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realistically how long til we complete?
I'm buying from a family who have no onward chain, and I've had my mtg accepted in principle, with mortgage valuation expected within 10 days. Then official offer, my searches are underway already too. Being Mr Impatient, realistically how soon can I expect to move please? (No hiccups permitting)
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Nationwide Save to Buy
Has anyone else been let down badly with the above? I have been paying monthly direct debits into the above account in order to save up a deposit. I had an initial meeting with a Mortgage Adviser who has been virtually impossible to contact since then- despite leaving messages and being promised call backs. In the end we…
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buying a house in need of repair.
Me and my other half have been to view a house today and we really like it. Its used to belong to an older couple who didnt maintain or update the property so it needs at least 10000 if not more spending on it which we dont mind. We are yet to have our meeting with the bank to properly apply for a mortgage but have one in…
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tenancy deposit, should I dispute...
I rented a property through an estate agents 12 months contract, they are witholding my deposit. My son accidentally burnt the worktop when he briefly put down a cast iron pan as it was burning him......I fully acknowledge we would have to pay back something and as the agency lady was unwell on the day and following 2…
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Am I being ripped off??
I'm new here so please be nice! Basically, we have sold our house (well nearly) to our estate agent. The agent has been managing the rental on it for a couple of years now while the property was in negative equity. We put it on the market in May and within a couple of weeks the estate agent offered to buy it. This was a…
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Without being too obvious how can we suss out new neighbours?
Whilst we have been on street couple times day and peaceful and right side garden fence good as well as property forms saying no issues with neighbours what else do we do to find out? I mean how can we really suss them out by knocking on door?
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Seller stalling at the last minute
Hi Everyone I haven't posted much before, but I've been reading the forums with interest as me and my OH are in the process of buying our first home. I'll start from the beginning, and I apologise in advance if this turns into a rant... We found a house we loved, within our budget, perfect area etc back in July. We made an…
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Putting someone on House deeds
can you put someone on house deeds without putting them on mortgage?
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New Home garage Single brick thickness
Speaking to the builder of our new house, they said the garage was single brick thickness and could not guarantee to be waterproof if bad weather. Has anyone came across this before? He mentioned that you can buy sealant and coat the walls which would create a waterproof seal, I assume this would need to be updated…
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Petition to introduce compulsory registration of all landlords and letting agents
Do you RENT your home, If so, then you will know that good landlords are very very hard to find, Getting a repair done can be very difficult, or have you rented from a landlord who would suit the name slumlord more. There is currently no compulsory registration scheme for landlords or letting agents, I am petitioning the…
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Can I buy a flat with shop below?
Hi, I wonder if anyone has experience or advice for the following situation: I'm selling my flat and doing my homework on Rightmove ( for homework read torturing myself with houses I can't buy till I sell mine!) I've seen a gorgeous flat - 4 bedrooms, lovely sunny courtyard at the back, but it's classed as a commercial…
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Lease renewal with leases 'above' mine
Hi, I'm in the final stages of buying a leasehold flat and have spotted something that might prove awkward later on, the flat I'm buying is leasehold and it is in a building that is also leasehold, in fact there is 3 leases 'above' mine, at the moment all have the same term, 138 years remaining I know its a long way from…
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How long does it take from survey being carried out to receiving report?
I'm a first time buyer so please forgive me. I had a survey carried out on the house I'm planning to buy on Saturday 13th Sept. I contacted the surveyor last Friday asking when I could expect his report and was told it would be issued on Monday or Tuesday. Its now Thursday and I still haven't received it. I've tried…
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Contents Insurance
I am not sure if I am posting this in the right place but please feel free to move it :) I have been renting since July this year and want to know about contents insurance please, any advice will be great. Is it important to have contents Insurance? Does it cover for everything around the house I.E laptops, t.v and…
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Trouble with landlord
Hello, Would appreciate some advice about my rights, and who I can escalate to if necessary? I viewed a room in a flat several weeks ago and was told there was a king size bed. I agreed to rent the room. The landlord then pressured me to pay the deposit and first month's rent before I saw and signed the contract - I was…
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Protecting credit rating from room renter
I am currently considering renting a room in my home, ( of more than 20 years) and would likely be using an agency to find a tenant rather than a website, as I would prefer to have a credit check completed on an potential housemate. However I wondered if i could get any advice on protecting my own personal credit rating,…
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What type of dining table is best?
Got a dining area next to pen plan kitchen 3m x 2.83 m is the dining area. We had a big circular dining table but it absolutely dominates this space so thinking of something smaller, square and more clever. Looking at a few tables with bench seats and some other ones where the chairs really tuck under the table. We have 2…
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STP advice - whose notice period takes priority
Cutting a long story short, we're now in an STP and the landlord has given us two months notice to leave. However, we're likely to hand in our 1 months notice very soon - since the landlord has already served the two months, if we hand in our one months will it overwrite theirs? Surely by them serving the notice, it…
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The Property Ombudsman
Has anybody had any dealings with the Property Ombudsman, TPOS on the web? looking to sell my house & came across these people.
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Transfer of Equity, what Land Registry charges?
Hello everyone I'm trying to buy my OH out of our house as part of our divorce. I have a DIP from our lender, and the full application has gone in today. My solicitor has quoted me £400+VAT for their fees to act on my behalf and the lender's behalf. My understanding is there's no stamp duty (land tax) to pay as it's part…
