House buying, renting & selling

Discussion List

• advice on buying a house with a trust fund involved

  OH and I put an offer on a property back in July. Survey had been done,mortgage is in place and we have instructed solicited for the searches. As I had not got the contract etc yet I chased my sol who said they keep chasing vendors sol.I decided to ask the estate agent if they knew anything (it's an old lady who is going…

• Purchasing a repossessed property

  Hi, Thank-you in advance. I would like to buy a property that has been repossessed by the bank.If not purchased very soon it will be going to auction.It is at a great price but with one major problem. There is a problem with the lease.Apparently the plan of the flat is not set out correctly.i.e the red lines are not in the…

• BOLTON AT HOME social housing-anyone familiar?

  Ive looked on the website but unless you are registered there is not much help. Does anyone know how it works. Ive been renting privately for 6 years but the landlord has 6 houses in the street and has sold 4 and given notice on the 5th giving 8 weeks for the to leave. We know we are secure for the next 16 months as we…

• Rival estate agent business card through the door

  We've had our house up for sale for a few weeks now, and have yet to sell. Today we found a rival estate agent's business card posted through our door, with a note to call them. Is this common practice? Not that I'm overly bothered, just curious...

• Loft store room and building regs

  Twelve years ago we moved from a larger house into a 2 bed Victorian terrace. We had a lot more stuff than would comfortably fit into the house - eg hobby stuff for art and sewing, books etc. that were very important to us. We stored the stuff temporarily in the garage and decided to use the loft space for a store room. I…

• Landlord accusing me of rigging up meters, think its a bluff to not pay back deposit

  Had issues with landlord not doing repairs, claiming I underpaid rent and so I paid more to find that I didnt underpay so I had now overpaid but then meant I accepted the new amount. I moved out in June but had so many issues, LL refused my notice saying he never got it then when I sent another one I did a typo so it was…

• permission for French doors Scotland

  We are in the process of buying a house and will have to remove a window at the back of the house and replace that with French doors (opening outwards) Its not a conservation area. Does anyone know if any permission will be required BEFORE we do this? I don't mind if when we come to sell in the future if we need to pay for…

• Purchase property now has pending possession order

  I feel sick with worry. We are in the process of buying a house where the previous resident died last year. We had our offer excepted at the end of April. We have still not completed. I have been told that the house now has a pending possession order and we are not sure how much longer the lender will hold out. (I don't…

• Flat massively devalued by commercial premises

  * We bought a 2 bed flat in riverside town near Thames. (market is booming here). Most peoples property has gone up 25-40%. * Bought for £200k, 8 years ago. * Renovated to high standard since. * Also renovated communal entrances and hallways. * Council approved planning last year for a bookie and a pizza takeaway. (9th in…

• 2 bed Flat De-valued massively by commercial premises

  Hi All, Bad day today. We were looking to complete a re-mortgage on our leasehold flat with RBS in a small river side town right on the Thames. The property market here has seen a knock on effect on London and is booming. We bought it for £200k, 8 years ago. It was stationed above Blockbusters Video. And we have renovated…

• NHBC certificate

  I am buying a 20 years old house. My solicitor ask the lender provide the NHBC certificate even it has been invalid 10 years ago, otherwise I need to buy a insurance for £300. I don't understand that.

• Council succession and points help

  Hey, Long story short I was caring for my grandparents, my nan died 6 months ago and my granddad was taken into care. I put in a Succession of tenancy request as I met all the criteria and the tenancy had never changed hands, I was led to believe for most of this waiting time that I was pretty much definitely going to get…

• Building above garage

  Family growing up fast so needing more space. Instead of moving we have thought of building on top of attached garage making a large bedroom and converting existing garage to family room. First hurdle would be existing foundations and if they are sufficient, what would these need to be? If addition foundations required how…

• Help To Buy

  Good morning, I'm currently looking to buy my first property, I have found a new build apartment that is under the Help To Buy scheme. However, I hadn't been looking to go under the HTB route as I am able to get a 10-20% deposit together for most of the properties I've looked at. I've been told the property has to be…

• Option Plus

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• How long now?

  So... I am buying my first property. Searches, survey, full mortgage offer all done. I received the contract paperwork yesterday and have sent back recorded delivery to the solicitor this morning. What do the solicitors do now, and is it likely to take a long time? When do they let me know the agreed exchange and…

• Help Please - Help to Buy Mortgage / Need to Move / Don't want to Sell

  Hi All, Anyone with any help advice will be greatly appreciated. I have had a Help to Buy Mortgage with the Natwest for about 8 months in a 2 year fixed rate and I need to move for work but don't want to have to sell the house. I can't afford to buy in the area that I need to move so will have to rent. I don't want to do…

• How is Council tax worked out on new property?

  Hi, On the brink of exchange of contracts and have been told the house is in band C. I was thinking this was a bit high on a '2 up 2 down, it was built 2012. Can anyone explain what the council take into consideration when banding a new build? Thank you

• Illegal or Just Bad Practice?

  We recently enquired about a new build. We were told 2 weeks ago that the plot we wanted had just been released for part exchange, we were also told that the sales rep would be "ringing all the people on the waiting list from tomorrow". Subsequently we were made to believe if we weren't quick that we'd miss out. This was…

• Deposit in chain goes to top of chain??

  My daughter and bf are buying a house having sold his flat. There is a chain of 3 people ( they are at the bottom) and the top person is buying a new build. Solicitor emailed bf other day and said that when he pays over his deposit ( £38000.00 ) it will go all the way up the chain and will actually pay the deposit on the…