? Maybe…
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LIFT scheme advice
I have had my lift application approved and a decision in principle granted, still looking for a property and running out of time! I know they can extend the lift for upto 6 weeks. my question is if you fail to find a property can you re apply in the future? I come under the 2 bed upto the value of 120k looking at having…
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Am I prejudice?????
So 9 years ago we bought a new build at the end of a quiet cul de sac, nice area and great neighbours. All the houses were lived in by the owners. Now, for various reasons 7 of the 12 houses closest to us are let and the tenants are with one exception awful, swearing, smoking and throwing dog ends and litter into our…
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Can't you get a mortgage on a property that recently sold?
I have just read on an old thread on here (from 2011) that mortgage lenders won't give someone a mortgage if the property they're buying hasn't been lived in for at least 6 months by the current owners. Is that correct? I bought a property in August 2016 and I'm planning on moving in summer 2017 so this won't really…
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Tax Advice for £12000 gift from parents in EU
Hi All, Just looking for some advice. We've been lucky enough to receive £12,000 from my parents in Ireland to help us move house. Does anyone know of the tax implications of this? We received a similar amount from them when we bought our current place and only had to get a letter from them stating that it was a gift and…
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Missing out the middle man (estate agents)
Hi all, I am trying to out my buy to let house on the market. I have a free valuation from an estate agent but the tenants are making noises like they want to put in an offer. I guess I can accept directly without informing the estate agents? If they give me an offer I am willing to accept then I guess I just tell the…
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First Time S/O Buyer with a Valuation Question
Hey, I have recently been accepted for a 40% Shared Ownership property from the Housing Association I currently rent a flat from. There is a point in the recent email which I don't understand and wondered if anybody could shed some light on it? Before I give them a ring tomorrow. " Another point to note is that with new…
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Ex partner buying my half of house - do I need a solicitor?
Hi, My Ex partner is buying my half of the house. She paid cash and I took out a mortgage for my half. She will be using cash plus a new mortgage to buy my half. Everything is totally amicable between my ex partner and myself. Do I need a solicitor to deal with everything such as the deeds and paying off my mortgage,etc?…
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council flat- how long to replace combi boiler?
The one in situ is failing more often than not- pressure cuts out.. last repair bod said council were planning to replace them, but i wondered would this be a quick fix, or do i need to book time (days?) off work? the water pipes and electrics, to/from boiler, and vent through wall are ok..
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Application to purchase form, at point of offer?
Hi, My husband and I are first-time buyers. We have a decision in principle, and we've just put an offer on a house. The estate agent has asked us to complete an 'application to purchase' form to go with our offer. It asks for details of how much we're borrowing (which we won't exactly know until we have an offer accepted…
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In a very bad situation
Hi I'm grateful for any advice you can give! I purchased a new build flat in 2015 that seemed great at first, the area is filled with loads of young professionals after being renovated from largely unemployed council housing. Over the last year we have been plagued with issues with door security allowing the outside world…
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Building Regs and Windows
Hi Guys So we have finally moved into our property and been there just over a week. We have 2 skylight windows in our house made by Fakro. We have been having major condensation problems with these windows all the others are perfectly fine and we have literally tried EVERYTHING to stop the condensation but no matter what…
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help - Unadopted road house purchase
Hello, Im looking for some advice from anyone really, no doubt Im not the only person in this situation. Im in the process of buying a house, and just found out the road is unadopted and the council wont be adopting it (I assume no sec 38 was submitted and the road doesnt meet the crazy list of requirements imposed by the…
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Survey suggests new windows required
Hi all, I posted recently about having our offer accepted on our first house. Since then the structural survey 'advises' that new windows be installed at the front of the house (the back is uPVC single glazed). The offer we put to the seller was only marginally below their asking price. My question is, if you were in the…
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What is the max amount of time an agency take to return a rental deposit?
Quick question (I hope). What is the longest time, following vacating a property, that a landlord or agency can take to return a deposit? Days? Weeks? Months? To give some background, we vacated a property late-August (and were liable for it up until mid-September). Early October the agency got in touch to say the landlord…
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Issues with Aster Living
Hi, my MIL moved into a council property in 2005 and the place was carpeted (when it was owned by the council). Since that time, the landlord has changed twice and is now Aster Living. They are now demanding that the carpets are removed as she has moved into a residential home as this condition forms part of their tenancy…
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Deposit/Tenancy End Issues
Hi all. Looking for some general advice, it's a bit of a complex scenario to bear with me. I moved into a rented flat in January/February this year with my partner at the time. We paid the first month's rent in advance, along with the deposit and admin fees as normal. Things didn't work out, and she moved out when we split…
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Can anyone suggest a good independant broker?
I have used L & C in the past, but TBH they dont often get back and just seem too big. I am looking for a whole of market broker so they can deal with YBS etc.. Any one recommend someone? Currently, we are on the market and viewing a property soon, I am with Nationwide. It was taken out by me, but I'm marrid now and the…
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Owing a property abroad - would like to hear people's experiences
I am pondering buying a property abroad. I own my own home in outer London with a mortgage on a very good discounted rate (0.74%). I am in my 40s and my pension provision when I retire is likely to be quite low and I'd like to invest in property. There is nothing remotely affordable with a reasonable return anywhere near…
