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Unlucky in buying??
My partner Nd I have already had to withdraw from a property and after the disappointment with that we have carried on and managed to find another property that we love, we agreed on a price with the vendor and had a survey done. The homebuyers report listed a number of things as 3's, including high damp meter readings and…
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Are TV points in bedrooms important?
Hello, Coming towards the end of our rebuild. We intend to stay in the property for at least 3 years but then a good chance we will want to move. Although my main focus is to make the house right for us I also have one eye on future resale value. We're currently wiring the house for freesat. We hardly ever watch 'live' TV…
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Checkout Inventory and Betterment Questions
I've just moved out of a rented property and have a few questions about deposit return. The first is about the check out inventory: the tenancy agreement does not mention either check in, or check out inventory fees; however, the LL has stated that I am to pay for the check-out inventory. I understand from a quick search…
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Tenancy Deposit Schemes
Hello, Can anyone advise which is the best scheme to use? I am planning to use the tenancy deposit scheme http://www.tds.gb.com/landlord-membership-fees.html They want to charge me as a landlord £21.95 to do this. I thought this was reasonable until it occured to me that they are sitting on my tenants cash for a year and…
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Where to Find Estate Agent Reviews
Hi, If we're to drop the agent we have at the moment, for reasons I won't divulge here, how can I go about finding genuine and accurate reviews of other agents in the area? I did find a couple of review sites but it seems they are either out-of-date, or don't have the agents in the area listed. Any other ideas are welcomed…
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Homebuyer survey on my home - what can i expect?
what level of digging, and routing around will a homebuyers survey consist of please? And its due to be done when I'm not at home, the agent said he'd let them in and then go and leave them to it, is this the norm? Thanks in advance
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Mutual exchange & RTB discount
Hello Apologies if this question has been raised before but i am looking for clarification on being able to carry over my RTB 75% discount onto another council property via a mutual exchange. I know i will still attain the RTB but I am unclear wether i will be able to carry over the discount earned over a 15 year tenancy.…
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How to offer on a new build?!
I need your help please. I've never bought a new build before. I'd like to make an offer on one but don't know how it works. Do they tend to accept lower offers or do they just throw extra stuff in to the house to negotiate? It has not been built yet and the walls are just going up. They just dropped the price to £200k…
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Student Studios Sale Knight Knox International
Hi, I would like your ideas on this type of investment , they are quoting 8.5% return ..they have a lot more for sale all over the uk. Thanks for your time.
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Queries with the seller - when to let go ?
Hi there We are in the process of buying our first home. We have some outstanding queries with the seller. The seller inherited the house 3 years ago and has rented it out since. We have some questions about how frequently neighbours use our side gate to access their gardens. (Our house is end of terrace and there is right…
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Buying an ex-partner out of a house after paying different initial deposit values
Five years ago I bought a flat in London with my partner. This year we have separated and we need to agree what to do with the flat. She would like to continue living there and will buy me out of my share of the property. When we bought the flat we each put in a different amount of deposit and signed a deed of trust…
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Conversion of Tenancy in Common to Joint Tenancy
Hello, Not sure if this post is in the right place, but I hope someone can point me in the right direction/provide advice. My husband and I have just paid off our mortgage, and received confirmation that the charge has been removed at the Land Registry. :T However, it has come to light that the property is held as tenants…
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To buy or not to buy?
Good morning all, I was hoping if I could get some advice from MSE users about the viability of a plan that my other half and I have concocted. Some background: We both live and work in London, with salaries between 25-30k/year. However, neither of our jobs are that stable in the long-term. We have never bought a property,…
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should we let know lender abour short term let?
Hello, we are buying a house (250K, mortgage is 92K) but haven't sold a flat we live in yet. The flat is owned 50/50 with my brother in law (with no mortgage on it) and we can live there until it is sold. So we were thinking of possibility of letting house for a year maximum. How do lenders check whether we haven't let a…
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Landlord & agency problem
I was concerned about the contract on my new flat and decided to look into it and in the process became concerned at the actions of my old landlord who still hasn't refunded my deposit. I realised that my previous landlord had never given me a signed copy of the tenancy agreement, I have only a copy with my signature on…
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No Smoke Alarm - House Inspection Soon
Hi There :j Just seeking a bit of friendly advice, I've noticed the flat I moved in to a couple of months ago has no smoke alarms. I have a house inspection soon where somebody from my agency will pop in and do the usual, make sure I'm not trashing the place etc. Am I able to ask for smoke alarms? Or will it likely be a…
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Registered charge
Hello, I am hoping someone can help with this. I purchased a property in May last year but the title was not registered at the Land registry until October last year. Between the completion and the registration a registered disposition was placed on my property against the previous owner. I was unaware of this until now…
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Possible upcoming party wall problem.
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moving house any tips??
hi guys moving house and wanting to make it as painless as poss. any tips? eg how to direct mail etc thanks
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Openmarket Homebuy Old scheme 2008
I bought my house in 2008 through the openmarket homebuy scheme for 100k (25% gov funded). My house since then, has like many others lost value, and is now worth approx 75k. My understanding from reading through old paperwork is that if the house loses value I don't have to cover the loss if I sell, does anyone have any…
