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Repossessed Property - No Completion Certificate
Looking at a potential purchase - a repossessed property has had a loft extension, side extension and a double story rear extension (all submitted under a single planning application which was approved). Works were carried out in 2009 and a final inspection made in 2010. The council did not issue a completion certificate…
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Vendor hasn't found a property
Hi there. I'm getting in touch as I've found a house I've fallen in love with - but the vendors onward offer has fallen through. I've kept an eye on the market but the prices are rising and I feel like I am happier to wait on this vendor and the offer I have had accepted than I am settle on somewhere I like less. I'm…
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When should I update my address ?!
Sorry for the random question but when would you start ringing people (banks/docs/utilities/council tax etc) with the change in address ? I don't want to do too soon but also don't want to leave too late and have bank stuff coming to my 'old' address
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Homes near Outstanding Schools
Hello All I am house hunting and had a query about school admissions. I see a lot of homes with situations like this: The house is surrounded by schools that have an Ofsted Rating of 'Good', 'Require Improvements' or 'Inadequate' but also the odd one that might be 'Outstanding'. The 'Outstanding' school I've highlighted in…
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Estate agent click bait (RM)
I am getting rather irritated with EAs leaving desirable properties on RM as click bait*. You look at them, think ok thats a house i can go for and when you call up 'sorry its sold' literally two seconds before you called..... but while you are on the line 'we will just take your details' In March i called the agent about…
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New build & Mgmt company
The mgmt company of our estate has handed maintenance over to a maintenance company who has been given responsibility for the open spaces and they have requested more money from all residents regarding up keep. I know this needs to be paid as its part of our contract but the open space is still in a terrible condition. Can…
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Which part of lease still applies
Hi all, I hope someone will be able to comment on this confusing matter as I haven't found anyone yet who is familiar with the topic. My house came with both a freehold and a leasehold assigned to it. At the time it was explained to me that the leasehold only applies partially, and that the reason is the existence of the…
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Letting Agent Deposited Incorrect Deposit Amount
Hi. Bit of a new one for me. I'm the landlord in this. Apologies for a long explanation. On an AST the deposit is noted as £1200. The agent is responsible under my agreemeet with them to manage and protect the deposit. Move on to the end of the tenancy, the tenant has rent arrears and agrees that after fees and my costs,…
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Help - Right to buy
I had my property valued in dec and and offer made by the council to me in Jan 2016. Unfortunately, as i was unable to secure a mortgage on time and other health issues - the offer lapsed by 2 weeks. I asked to have an extension and etc - but was declined, so i started a new process etc. Jan 2016 - property was valued at…
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What to ask when buying freehold flat?
Hi, Any caveats? You normally ask about lease, maintenance and ground rent, what about when you're buying a freehold flat in a block of flats?
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No longer want to move
We are retired and live in a part of the country with low house prices and wanted to move nearer to our family who live in a more expensive area. So we signed with the EA on May 27th and to our surprise we had a good offer after the first viewing, which we have not accepted. I now realize at the 11th hour that I do not…
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Search Agents - Questions
Mrs B and myself are considering using the services of a search agent for our next London property. Our current home is under offer and contracts have gone out. We have been searching for 2-months ourselves and despite open to a large-ish area (prob cover 3,000 houses, not flats) we are yet to find anything suitable in…
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Japanese Knotweed on new build property
Hi, I am posting to see if anyone knows the rules in the following case: A new build estate is cleared of knotweed, buyer buys property and 18 months later sees knotweed growing behind a wall but still in the boundary of property. This is located at end of garden approx 12 metres from house. Just one plant growing.…
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Stamp duty query?
I live in rented accommodation with my husband. I own a flat which is rented. We are about to buy a home together. We will move here from our rented accommodation. This will be my husbands first property purchase. As I'm replacing my main rented home with a main purchased home do we have to pay the extra 3% stamp duty? How…
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First time seller
I had my floor plan done last Friday. Today the estate agent should have taken the photos but failed to show - admin error on their part. Now I get a call from the agent saying that someone is offering the asking price if I don't put it on the market. This is pressure as I feel if I say I still want to put it on the market…
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Two properties into one
The house I live in had an extension built onto it in the 50's. At some point that part was sold off separately. It is now up for sale and I want to buy it - for cash. I have a mortgage on my current house. There is already a door between the two properties (boarded up from both sides) and the water supply is shared.…
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EPC recommendation's???
Ok just had the Epc completed on house I am buying and the recommendations are a bit far fetched... They recommend I install solar panels at a cost of £6000 to save £147 over the next 3 years... How is that cost effective??? Also they marked down low energy lighting even though the house already has them installed? Other…
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Proof of monies
Hello, We are in the final stages of our first mortgage purchase and the solicitors are now asking us to prove how we accumulated deposit/stamp duty monies. We have provided them with a savings statement, HMRC tax return forms, however they are insisting we prove how we deposited large sums (£1000-£3000) in cash. We have…
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Moved out of rental property and lost manuals - do I have to pay?
Hi all, I moved out of a rental property yesterday. Today my LL has contacted me to say that the manuals for the White goods have gone missing and it will cost approx £50 to replace them. I don't mind paying if I have to, but can't most manuals be downloaded from the Internet these days for free? If not then I will pay,…
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You are stupid if you buy a house now and you're under 40 (or wait for £60k - £100k)
The Governments Housing and Planning Act has now become law which means that subsidised starter homes for those under 40 will be coming through in 12 or 18 months time. This basically offers new homes at a minimum 20% discount to first time buyers. See http://www.new-homes.co.uk/starter-%20homes/ Outside London the maximum…
