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Claiming inconveniance
Hi I am having problems with my previous landlord after hehas made it difficult for me to get my deposit back saying there was a cleaningissue and a painting issue. I pleaded with him for it back because last year wewere without hot water for 5 weeks plus of the year and 3 weeks plus without awasher. This meant that we…
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Waiting to move house - insurance needs renewing
Hi all! I spent half the day yesterday looking for short-term home insurance policies. We are due to move at the end of April, our home insurance expires on the 27th of March. I've rang my provider, they will not do a short term policy. I've looked at the T&C's of other providers and basically the policy is a 12 month…
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Renting to friends
Hello I've found this forum to be extremely helpful whenever i've had any questions, however weird and wonderful, so i'm hoping someone would be able to give me some help on the issue of renting. Basically i'm looking to buy my first house, it won't be anything grand but it will be my own. A friend of mine has been renting…
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Process taking forever. How to speed up?
STILL waiting to buy our house with no clear date in sight. My partner's flat sold within 5 days in Spring 2014. We found a house, offered, accepted then the flat buyer was made redundant and pulled out. We lost the house because the vendors couldn't wait. Flat went back on the market in the summer school holidays and…
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Releasing capital from a property to buy another - what to do?
Hi, im very new to this forum, but it seems good advice is hard to find. I have inherited a property from my grandparents along with my brother, we each own 50%. Neither of us want to sell the family home (either outright or our share), but i am looking to release some of the capital tied up in the property to buy a house…
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Strange layout - small terraced house with acre of garden?
Ok so this 2 bed mid-terrace house is confusing me... if you have a look at the floor plan you might see what I mean, there's a double garage which I can't see on the photos... and a 'loft to garage' and then an thin kitchen alongside the garage as well as a main kitchen in the house... And then it says 1 acre of garden…
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Fencing - whose responsibility?
Hi everybody, We are an end terrace and the land next to us (bordering the side of our garden) is owned by the council. They have some properties in this area but ultimately there is nothing next to our house, just land. We would like to put up some fencing to increase security and today my neighbour on the other side…
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Boiler and no building regs certificate - advice needed please
Hello I am in the process of getting my paperwork ready to submit to my solicitor to start the house selling process. I have collated everything but one thing has stood out. 2 years ago I had a new boiler fitted, using a Gas Safe Engineer. He registered the warranty but failed to notify the Council and didn't complete the…
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Name wrong on Tenancy Deposit Scheme Paperwork
I am just looking through my tenant agreements/inventory etc for the house we currently live in as if our sale goes through, we will hopefully be giving notice soon. Anyway, I just noticed that on the tenancy deposit scheme, my name is completely wrong. My first name is correct but my surname is totally different (as…
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Hold on or Get out
Hi All, I would really appreciate some advice on my current situation: I own a flat that I rent out due to having to relocate for work. I was one of the unfortunate people to take out a together mortgage with Northern Rock (now NRAM). I have £128k left on the mortgage and an unsecured loan of £28k. I have been given…
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No building regs for loft conversion
I'm in the process of buying a 2 bed house plus loft room (FTBer). The surveyor is going in this week. The loft room is not classed as a bedroom (though the vendor does have a bed in it and seems to use it as a sort of spare room). It's all plastered and decorated, well presented and has electricity and a velux window, but…
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Advice on house options
Current situation is below and I would love to hear peoples opinions on the best course of action. All figures are best estimates Current house value 245k Current mortgage 135k Monthly mortgage £819 a month. Potential capital after sale circa 110k. We are looking for a new property but are very very picky about what we…
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Planning permission for new flats next door to house I've offered on
Hi all, I need some advice as I'm new to the house buying game. We've had an offer accepted on a house we really like. Haven't paid anything yet but the mortgage is being arranged and I'm just about to instruct a solicitor. It's near a big housing estate which is due for redevelopment. The redevelopment is happening over…
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What's an acceptable 'long' entry date? (Scotland)
Putting my property on the market but haven't found a new place to buy yet, property in the area we want to buy is going fast so we want to be in a good position to make an offer if/when an ideal property comes up. We're hoping we can find a buyer who will agree to a long entry date, but what is an acceptable time period…
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Beneficial Interest on Property
Can anyone offer advice how to register the beneficial interest on a property please? Is it just a form with the court? Is there a fee to pay?
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Advice on using equity on current property
I would like some advice on how best to use the equity in my property. Basic details: Property purchase price - 274k Mortgage outstanding - 214k Foxtons valuation (as at Aug 2014) - 450k Initial mortgage period ended Oct 2014 - rolled to standard 3.49% rate Let's say there is 200k equity. What are my options? I would like…
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drainage easement?
Yet again we have found a great house only this time as we were looking at builders plans, noticed that from right outside our front door and front garden is listed as 'drainage easement' As we arnt really clued up on this subject, what are the implications of this? The sales office state that it's for rain water only and…
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Accurate Valuations for self-sell homes
Hi - first time here so be kind please! We are considering an offer on a lovely house that is being sold through a website that circumvents the agency and vendors set their own valuations, sometimes based on a valuation provided by the website. The only problem is, our research in the area indicates that the property price…
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Un registered land/epitome
Has any one had this when buying a house, the solicitors have sent documents that state the land is un registered with epitome documents?
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Persimmon Extras Prices 2015
Hi, does anyone know where I can get hold of the 2015 (or 2014?) price list/brochure for persimmon homes? I know it can be viewed at their sales office but I would like to look at it now whilst we decide on a few things. Thank you. Dave. PS I AM buying the corfe property :o