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Parent transferring registered owner of house to me
My dad is retiring and wants to transfer the registered owner of the house to me. He's paid off the mortgage and the property is freehold. He bought it in '97ish and have lived here since except barring a brief absence for university and one subsequent year living with a friend and will continue to do so for the…
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First Time Buyer Mortgage Fraud
hi, does anyone have a number or address to report a first time buyer mortgage fraud? I had a private tenancy agreement with a young indian lady i found on gumtree who is still living with her parents, later i realised that she bought that house through the government scheme, which doesn't allow her to let the flat, so i…
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Which insurance for an empty property?
Hi New to these boards, and just after a bit of advice... Our land lord (buildings) insurance has lapsed, and the house is now empty while we try and sell it...does anyone know what kind of insurance we need? Normal buildings insurance appears to have an unoccupied clause, so I’m at a loss. Thanks in advance Chaos
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Details to give landlord when moving out.
Hi, My landlord has asked me for my gas/elec company and ref number and also council tax band and ref number? I thought they might want the company I have been using for gas/elec but don't know what reference number they mean and why they would need this?
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House seller has been really awkward is this normal?
I've been in the house buying process for about 6 weeks. Found a house, it looked in reasonably good condition and in an ok location. Since the offer was accepted, I've found that the sellers have been really awkward and unhelpful. Every viewing I've been to, it's always the seller's father who has been there and never the…
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Homeless Dept (Enfield) Video
Found this today.., really our country is falling apart. http://www.theguardian.com/cities/video/2014/sep/01/london-housing-crisis-emergency-enfield-video So depressing. Particularly as I am being messed around by a private LL who is wanting to sell the house I am renting (don't live in Enfield though). Not asking for help…
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renting nightmare!! advice please!!
OK, so me and my partner moved in may to a house. It's old decor, we knew that. Doesn't bother us. Below are the problems we have had since living here. The oven didn't work when we moved in. (shouldn't that have been checked?) The gates to the back of the house were broken. This resulted in graffiti down the side of the…
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Do I have any rights in this situation?
I live in a block of flats. Yesterday, the buzzers and fobs were not working according to one of my neighbours. Today she thought it was fixed as the buzzers were working but the fobs still aren't. I work unsocial hours and over the weekend usually finish between 1 and 2am. Called the council (they are our landlord) who…
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Conservation Area - Windows Without Permission
I bought a ground floor leasehold flat in a conservation area, subject to 'article 4'. We are renovating the flat to sell it on and top of the list of things to do was to replace the old very thinly paned sash windows with new timber framed double glazed windows. We were worried about how cold it would get, (plus we…
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Give your opinion!
Help me help a relative. http://www.rightmove.co.uk/property-for-sale/property-47035214.html?premiumA=true has had no viewings (as far as I can glean). Is it just the price or has any one got any other thoughts?
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Landlords - Carpet or Hard Flooring
The flooring in the living room of our BTL is going to be re-done. Which would you opt for - carpet or laminate? We previously had carpet. I think hard flooring may look better and stain less however would show wear and tear from furniture/scratches more.
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Need help/advice on what to offer on this repossession!!
Hi all I am after some help/advice. we currently have our house on the market and have had an offer from a cash buyer slightly lower than our asking price(we have it on for OIEO 150k they have offered 146k) We have been watching a house that we really like for a month or so and having viewed it we have decided it would be…
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Offers Over £XXX
We have viewed a nice house which has been for sale since April and has allways been listed as Offers Over £XXX On initial discussion, the EA said the reason it had been for sale for so long was that it was basically quite a way over the ceiling for the road it is on (mostly 2-3 bed terraces). This is a very large detached…
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Is now a good time to buy in London?
I know it's a million dollar question and no one has a crystal ball but I'm hoping to gather as much information as possible. I have recently moved back to London after two years working overseas, in that time I inherited an amount which would be enough to buy a small place in London outright. One of the key reasons for…
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Viewings
So I have 4 viewing this afternoon on 2 properties I wanted to see and 2 new properties that have come onto the market that the EA want me to see. Just need some advice really - We cannot exchange/complete until Feb 2015 because that when our rental agreement finishes. We decided to start looking now as concerned about the…
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Issue with title deeds - worried about purchase falling through
Our solicitor has just sent us a letter to highlight an issue they have identified with the title deeds of the property we are about to purchase. Apparently in the Conveyance and Assignment section of the deeds, the property is 'conveyed' but not 'assigned' (essentially the word assigned is missing). The property is part…
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Estate Agent wanting to buy house when valuing it?
My parents are considering selling their property and had it valued by an estate agent this week. However, the estate agent said there and then that he wanted to buy it for himself to convert into flats (its a very large property) and offered them a price. He then came back the next day with a valuation letter in person.…
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deposit down on a house without doing any searches?
we've just been gazumped a week before exchange. the seller has sold to another buyer with another agent as he didnt like the agent he first choose. our searches have only just come through and they took 4 weeks as there's a back log. now i know the seller put the house back on the market 2 weeks ago with another agent ,…
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Sell to pay off debt and rent?
In a situation where house is worth £125k and have £55k equity so mortgage only 425.00 per month. I am living on my own following divorce and racked up £15k of credit card debt to get my son out of a pickle. Now in a position where repayment of credit cards is higher than mortgage each month and basically a complete…
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Is offering 10% less still the thing to do?
Do you think this is the done thing or an outdated idea? Are people expecting to be offered 10% less? Most people I speak to who are selling their house have been told it is worth x amount by the EA and they think they will get this figure. Yet half the time the EA has inflated this figure to get their business, the house…
