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How long did it take you to settle in?
In your new home, how long did you take for you to feel settled and completely settle in? Moved into my new property late December 2015 and for the first 2-3 months, I did not feel settled at all. We had no broadband, TV and for the most part we were sleeping on a inflatable mattress and I kept hitting my head on the very…
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Scottish Standard Clauses
reading through a qualified acceptance from the sellers solicitors one of the qualifications is that 'Condition 7 is deleted as inapplicable' the offer is for a flat, in a factored building I could be getting it wrong but I don't see why it shouldn't apply also - I'm 99% sure my mortgage will be fine but I don't have the…
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Transfer of equity / ownership
Hello, my sister and I own a flat outright with no mortgage. We have decided to gift this to my brother, so there will be no cash exchanging hands.we have instructed a solicitor to do the paperwork on our behalf and to register it with land registry. My question is how long does this process start from when paperwork Is…
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Cash incentive to complete on specified date
Cutting a long story short (well I tried, still a bit long sorry)!: * We put an offer on a house mid-May and it was accepted. * We are about a week away from exchange on our sale, and are going to go into rented for 6 months (with plan to buy our onward purchase giving some months left in rented to get into the bought…
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Right to buy extension
Does anyone have any idea when right to buy for social housing tenants will actually come into being? I see the Housing Bill has received royal assent but i cant find any practical details anywhere.
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qualified acceptance/concluding missives
sorry...ignore!!
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declaring who is living in a rental property on application
Hi I am looking at taking out a new tenancy agreement (have to move annually for work) and most agencies state admin fees of £150pp, is there any reason why I can't just declare only myself at point of application and then later inform them my partner will move in also (I'd easily be able to finance the entire costs alone…
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FTB, horrible mistake?
Got the keys to my new flat in February this year, one bedder in north London, purchased for £260k with £70k deposit, mortgage £670pm. There are phone masts on the roof of the building which did make me think twice, but I think in the excitement of finding a place that was otherwise perfect and location perfect, I just…
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Historical landfill site revealed in environment search results
I am looking to buy a property in Sunbury, TW16, things were fine until I received environment search results. Search revealed the land used to be historical land fill site in 30's. More precisely, I was a ballast pit. The house was built in 60's. Solicitor are waiting for 'all clear' to receive from local authority via…
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Damage to hollow wooden door in rented flat.
I have been renting the same place for over 2 years. Look after it really well. Never damaged anything and have a good landlord (he uses a letting agent as fully managed) that fixes anything if it breaks. On getting the ironing board out yesterday it slipped and I have damaged the internal bathroom door. It has a dent and…
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Additional Stamp Duty
Hi all, I was hoping to get some clarification from you on the 3% additional home stamp duty. Currently, I have a residential mortgage with my sister but, due to recent circumstances I have moved out and live with parents. I am in the process of changing the residential mortgage to a buy to let with HSBC. I hope they will…
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Police have forced entry.
We own an apartment which we rent out. Today the police have forced entry as they have a warrant against the tenant concerning illegal activity. We have managed to repair the door and the tenant is returning in a few hours. He has always paid his rent on time and has kept the place in good order. His contract expires on…
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Difficult solicitors - advice needed
Hi all Looking for some advice We're buying a new build and we've been going through the process for a couple of months now, but seem to be stuck There's several outstanding issues that the solicitors can't get full replies to from the vendor/developer 1) The property is in a low radon risk area (1-3%) but they won't tell…
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Help with interpreting survey - FTB
My husband and I had an offer accepted on a house a few months back and have been proceeding with the purchase until we had a full building survey done last week. We are almost certain we are going to pull out on the basis of this but it would be useful to get some advice about what are the real problematic issues and what…
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Let to rent...for another year or two?
Following advice on this forum I was intending to sell my let out flat and buy somewhere for myself after. This is not going to plan though. The market has slowed down and I've not had a viewing in several weeks. Also the tenant doesn't want to move and so would prefer me to sell to an investor. I have confirmed with my…
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Shared Ownership - Staircase?
We currently have a 50% share in a flat in London - full original price was £191,000 and now worth approx £260,000. We are considering whether to buy an additional 25% of the property to reduce the amount of rent we are paying. As things stand the mortgage element costs us less than the rent. This would then mean us owning…
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mortage valuation question.
hi guys, on the 15th june i had a mortage valuation done on my potential new home, i was just wondering how long it takes to hear back about if i got the mortage or not. im a first time buyer so dont have a clue.
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Can I get my deposit back??
Advice gratefully received.... I live in Gloucestershire and we had heavy rain last weekend causing flood damage to some areas. I put a £300 deposit/holding fee on a basement flat (via a letting agent) 2 weeks ago and I am due to move in with my daughter in 2 weeks. I went for a 'measuring up' viewing this morning and was…
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Experience with Miller Homes?
So my boyfriend and I are looking to buy a new build from Miller Homes... we want to be moving into a house around Oct 2017 so we're going in today to have a general chat and find out when would be a good time to come in again and begin the process... So I'm just wondering what sort of experience people have had with them?…
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First time buyer, very confused! Advice please...
Hi there, I'm a 24 y/o first time buyer (buying with partner) whose head is spinning from all that is going on! We put in an offer for the asking price on a property last Sunday, it was accepted on Monday. We know vendors haven't even returned from holiday yet, so haven't started looking. Estate agents have rung us twice…
