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First Time Buyer - help! Estate agents putting on pressure
help needed! My partner and I are buying a home for the first time. We found a house we love, put in an offer based which was accepted and are now in the final stages. When we viewed the house it was tenanted and apparently managed by the estate agents. We put in the offer subject to the surveyor's report - this came back…
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advice needed with mums house sale please
Mum has a 6 bedroom house of which she lives in half and for a number of years she has rented out half as holiday lets and rental etc. The house is split into 2 three bed houses and has 2 addresses although easily converts back to one big house as all the adjoining doors and electrics/plumbing etc are still intact from…
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Staircase or Save! - Shared ownership
Hi All, I own 35% of a shared ownership property. I am deciding whether to staircase or to save. I currently pay around £550 per month to live in my house with mortgage and rent. If I was to staircase to 100% I would be paying about £870. Currently I am paying off roughly £70 per month equity with the rest being interest.…
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House Buying- Why so slow
Hi, I am in the process of buying, there is no chain, so all should be straightforward. However 8 weeks on and the seller has still not completed the fixtures and fittings and property information forms for their solicitor. Is it just me or is this ridiculous? I have 8 weeks until my mortgage offer runs out! Annoyed is an…
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First Time Buyer Frusutration
Hello, Don't know if there are any suggestions people can give to my quandry, I think I'm posting more out of sheer frustration. Me and my boyfriend are first time buyers, having spent 5 years since Uni saving very hard to get together a good deposit and doing so by sacrificing being together and moving back in with our…
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Diary of moving house and trying to not get stressed.
I apologise if my opening post is a little long but I wanted to get it all out and hope it will help me stop getting so stressed. We have a beautiful house which we have after 12 years completely finished well near as dam it. Dream bathroom, huge extension, open plan kitchen. We have not spared any expense and have gone…
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Exchange problems
Hi everyone, I'm currently in the process of buying my first house, and have come across some issues and would like some advice. We are due to complete this Friday (30th Oct 2015), however we have still not exchanged. The reason for this (as we have been trying to exchange for several weeks now) is that there is a charging…
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What (if anything) is solicitor meant to send us after buying property?
Sorry, odd title, not sure how to phrase it! We moved into our new house on 9 October and, apart from receiving their final bill and completion statement, we've had no other paperwork from the solicitor. The builder's solicitor has sent us a copy of the covenants and I do have the draft contract and title deeds but not…
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Enquiries from purchasers solicitors
Can anyone tell me if these questions are reasonable and usual? 1) please provide the Corgi compliance certificate and an up to date service record and gas safety records. The seller may need to arrange this as the last test seems to have been 2012 2) Please provide a copy of electrical compliance certificate record 3) Can…
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Background Check for new rental
I recently found a place and the landlord originally said she had someone who was a realtor that would run a credit check and background check on me after I filled out an application. Well I spoke with her today and they said she said they no longer do that, considering she isn't directly working with them, more so working…
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Tenancy ends on 31st can't get hold of landlord
Please help. I've been in my property 2 years. Never had rent arrears or been late paying. I go through a letting agent as the landlord lives in Australia. Since July / August I have asked the letting agents what the landlord is planning. I have two disabled children so I'm needing to know our future. The agent said they…
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Can I still get my deposit back?
I was a lodger. The contract stated "A deposit of £100 is required prior to arriving at the property refunded at the end of stay here unless damage has occurred". No inventory was ever performed, although I did take pictures of the ceiling leaking and the mold that followed. I moved in on 24/08/2014 and I left the property…
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Grab rails in private rent
I would like to know if I can get some grab rails put up in the bathroom in our private rented home by the landlord, as I am disabled and find I get a lot of dizzy spells and struggle to get in and out of the bath
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Advice on Kidbrooke area
Hi guys Going to see a property in kidbrooke soon as its close to the station, just wondering if anyone has experiences of this area? Specifically around kidbrooke rd, birdrook rd and nelson mendela road ie to the right of the A2? Thanks
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Offer Accepted! But.....
Hi Guys, After a journey that took 16 different house viewings, we finally had our offer accepted - well, provisionally.!! The vendor has made two conditions before she will accept: 1) No more reduction on price 2) We give the vendors a long completion period as they haven't found a property to purchase. Ok, on point 1 -…
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Hole in roof, 2 months later, renting - what can I do?!
Hi all, I am hoping someone can please advise me on the following please! In early September 2015, a leak began coming into our flat from the loft in heavy rain. We reported this to our lettings agents immediately, who came to view the problem and pass the details on to the landlord. Not only did they view it, they also…
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Selling our house. Buyers solicitors questions!
We are a couple of weeks away from selling our house but the buyers solicitors have asked a few questions? The house was a new build bought Dec 2005 so the house is nearly 10 years old So they have asked for a building regulations approval/completion certificate for the property We never had one of these so not sure what…
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question regarding rent
hello, i have read many places you must earn 30 times the monthly rent to apply for a property, does anyone know the following.... 1) can you include child benefit in your earnings, 2) how flexible are they with this rule? for example is there a simple yes or no or if your slightly short of the 30 times would they still…
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Can I remortgage a house that's for sale?
Looking for some advice, my partner is divorced and is in the process of trying to sell the marital home. Her ex husband is looking to buy the house but is stating that it needs to come off the market before he can get a mortgage is this true?
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Withdrawing from a first time buy purchase - 95% mortgage
I put an offer in on a property 4 weeks ago. The loan offer has come through and the solicitor is due to prepare the missives. I want to pull out for the following reasons 1. I don't think I can afford the mortgage. I earn 20k mortgage is approx 70k. going on the estimations with the financial adviser I could manage but it…
