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Buying without a mortgage
This sight has a great guide on what to do when buying a house when you also need a mortgage. I am going to buy a house and am in the position of paying cash for it. What I am wondering is whether or not I still have to do everything as stated in the site's house buying guide apart from getting the mortgage? I haven't…
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Need Advice.
Hi all, I live in a rented property and the heating is Gas powered Warm Air central heating. This was installed before we moved in about a year ago so the system is brand new, we moved here in June 2014 and when it began to get cold in October/November we started using it, we noticed that the heating would only come on if…
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Offers made on my flat
Hi all, Just looking for a bit of advice really. I have recently put my flat up for sale that I rent out to a great tenant. After 3 different market appraisals I decided on the figure I would like for the flat @ £130k and to save money used an online agent who are doing a great job. I received an offer last week £4k under…
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Resolving final issues before house purchase
Hi all, I am now trying to resolve a few issues / complications regarding a house purchase and just wanted peoples opinion on how to best tackle these issues. Any advise would be welcome. Issue 1) The vendors agreed to include a ride on mower as part of the sale (included in the agreed sale price). They are saying we will…
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FTB: Buying a leasehold house.
Hi all, Quick and easy one if someone can help? We've just had the Property Information Form on our intended purchase from the solicitor and it shows a charge for ground rent. This is fine, as we half expected it to be leasehold. Will our solicitor look into how long is left on the lease, or is that something we should…
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Apartment, lift issues expected payment - Guidance Needed
I live in an apartment, is is a large 18 floor building and also has shared usage with an "Apart Hotel" http://www.thelight.co.uk/ is the Apart Hotel Anyway, over the weekend a letter arrived through my letterbox and I assume also for many of the other residents with a demand asking for £200 for doing some lift repairs.…
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Repaired Concrete house concern...
Hi all, I'm a ftb and just had a survey done on the house I'm looking at buying. Its showing that the house 'which is an end terrace' was previously a concrete built that has been 'repaired' and bricked. The survey points out the main problem is the houses in the rest of the terrace are still concrete pre-fab and to…
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Landlord hasn't acknowledged our notice to end tenancy
Hi folks, We are currently renting and gave our one months notice to end the tenancy via email and also formally by registered post. The landlord hasn't responded in any way at all and we are becoming increasingly concerned by this absence of communication. What would be the suggested course of action to take if this lack…
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Help please....tenancy agreement break clause
Just so that I am sure, can someone help with this please...... My tenancy agreement says the following RE break clause.... It is further and mutually agreed between the parties that the tenant may terminate this agreement by giving to the landlord at least one months prior written notice of their intention to so do such…
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Advice Needed - Email from EA
I recently viewed a property which I really liked but needed a lot of work. I did a lot sums, and realised a probably couldn't offer the asking price (Offers in excess of 125K (not scotland)). I asked the EA about an offer, but vendor was looking for more than 125K. So I decided to not persue it. I saw then over the…
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Land Lady sells house we are renting without us knowing.
We had a phone call from a property developer the other day and he said I have purchased your house that we are renting. We have been in this house for 3 years and we have never met the landlady, Surely as tenants she should have told us that the house was for sale? And now we dont know where we stand. I have asked the…
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Selling our house and moving to renting for a while
The letting agent we will be renting from said that we can get our solictor to make a BACS payment to them on the day of completion of the sale of our house. Our solicitor says this is not possible due to the rules. Anyone help with this? Can this be done?
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Length of notices for tenants
We have to give the landlord 2 months notice to leave on a periodic tenancy. The standard is 1 month notice. Does that change the length of other notices, specifically section 13 (rent increase)? I would think that if you get section 13 you should be able to avoid paying higher rent by giving notice yourself. But in our…
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Potentially unsafe property on sale
As first time buyers we have viewed a property which was newly painted to hide the appalling situation it is in.However the most alarming thing we have noticed is the ceiling of the ground floor is showing cracks and a bulge where the bathroom is on top. It looks like the ceiling could fell down. It is potentially…
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Survey Results - when to resolve?
Hi all Just a quick one. We are in the process of buying a house (haven't exchanged yet) - we just had the survey done which has brought up a few issues such as boiler didnt fire up, damp etc. I'm aware these are big issues and we have already had a damp quote but is there a way we could have the issues resolved prior to…
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Planning when buying
Our background is that we are on the market, and actively looking in a certain area, for our 'forever home'. Somewhere that is not just big enough for us now, but will be for years to come. Unfortunately this has not been so easy, properties that are ready to move into, are scarce or overpriced. There are a wealth of…
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To sell or not?? HELP!!
Looking for some advise. I bought my 2 bed period conversion garden flat 3 years ago for 250k. I've since redone the garden/kitchen/bathroom/floor and put carpet down on 2 bedrooms, basically it's now in excellent condition. Prices in my area have soared & it's currently on sale for 450k with the hope of getting 420k.…
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Inventory/check-out questions
Hi all, Handed in my notice a month ago and the tenancy is due to finish on Sunday 29th, which is fine and I've contacted all relevant utility companies to give them this date to cease all bills in my name. However, the letting agent have staff unavailable for check-out until Wednesday 1st which is fine and I can make…
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Estate Agent Fees
Just after a bit of advice and other peoples thought's. Signed up with our estate agent fees are 1.25% plus vat to include an EPC and Floorplan. Offer accepted on house a week after signed up with them and before they had even got it advertised on Right Move or Zoopla. Advised we still wanted it advertised on both in case…
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Selling a house with Solar Panels
Does anyone have any experience of either buying or selling a property with solar panels? We have a 4 year old 3.8kw solar PV system which is generating about £1500 per year. We are looking to move, but opinions seem to vary wildly from it adding value and being a selling point to it being completely worthless and even…