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Ordering broadband before moving in
The house I'm buying does not have an active phone line but has the line and sockets itself in the house. Is it possible to order the phone and broadband before moving in? Or how far in advance should I do this so that the line can be activated after moving in?
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Changing job whilst waiting for new build to complete
Hi everyone, I'm currently in the process of waiting for my new build house to be completed, we have being given a date of July / August for this and have exchanged contracts and paid 5% of the property price already. I have also recently being offered a new job, the money is substantially better for a job which is very…
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Management company fees
So I've had a court summons over some unpaid management fees, the initial fee was for a few hundred pounds back in March, then in may they send another demand including £50 fees, then a few weeks later another demand with another £200 fees and now a court summons with all that and £1000 solicitors fees on top! Now I…
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FTB - Survey Help!
Hi I have recently had an offer accepted on a house and have just had my homebuyers survey back. There is one thing on there which is the most worrying, about dampness. The report states: Penetrating damp was noted to the cellar, which is dueto the fact that this area is below ground level and is without waterproof tanking…
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Smoke alarms
I don't know if any one maybe able to help with this query. I own a leasehold flat and in October our smoke alarms were updated. It was assumed that this was ongoing maintenance and servicing. We have now all received a bill for this work and do not understand why this has not been paid from the sinking fund or from the…
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Will I get in trouble with the Estate Agent
Hi, I was curious if I might face any issues with what we've done!! Sorry this is long. We originally signed with an estate agent (Called Agent A). Who found us a buyer. At the beginning we highlighted to the estate agent that we really needed to sell the house in 4 months. We had tenants in, that were going to leave in 4…
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Cash purchase
Hi all We are currently selling our house and buying another. We accepted an offer and had ours accepted on the 13th March. We have taken ages to get our mortgage sorted, long story. Now after being told everyone was waiting for us, we are told that our buyer's aren't ready as they waiting for the forces help to buy to be…
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10% on exchange normal ?
Hi, So we're in the process of buying and our solicitor informs us we need to give them 10% on exchange. Is this normal ? It's not that we're trying to avoid it, it's just that all our money is tied up in current house which we're remortgaging on the same day as completing on new purchase, so the funds won't be available…
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Should I take my Solicitor to an Ombudsman
To put things into context i will bullet point everything as there is a lot of information. We are near completion, fingers crossed it will actually be this week as i have already booked the annual leave off work. - My partner and I are buying a new build home with a shared ownership scheme - We started the process early…
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In an unexpected chain.. any reassurance?
Hi there Me and my partner put an offer on a house and it was accepted on 25th of May. We have our mortgage offer in place, we have our solicitor set up and have arranged a home buyer report on the house. We were told by the seller she would be moving in with her son therefore giving us the impression there would be no…
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House buyer pulls out. A blessing in disguise??
We've been in the process of selling my mums house for the past 3/4 months. Mum has been there for 38 yrs and the whole process has been very frightening and stressful for her. Today I received a call saying that the buyer has pulled out of the sale. No surveys have been done as yet but paperwork has been sent to…
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Grade 2 listed building query
I rather like the look of a grade 2 listed building that's for sale locally. Does anyone on here have any experience of how awkward it is to renovate somewhere listed? We'd ideally want to convert an outbuilding into a holiday let, and use two rooms in the house for B&B, which would involve adding a couple of extra…
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New neighbours & too much noise, wanting to move
Hi Guys, I'm in a bit of a pickle trying to decide whether to move or not. I live in a one bedroom flat I have been in for about a year, for most of the time I've been here the flat above has been empty. There was someone there for the first three months and the noise was a bit annoying but nothing terrible. I have been…
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Removing furniture not on inventory
Hi, We've been renting the same flat for many years and apart from two chairs, none of the furniture in the flat is on the inventory (bed, a table, other random bits). They've also not responded to several requests to repair broken appliances and are just generally unresponsive. We've asked for various items to be taken…
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Covenant on House - Expensive extras added at last minute?
Hi all, Not really sure what to title this but basically, we are in the process of buying ( FTB - exchange today or tomorrow, hopefully). and just found out on Saturday after an enquiry from our Solicitor that the house is subject to a covenant for a maintenance of a 'garden' area (grass and shrubs). Their contract covers…
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Stamp Duty question
I realise there have been a lot of stamp duty question on here but couldn't find an answer to my particular question. Forgive me if its been asked before but even consulting the Government decision tree and the numerous examples on their site I am rather unsure. I am currently an expat with 3 BTLs in Edinburgh. I have…
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Stamp Duty on 2nd Home Question
hi, please could someone advise on whether we will be liable for the additional stamp duty on second homes? We are in the process of selling our current main residence - due to exchange next week. We also own an additional property which my mother in law lives in, rent free. The house we were due to be buying (therefore…
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Freehold, any hope for my elderly parents?
My parents bought in 1960 and have 10 years unexpired left on their lease. Houses on their street are selling at 400k, Details are Low value 1967 test passed so no marriage value Terraced house Greater London 10years unexpired Current Rent £5 pa Value of a freehold if developed on their street £400k (their house is very…
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LIFT scheme(Scotland) question
Hi all! I'm looking for anyone that has been in a similar situation as me. I am about to apply for the LIFT scheme here in Edinburgh and was told by my mortgage advisor I might only get a 3 bed ( 2 bed + living room) yet there is myself plus partner, my terminally ill uncle and little sister who is still studying at…
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Renting in Melbourne
Can anyone offer advice on different areas within Melbourne? I'll be commuting to Little York Street in South Melbourne and would like to keep commute time to around 30 mins. Also looking for access to bars, restaurants and decent transport links. 1 bed, budget of about $400 a week.
