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Contents Insurance

littlemiss_pretty
littlemiss_pretty Posts: 79 Forumite
in House buying, renting & selling
I am not sure if I am posting this in the right place but please feel free to move it :)

I have been renting since July this year and want to know about contents insurance please, any advice will be great.

Is it important to have contents Insurance? Does it cover for everything around the house I.E laptops, t.v and jewllery etc.

We live in a very secure block of flats on 1st floor and have double lock on our front door, so I am 2 minds about getting contents Insurance. I have been advised to get it by my work colleagues.

Please Advice
Thanks
«1

Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Say there was a fire. Could you afford to replace your clothes, jewellery, electrical goods, and whatever other belongings you have?
  • littlemiss_pretty
    littlemiss_pretty Posts: 79 Forumite
    Thanks for putting it like that pixie5740. It's working out to be £11-£12 a month but I know it will help in the long run :)
  • Cade_Foster
    Cade_Foster Posts: 177 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I was looking recently as I am purchasing a flat and my contents was coming up at 63 pound a year which included accidental ect, go through the comparison sites hey you may even get a free meerkat.
  • MrJester
    MrJester Posts: 1,015 Forumite
    Seventh Anniversary Combo Breaker
    I rent a ROOM in a shared house. And I have contents insurance, costs around £20 a month because I have some valuable electornics, I could not afford to replace them if they were stolen or broke out of guarantee etc. So well worth it. Can't be too careful in London ^_^'
  • littlemiss_pretty
    littlemiss_pretty Posts: 79 Forumite
    Lol thanks Cade Foster i will try that and I would love a free meerkat with my contents Insurance.
  • System
    System Posts: 178,483 Community Admin
    10,000 Posts Photogenic Name Dropper
    I've paid £63 for a years contents ins with Sainsbury's they have a higher allowance for individual items.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Bart1
    Bart1 Posts: 170 Forumite
    Personally I have never brought any insurance not required by law or mortgage.... The difference between insurers and bookmakers is that bookmakers are honourable ...... If your horse wins the bookie pays you with a smile..... If your house gets burgled the insurers consult the small print to find a way not to pay you
  • System
    System Posts: 178,483 Community Admin
    10,000 Posts Photogenic Name Dropper
    Bart1 wrote: »
    Personally I have never brought any insurance not required by law or mortgage.... The difference between insurers and bookmakers is that bookmakers are honourable ...... If your horse wins the bookie pays you with a smile..... If your house gets burgled the insurers consult the small print to find a way not to pay you

    your choice
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • sammyjammy
    sammyjammy Posts: 8,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    littlemiss_pretty wrote: »
    Thanks for putting it like that pixie5740. It's working out to be £11-£12 a month but I know it will help in the long run :)

    That sounds expensive. I pay £13 for buildings and contents on my house in a not so great area of Sheffield.

    Why not be really money saving and sign up to a cashback site such as quidco, get your contents insurance and some cashback!
    "You've been reading SOS when it's just your clock reading 5:05 "
  • littlemiss_pretty
    littlemiss_pretty Posts: 79 Forumite
    sammyjammy wrote: »
    That sounds expensive. I pay £13 for buildings and contents on my house in a not so great area of Sheffield.

    Why not be really money saving and sign up to a cashback site such as quidco, get your contents insurance and some cashback!

    Thanks for the suggestion sammyjammy i will go through quidco :)
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