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Vendors' Rubbish still in our garden
Hi all, I'm worried I may come across as petty but I am looking for advice. (I am in England- I know it may help to know this when giving advice). We completed on our new home on 14 September. Our vendors were still packing and moving out at 9:30pm despite the sale going through at 11:30am and their purchase happening at…
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Inventory company not sending tenant checking-in report
I have paid the fees but they are not sending me the tenant checking in report. Not answering emails. On phone says will send report but not sending. What can I do to recover payment?
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Buyer Damp Survey
Hi all, I'm just wondering if anyone can give me an idea of what to expect during a damp survey. Our buyer has requested one and asked us to pay for it. We have agreed to allow access but refused to foot the bill as in our opinion that is for her to do, however I'm concerned about where they need access to as we have a…
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'Independant' Agents
Hello, Looking to rent a property (London) and found a place on Gumtree that was listed as private, but turns out it is managed by an 'Independant agent'. I have viewed the property, met the current tenant as well as the agent. They all seem legit. To secure the property the agent is charging £150 per person for a holding…
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Mortgage Broker or Financial Planner?
I might sound really stupid here but what is the difference? I recently googled to find a local broker and it came up a company that I contacted and they seem lovely but then noticed they are classed as a Financial Planner that gives mortgage advice. :o I am now really confused! I have a meeting with them tomorrow but I…
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House with annexe
I've been reading articles and keep getting conflicting views. From 1st April 16 are annexed considered to be a second home and subjected to higher rate stamp duty OR is it only if it is worth one third or less of the value of the main property? Also would I be right in thinking getting a mortgage for a property with an…
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Is it possible to see images from previous sale?
We're currently interested in a house that sold for £22,500k less a year ago, is it possible to see images from the previous sale out of curiosity? We're wondering how they could add that much value to a new build with no obvious extensions/changes etc. The area hasn't increased in value either. Obviously the previous…
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Right to rent issues. Help!
Several weeks ago I reserved a new flat -- passed references, paid initial deposit etc. As part of the referencing the referencing company asked for a scan of my passport and verified it using some kind of online system, and I passed everything. Although I have a scan of my (expired) passport, I don't have a physical copy…
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Selling House withe Solar Panels
I had Solar Panels installed approximately 4 - 5 years ago and am very pleased with return, however I am having to move (this was not planned) and was wanting some advise from others on what I should do with the panels and the income. 1. I could leave panels as is and the new owner would benefit with the FIT payment - the…
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gifting the purchase price to son
Hi all, I hope someone can advise. I intend to gift my son who is a student the whole purchase price (ca. £. 120.000) to buy a flat to own and live in. It will be his to keep. Are there any legal /tax issues I need to consider? Can it be done, please. thank you
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Capital Gains Tax
Hi, I'm looking for some advice please. We bought a house in Jan 2001 and lived there as our family home until Sept 2012. Purchase Price £82000 The house has been rented since Dec 2012 until now. I cannot remember how much the fees were for buying so let's go with £2000. We upgraded an old fashioned kitchen and bathroom to…
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How to pay removal firm?
Long time browser here but first time that I feel the need to ask a question. I am completing and moving on the 21st, next Monday (hooray!). The problem is that the removal firm need payment upfront but, with solicitors etc. taking so long and having had to move job before house, any credit is completely maxed out. This…
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Can we sue our vendor for misrepresentation?
Hello, I'm looking for a bit of advice. We recently purchased a new build house which is on a terraced street in a busy urban area. Parking is at a premium in this location. The house was sold with off street parking and we were happy to pay a premium for this. Indeed we wouldn't have purchased the house without it. At the…
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Selling with an ex & kids
Hi, I'm looking for a bit of advice
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Any Way to See How Many People Owned My Home Before Me?
Is there any free way of seeing how many people have lived in or owned my home before me? I thought we were the 3rd owners but through some investigation work on Zoopla, we might be the 4th or 5th. Just interested... not life or death :P
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How much do we need to look at saving for the costs associated with buying a house?
We're looking to buy our first home in the later half of 2018 as my fiance will definitely have his deposit saved by that point if everything goes to plan. However currently we aren't saving towards the solicitor costs and any other costs that come with buying a house so am looking for rough estimates as to what we would…
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2nd home options vs. Capital Gains Tax?
We own our London flat outright, with no mortgage but can't sell it for 3.5 years or lose some of the discount we got when buying it. We have also just bought a second home in Wales, with a mortgage - one condition of the mortgage is that we can't rent it out. We can rent the London flat out. The London flat is worth more…
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EA contract cancelled during cooling off period, does that mean...
That the contract was basically never in existence? We have a private buyer interested in our property, but there's clauses in EA contract RE selling within 6 months of having our house up with them. We cancelled our contract with the EA 5 days after signing, and within the 14 day cooling off period, so just wondering if…
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Mortgage Affordability
Hey, How much can you currently borrow against your salary looking at borrowing 5.5x annual salary (34k) Is the issue the affordability? We're married my credit isn't mortgage ready yet if we said to the mortgage provider my wifes salary pays for all the bills, mortgage etc would they bite? Looking at a monthly mortgage…
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Bailiffs
I have an appointment with the County Court Bailiffs next week for the eviction of a tenant. The tenant wants to be rehoused by the council so will not move until this has occurred. Does anyone have any experience of this from either side, tenant or LL?
