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Selling on survey
Has anybody ever re-sold a survey they have paid for? We pulled out of a purchase last month for reasons that weren't survey related (in the main). They have now found a new buyer. The EA has asked if we are prepared to sell on the survey to the new purchasers. Of course we'd like to recover some of the wasted expense so…
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Lodger Problems - notice provided but would like to evict sooner than 4 weeks
Hi everyone, Long time lurker on these forums - looking for advice/moral support/a place to sound off...:mad: We recently took a lodger in, we thought it would be a nice experience, get to know someone, share our home which we've just bought. We've shared before and its always been a pleasant experience. Sadly we rented a…
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FTB in a lucky situation
My wife and i have lived in our house for 20 years now. The house was originally her mothers, but she ran into financial difficulty. The wife and I were added to the mortgage. Some time ago the wife and I re-mortgaged and brought out her mother. So we have now decided its time to downsize and also get out of central…
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Joint bank account for Bills and credit card
Moved question to other area
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Online estate agent or not
Morning We are looking at putting our house up for sale, the fees in a general estate agent seem rather high in comparison to the likes of purple bricks, can anyone tell me the real disadvantage for not going online thanks sam
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How to remove myself from joint mortgage?
Hi All, I am currently named on a mortgage with my mother and father. We took the mortgage out when buying the property 18 months ago. I now feel I was misled into this by my parents, having expressed I would like to leave the property and come off the mortgage, they have made it clear they will not allow me to do so and…
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Home buying
Morning, I would like some help on an issue I have.We put an offer in on a house in May, we haven't even signed contracts yet, as the last vendor decided to go on holiday for a month and not tell anyone, but their solictors said they had permission to exchange, and i am getting slightly angry because it does not look as…
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Clarification on the 6 month rule
I know there's a guideline about some mortgage lenders not giving mortgages on properties that have sold within the last 6 months. What I'm seeking clarification on is whether you can start to sell a property before the 6 months is up so long as it completes after the 6 months or whether you cant' even start to put it up…
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Transfer of Property - ID and TR1 form
After nearly 3 years the executors of my sisters estate want to sign over my sisters part of a joint property to her only living child. The problem is I have been sent a form to verify who I am and a TR1. Their solicitors have said that I can get my ID verified but that I must send back the TR1 without a date to their…
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New build developer wants me to use their conveyancing solicitor...
Good morning, I'm interested in buying a new build house that is one of the last plots on a development. The house is finished and surrounding neighbours are already moved in. Knowing that it is the developers end of financial year next month, I've made a low offer (having heard they're often accept in these…
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New build developer wants me to use their conveyancing solicitor...
Good morning, I'm interested in buying a new build house that is one of the last plots on a development. The house is finished and surrounding neighbours are already moved in. Knowing that it is the developers end of financial year next month, I've made a low offer (having heard they're often accept in these…
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buying a house, but need a new car!
Hi there, I'm in the process of looking for a house, have had a couple of offers accepted but eventually fell through for whatever reason... Hence, I've had successful mortgage applications go through. My problem now is that my car is starting to die. It is essential for work. I have saved up enough money for a deposit,…
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New build disaster
Put down a large deposit and exchanged contracts on a new build flat a year ago. Flat should be complete in early January. We were able to get in and see inside last week. There are two major building issues that really concern us. The balcony has been built 12/13 inches above the living space. A huge step up. Not only…
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Sleeping in shed
A TV program yesterday evening included a report of people sleeping in sheds / garages. If you were aware of one of your neighbours renting out a shed or garage for this purpose, would you report it to the authorities?
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Ground Rent Charges - Are these increases normal?
I am just looking over the ground rent charges on the property i have had my offer accepted on. The estate agent told me that the property ground rent is £150 but looking at the papers i have received from the current owner, it states: Ground Rent: £150 per annum for first 25 years £300 per annum for the second 25 years…
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Underpinned by Taylor Wimpey in 2012 due to signs of subsidence in neighbouring prope
Hi Guys, My offer for an 2 bedroom property has been accepted but just before my mortgage appointment I have seen a note on the Rightmove on this property saying : Agents Note: This property was underpinned by Taylor Wimpey in 2012 due to signs of subsidence in neighboring properties. As a result, the property is still…
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Taylor Wimpey & Mortages 1st
Hi Folks, First time user here - Be gentle with me (Please!) Looking to buy a house - 1st time buyers. Have a mortgage advisor sorted (Someone I know), and I've found the mortgage we'd like to go with. Speaking to Taylor Wimpey - They still want me to go through Mortages 1st.. I don't seem to be able to do anything with TW…
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our bond wasnt put in to any scheme
The property we were renting was being illegally rented to us, we gave a bond and we were told that this had to go into a scheme ,you guessed it it wasnt put in any scheme ,it appears there is nothing we can do ,does anyone on here know of anything we can do ? thank you
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Rented Property: Written Notice
Good Evening, I was wondering if anyone would be able to help me on this one... I am currently renting a flat on my own and due to the damp issues in the flat & wanting to save for a deposit have decided to move back home (with my mum's blessing) to do so. I have been in the 1 year 8 months and when viewing the flat was…
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Stamp Duty - Autumn Statement
Hi All, Just wondering what anyone thought might happen as there is rumors it will change. We are due to complete around the 23rd and want to delay till after this just in case. Our buying price is about 500k and would kick myself if it was reduced? Cheers.