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Help with halifax soft searches and applications
seanwinf
Posts: 73 Forumite
Hi all. Ive applied for a mortgage with my wife which was rejected because of a unknown missed payment of £3 for 4 months we have dealt with that with id mobile and equifax and its been removed. Now the application has been referred to the business management to view we have sent the proof of not been our problem of the missed payment but the advisor isnt confident in getting it accepted. The halifax originally said i could have the mortgage in my own name as im A pass but there reluctant to redo another application in just my name because of another soft search as theres been around 3/4 now. Would 1 more soft search make that much difference because if its rejected with my wife on thats our last resort and would hate to lose the house. :mad:
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Comments
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I'm not sure but i don't think soft searches are visible... anyway a mortgage application is not a soft search.0
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With halifax it is for the mip0
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I'd be binning Halifax and getting a broker.0
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Already had a broker and was just hell bent on selling me insurance!0
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Think its go to far now with the searches.0
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As it turns out my noddle was updated today 17 searches in 30 days. Theres a mix of quotation and administration reviews and 1 credit checking.0
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