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Renting to company on behalf of employee
I wonder if someone can give me some advice. I am renting my house to a company and one of their relocating employees is moving in. The company is paying the rent. Is there a separate rental agreement for this situation or, should I just use the Assured Shorthold Tenancy Agreement? If the latter, who is the tenant, the…
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Selling portion of the garden (share of freehold)
Hi, I live in a ground floor flat in a Victorian terrace conversion. I own a 50% share of the freehold, as does the owner of the 1st floor flat. The freehold is actually owned by a company set up for only this purpose, of which we are both directors. We both have separate leases for our sections of the property. Mine…
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How to find out Landlord details of a rented property? Tried Land registry.....
Hi there, Not sure if anyone can help but we are currently having problems with our neighbours and noise/disruption. After weeks of loud music until 2am/dogs barking and weed smoking we contacted the council who sent out the pack for us to fill in (and them a copy) but we are under the impression if we proceed with this…
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Challenging surveyor valuation (done for housing association)
Hi there I’m wondering whether it’s possible to challenge a valuation on my property, not done for a lender, but something done as part of a requirement by a shared ownership scheme? To elaborate: I would like to sell my shared ownership property and one of the stipulations given by my housing association is that it must…
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Mortgage prospects when self employed
In the next 6 years im hoping to get a mortgage but I've recently started my own business - self employed, not a limited company where I pay myself a wage, I'm just a sole trader (a plumber), but I'm having doubts at my career choice now as will being self employed affect my likelihood in getting a mortgage? Because surely…
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Credit check conducted by private landlord
I am currently in negotiation with a private landlord with a view to renting. They have asked many personal / financial questions already. And say that they may run a credit check. I have disclosed a great deal of information, but not all of my financial situation. Does anyone know what level of detail will show up on a…
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Helping daughter on to property ladder
We are retired and own our home outright. We have some savings but have no spare cash. Is there any financial secure way to use the capital of the house to help our daughter to purchase her own flat. We do not want to use Equity Release or anything else which is costly and risky.
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Landlord not paying for hotel costs during house flood
Dear all, I would appreciate advise on this matter urgently!! In february this year our flat [rented out to us by landlord] had a burst pipe and there was an extensive flood throughout the flat. There was no hot water or heating during this time and many of our contents were damaged due to water across the entire bottom…
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Why do you think the housing market has slowed - referendum?
The market in the SE (I'm selling in London but buying on the SE coast in Kent) just seems so slow at the moment! There's hardly anything coming on the market for sale. Luckily we have sold our property and pretty much ready to exchange, and we're moving into rented. 3 weeks ago we had an offer accepted on a property in…
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Relocating Parents - buying a house for them?
My parents live about 200 miles away from me and currently live in a house that has an interest only mortgage. They will need to pay off the balance in June next year and have no way of paying off the balance. I have suggested that they move down south near me and I try and help them by either buying a house for them or…
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[Buying] When does a loft conversion count as a bedroom?
We're considering offering on a semi-detached 4 bedroom house, where one bedroom is a loft conversion. The loft conversion was done before the vendors bought the house in 1990 so at least 26 years old, probably 30+. It has a fixed staircase, door at the top etc, and they use it as a bedroom. Should the estate agent be…
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Offer Accepted But Items Included With Sale Changed
Hi there, I had an offer accepted on a property in Streatham at the end of April, and after applying for a mortgage at the beginning of May am awaiting an offer - apparently the application is in the final stages of checking. I have appointed a solicitor who has received required documents from the seller, and sent for…
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House Insurance for rental property
Hello, Can anyone recommend a company for house insurance for a house that is going to be rented out? He has been quoted over £1000 for a small house in London - sounds excessive to me but maybe due to the fact that close to flooding prone area - not my house so only guessing at reason why. As don't live in London, I am…
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Offer on my house but can't find another house to buy
I received an offer on my house last week, which I accepted, but I can't see anything I want to buy. Has anyone else been in this situation and what did you do? I have to sell my house as own it with my ex and have now married again, can't afford to buy him out, which is a shame. I'm wondering whether renting would be the…
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Should we go ahead with the purchase?
Hi All, Yesterday I asked a question regarding loft insulation and cavity walls, and davidmcn made a good point which got me thinking. Just for an opinion, if you was to buy a property and the only thing that was holding it up was the loft and cavity walls guarantee documents, would you still go ahead and purchase, or…
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Risk of paying off a debt for a relative during house purchase?
I'm buying a house with my partner, with the mortgage application being accepted, the survey complete and satisfactory - with the process now being down to solicitors. A relative now desperately needs us to pay off a debt collection agency for him (£4000), with the money being paid back to us from him in two weeks time.…
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s106 Parking Restrictions on a New Build
I bought a Shared Ownership new build flat 4 years ago. At the time we were told it was a "green development", which meant we weren't allowed to own a car - I believe this is called a s106 agreement. The Housing Association is pretty badly organised, we felt like we've been told a few porkies over the years, and we were…
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Cooling off period
Hi, just wondering if estate agents have a cooling off period? We've just recently signed a contract with the express estate agents to sell our house. I wasn't keen as reviews were very touch and go but we aren't in a rush to sell and even though we believed they'd over valued our property thought we weren't losing…
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help with holding deposit return
my son is moving to london to work on saturday and has been under pressure to find somewhere to rent. we found somewhere with Radley Stone letting agents and his friend went along to look at the room, when he arrive (friend) he was told the desired room had gone but another was available (smaller, grottier and cheaper)…
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what am i doing wrong in relation to the solicitor and this purchase ??
I live in a flat in a house which has been converted into two flats . Both are leasehold flats. The other flat is going to be sold with 50% of the freehold and i will be buying the other 50% . I have agreeed a price with the freeholder. I assume i need to have a solicitor involved so i emailed 2-3 asking for quotes . The…
