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End of tenancy - Cleaning responsibility?
Hi guys, I've found myself in a bit of a tricky situation. I moved into a house with some friends in 2014. The tenancy started in 2011. Over the years, the original tenants left and new ones moved in. The tenancy has now come to an end and I, along with 2 others, have been told we will need to pay for a professional clean…
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Mortgage application lender asking unusual question?
Hi all I'm applying for a mortgage with my partner, needing 50k loan, for a 187,500k property. LTV is 26%. We are going through a broker and thought it would be a very simple process since we have such a decent sized deposit. Our broker said we shouldn't get any problems for this reason. Today the lender is asking for an…
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Help needed to estimate freehold value
I've been toying with the idea of acquiring the freehold to my 100 year old terraced house for a while. The lease is very long (about 900 years remaining) and I only pay a peppercorn ground rent of £1 per year. I would estimate the value of the house to be around £175000. I've had an informal chat with a solicitor and he…
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Leaving tenancy half way through 12 month contract
My partner and I have been renting our apartment for 5 months. It is a 2 bed with 1 shower room. No bath. We were in a car accident a few weeks ago and have injuries that are healing and are both back to work now. However, we are struggling now without a bath as it would sooth and assist our recovery. I have checked our…
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House Swapping
Hello, Bit confused and wonder if anyone can help. My Mum owns her 3 bedroom house outright and my partner and myself own a small 1 bedroom house with a mortgage. I've just found out i'm pregnant with my second child and we were looking to move out of the area to get somewhere bigger. However, my mum wants us to stay and…
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Rental agency undertook work without permission
Hi I let a flat via a rental agency. Recently they informed me they had commissioned an electrical check at a cost of £140 and then replaced 3 mains fire detectors at a cost of £150 plus vat of £58, so £348 in total. The issue is they never asked permission from me to undertake the work. The electrical check is, as I…
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What happens if new landlord buys property.
Hi, I've had allot of landlords view the property and wondered what would happen if a landlord bought it whilst I'm still here. I have been issued with a section 21 which ends in 3 weeks. But I have been unable to secure another property at the moment, the estate agents keep telling the landlords that I'm a fabulous tenant…
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Rightmove Featured Property
Hi, We have our house for sale with an online agent. The house has been on the market for 12 days and we have had 14 viewers. We have not had any serious offers and the viewings have slowed (we only have one booked). Has anyone paid extra to have there property listed as a featured property on Rightmove. Our agent charges…
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Married but only OH name on mortgage and deeds
This is my first post so please be kind! My husband and I are selling a house and buying a new one. The house we are in now is in his name only as he owned it before we were together. He earns a lot more than me has a much better credit rating and I'm on maternity leave and so the new house is being mortgaged in his name…
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Chancel repair for individuals
I've been quoted £36 + VAT to set up chancel repair liability, in addition to the cost of the policy. As I'm trying to set the policy myself, I'm finding sites like CSL or Searchpoint seem to require setting up a business account with them in order to purchase cover. I presume that means only estate agents, solicitors etc.…
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Just moved (rented) and hate this house!
As per title ~ we've just moved from rented to rented. It was all in a rush due to my partner's job transfer and there' was nothing else available on our budget. Fortunately it's only for 6 months and we can move on. We knew it wasn't quite right for us but at least it's got us into the area we want to be, which is an ok…
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Stamp Duty on joint property purchase
Hi guys, would really appreciate some advice on stamp duty rates for a joint purchase, as the gov.uk site really isn't clear for our situation. I own 1 house which is being sold for £140,000. I currently live here with my partner (we are not married) and have done for almost a year. My partner has a buy to let rental house…
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Self build - obtaining land
Hope this is an okay place to ask this. We're in the process of looking for a new family home, but having been searching and searching for some time now we've yet to find anything quite suitable. I think it's probably fair to say that we have ideas and expectations which don't quite reflect our budget, which I guess is…
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Survey results - is it as bad as it sounds?
Hi all, looking for some advice about a property we have offered on - we are fairly far into the process having had the mortgage approved, valuation done and searches back from solicitor. We instructed a full building survey which they did today and gave us some verbal feedback which has slightly put a 'dampener' on things…
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Commercial rent
I have been renting a workshop within a yard of units for 10 years. The whole yard has now gone up for sale by the executors of the deceased landlord. Myself and another tenant have never had a lease only a written contract, we have always paid our rents on time and have looked after the yard. Do we have any rights or can…
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Is it worth buying a second property in my situation
Hello, Five years ago I used my life savings £40,000 to get a (£94,000) mortgage on a two-bed flat worth £134,000, this has appreciated in value to £179,000 as of June 2016. I have around £60,000 in savings and was wondering whether it is a good idea to use some of this to get a mortgage on a similar property to rent out…
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Selling and window regs
Hi everyone Currently selling have obtained solicitors questions etc and it asks regarding Windows and fensa/building regs So my question I had my windows fitted in June 2002 just outside the reg date of April they were fitted by a friend who worked as a fitter and obtained the Windows cheaper etc obviously it was a back…
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think i am going to get evicted
I have gotten myself into a right mess, Owe £1000 rent to housing association landlord. They have posted through my door papers for court date for an outright/suspended possession order. Also have received court papers from the court. I have had agreements to pay, but have not stuck to them Am self employed, work has…
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Advice about using Ltd company for freehold
First post so please be gentle! I own one of four flats in a converted house. The freehold of the house is owned by a LTD company and the four flat owners are equal shareholders and Directors. We each have leases of equal length. For years we have managed the property (maintenance, repairs etc) without routing any money or…
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Claiming on indemnity insurance
I bought a house in December last year. The house has a small extension to the rear of the property and since the owner had no documents to prove the extension was built to code, I was given indemnity insurance if anything went wrong with. Until recently I had used the extension for storage so hadn't had much cause to use…
