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onthemarket out to lunch?
My EA is using Right Move and onthemarket to sell properties. However, I am wondering if the lack of a listing on Zoopla (and by extension Prime Location) is causing the number of viewings on our property to fall drastically. Despite having a good property in a VERY desirable area where few houses come up for sale, we are…
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bad credit. denied mortgage with 5% deposit can we rent whilst we wait?
Hi all. I apologise if there is already a thread like this I couldn't see one. Myself and my partner spoke with finial advisor who applied for mortgage agreement. My partner has a default for £300 which was settled in 2013 however this could go again us we know. We will find out tomorrow if we are able to have a mortgage…
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Maximum deposit for assured shorthold tenancy
Just curious about this please, I rent via a letting agency and they have one and a half months rental deposit but upon an extra year contract renewal I was requested to pay a three months additional security deposit, that is four and a half months rental deposit. It's money I had when I began renting back in 2011 so…
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Homebuyers Report raised Issues
Hi, We are in the process of buying a 1930s Semi. Mortgage is approved and lender has done their basic valuation. However, homebuyers report that we instructed, raised several issues. Surveyor explicitly mentioned that there is no structural problem and valued the property at the purchase price, but wrote this in the end…
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Assured Shorthold Tenancy - break clause
Hi guys I am a tenant and I think my tenancy agreement has a break clause but the wording is a bit ambiguous, just wondering if anyone has experience of these and can offer an opinion? The exact wording is: Notice Period 1. The Assured Shorthold Tenancy created by this Agreement: (i) May be brought to an end at, the…
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Estate Agents add ons outside of the contract.
Hello, I really need some advice please. My 63 year old father has been renting a property through a local estate agents for around 3 years. He recently received a letter informing him of a new policy which meant he would now have to pay a £75 "check out fee" at the end of his tenancy. There was a bit of paper for him to…
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Buying a new build
We are thinking about buying a new build property, was wondering if anyone has any advice or tips on buying, we are building off plan as it hasn't been built yet. We don't need a mortgage as we are cash buyers. Thanks very much
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Scottish Home Report Company Recommendations
Hello Can anyone recommend a good company that does Scottish Home Reports? Thanks
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Landlord has two clowns doing all his home maintenance
Hi, all, I moved in to a flat, going on about a year ago. It's in a great location, but is an old place and I always knew needed some work doing, though nothing major, new vinyl flooring in a small bathroom, a few things sorted in the kitchen. Now I'm getting around to it, I've started noticing all the ways in which the…
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questions about exchange, completion and deposit with chains
I am selling my flat and buying a house now. The house costs about twice of the flat price and I need the money from the selling to pay for deposit of my house mortgage. Now the selling has exchanged contract and completion date is set to 3 weeks later. My solicitor has got 10% deposit from the buyer. Can I exchange…
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Neighbours right of access across my property - decrypt jargon
Can anyone decrypt this legal jargon for me? "SUBJECT TO the right of the adjoining owners and occupiers for the time being of the adjoining property to the East of the property hereby conveyed to pass and repass with or without vehicles and animals over and along the way lying at the back of the dwelling house hereby…
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First time snagging any help
I'm in process of buying a new build which is completed and am due to go round with the site Forman to complete the snagging in next couple of weeks. Now we have sunk every penny into the deposit and fees for buying the house so even though I think it is very useful to employ a professional snagging company I just don't…
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Mortgage Issue with no right of way to the side alley way - really!?
Hello All,:j:j:j I am looking to buy a property in Auction next week and did ask a local solicitor to check the documents and he pointed out that there is a potential issue with the property's title deed paper work. This is a corner house situated between London Road and Park Road. The main entrance of the house is on…
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Solid wall a reason not to buy?
I am jumping the gun a bit here as our survey is not until next week, and I might get some answers then, but it's going round and round in my head! We're FTBers buying a mid terrace which the vendor says he *thinks* is about 100 years old. From what I can tell it seems to be in generally good condition (I just need to…
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What to do
Hi there I'm after some thoughts/advice if anybody can help. I have a small house up north, but have sadly had to leave it. I now live in the south east for work. The house has no mortgage on it anymore and is empty as it is not in a fit state to rent out. I've been deliberating what to do with it - I had been wondering if…
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Flat not selling and having been reduced in price - right to be suspicious?
I'm looking at a flat for sale at £115,000 - I haven't yet visited the place, just seen it online (it's not in London, where I live at the moment, so will require a trip to see it). The asking price has been reduced steadily from £130,000 since it was first listed, in mid-2014. Should alarm bells be ringing for me that it…
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Boundary dispute - Judges orders.
Hi, Not sure if this is the right place to post this query so please feel free to move move if not. Judges orders, 1. Each party shall give standard disclosure of documents by list ..... 2. Each party shall file a complete pre trial check list ..... Am I right to assume that the first order is for just a list of all the…
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What happens if need to switch residential to buy-to-let early in a fixed mortgage?
Hi, looking for some advice please. Our mortgage fixed rate period has finished and we want to find another - ideally for 3 or 5 years seeing as interest rates are low now. The problem is that in the 12-18 months time we're likely to have to move areas. We don't want to sell our current property, because we may not have to…
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After survey did you send in electrican, gas , plumber?
Just wondering how many people send in these to check the boiler and electrics are not too old and nearly shorting etc after the survey is done?
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stamp duty and shared ownership
How do I find out if a market value election was made for stamp duty on purchasing a shared ownership property? It was 5 years ago so don't really want to go back to the solicitor now. Can I write to HMRC or will the land registry be able to tell me? Nothing in my paper work except a note to sign the SDLT form and post it.
