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Taylor Wimpey Builders- Any reviews?
Hi, I am looking to buy a house in a new development by Taylor Wimpey at Loddon Park, Woodley. Show home is of course very good but I want to know if there is anyone on MSE who are existing residents at this location or know anyone who are. What is the experience with this development regarding quality of build, after…
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Choosing Lodgers Advice
I own a four bedroom house and I'm planning to take in lodgers. I've had a look online and there doesn't seem to be any problems thrown up so far. I was planning to let out (is that the right word?) a room each to two single lodgers. I know that if I go over two lodgers, that would make my house an HMO - which I obviously…
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Working in Three Bridges, Crawley where affordable to live?
Hi new here Currently training for my job and lodge in Maidenbower which is the nicer part of Crawley. paying £370 rent all inclusive bills ie internet/line rental/tv licence/gas/electric/water/council tax even a cleaner! which is incredibly cheap in my opinion as I have full use of a lovely house down a quiet close so…
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Mortgage offer - special condition
Received a mortgage offer today. Reading through the mortgage illustration to check it's all as expected, and one of the 'Special Mortgage Conditions' says: "The Security has been identified as being within a Flood Risk Area. Details of insurance cover acceptance in respect of this must be forwarded to the Society prior to…
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How many weeks/months do I have to claim unfair deductions?
Hello! 13rd March I ended my contract as a lodger in a room. About 3 weeks later, 9th May, my former landlord sent me part of my deposit. He did several unfair deductions, and through TXT I disagreed with him. The next day he sent me an email with a detail of the deductions and I didn’t reply that email. Basically because…
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Confused about flood risk
Received a mortgage offer today. Reading through the mortgage illustration to check it's all as expected, and one of the 'Special Mortgage Conditions' says: "The Security has been identified as being within a Flood Risk Area. Details of insurance cover acceptance in respect of this must be forwarded to the Society prior to…
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Landlord demanding paint job - Urgent adcice needed
Hi, My daughter is due to move out of her shared Student House. The landlord has told them ( her and her housemates) that in order for them to get their deposits back, they have to paint alll their rooms. My daughter has not damaged the walls in her room, and tells me the only marks are mould, which is not her fault, as…
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Using new builder broker and solicitor for incentives
I'm looking at buying a new house on a new build site. I was offered free flooring throughout if I used their recommended mortgage broker and solicitor. The broker is fee free and I intend to ask him questions and compare him to the deals I've looked at myself. I also plan to phone a different broker to compare. The…
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Japanese knotweed?
I've just been to visit the house we are in the process of buying (we've had survey, mortgage valuation, searches back and all were basically OK, I was just visiting to see the house again and check a few minor points from the survey). After the estate agent left I was mooching around a bit and I noticed something a little…
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Building reg problems
Hi, I have read every thread relating to this on here but still struggling with this dilemma so would appreciate any insight. We are first time buyers and we have had an offer accepted on a bungalow with a loft conversion. The property is sold as 4 bedrooms, including the 2 in the loft, however, our solicitors have found…
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helping daughter buy a house
We have offered to give my daughter a substantial amount of money to help her and her partner to get a property. My daughter has a child. The child's father is not around. She is in a relationship (4 years) and they want to buy a house together. My daughter just works part time. We have offered to give her half the money…
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Type of survey,help.
Hi,our offer on a property has been accepted and in the early days of conveyancing. Our conveyancer has said a survey is required and has recommended a local firm to do this ( local firm has office next door to conveyancer). I would like to avoid the expense of a home buyers report as on previous properties the report has…
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What will it cost me to rent my place? Advice needed for newbie to being a landlord!
Hi all, This may be an impossible question but I wondered two things... I have a mortgage on a two bedroom flat but am planning to move in with my partner (renting initially before committing to buying somewhere together in the future). Firstly, if I was to rent out my place, is there a handy how-to guide anywhere?! How do…
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Mould Problem in Emergency Accommodation
I will freely admit that we have made this problem worse. My son is suffering from Hayfever very badly, constantly. I've been to the GP, he's on ventolin, piriton up to 6 times daily and he's just been given a tablet that's supposed to help with asthma triggers in case it helps with the hayfever. He feels ill constantly…
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Deliberately stalling?
Note this is in England. I want to buy a flat as soon as possible. My offer on a leashold flat was accepted about 4 and a half months ago in February. Following that, below is the seqence of events that my solicitor has carried out so far. 11 feb Starter Pack Sent to Buyer 11 feb Case Created 23 feb Client ID Verification…
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HOP - Firstbuy - Taking a long time
Hi We are selling our house and we have to involve HOP as it was purchased using first buy. It looks like this process can take up to 12 weeks from start to finish. This seems like a very long time, and im concerned that it could affect the sale/purchase. Has anyone else had experience of selling and using HOP or firstbuy?…
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Tenancy in common splitting up
Hi! Asking for a friend who is separating from her partner (after finding out that he has cheated on her for months - so this isn't pretty) and I want to help her with some of the practicalities. background: they purchased a property together 2 years ago is tenants in common with an agreed 30/70 split. He put down all of…
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Declined mortgage
We have just had our mortgage declined because my parter failed the credit check. This was a shock because when we checked it 6 months ago it was 940. It is now 330! There was nothing red on his credit report ( we checked several different sites). I then phoned our mortgage broker who said it was because of multiple…
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Stamp duty question
I currently own a property with an ex partner. I haven't lived in the property for eight years and don't have access. I have managed to secure an order for sale which stipulates that he must maintain the whole mortgage and any fees associated. My husband and I are looking to buy a property together. He will sell the home…
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letting property and income tax
I think I probably already know the answer to this but was just wondering if anyone else could confirm it for me. I own one property outright. I am planning to live somewhere else as a property guardian and rent out my (only) property. Are the earnings I make from renting the property treated as taxable income? Thanks
