House buying, renting & selling

Discussion List

• EPC online for £49?

  am after an EPC cert for my maisonette im selling, and found an online price of £49, which seems better than the £80+ been quoted locally, is it worth a shot? Or should i stick to a local guy?

• Scottish will be foreigners does this mean stopped from buying in London?

  My title says it all really , with recent plans to stop foreign.house purchases in London or at the very least taxing them till the pips squeak where will this leave the Scots if the separatists win next week. Perhaps they will have to take a UK passport ? And just think what fun the Daily Mail will have with all those…

• Claiming Land Ownership - ADVICE NEEDED!

  We are looking to buy a repossessed property so there is no information coming with the house. On 2nd viewing this weekend we have discovered the previous owners have extended their boundary fences to the front of their property around a sizable patch of grass that does not belong to the house/land. (For info it is clear…

• Deed of Trust query

  Hi all. Am looking to buy a house with partner. In short my partner has really really bad credit so we are looking to get the mortgage in my sole name. Understand the title/deeds would also be in my sole name to satisfy mortgage lenders requirements. My partner wants to invest towards the deposit and towards the costs. In…

• Presale questionnaire - what fixtures/fittings do you NOT wish to leave?

  My solicitor has asked me to complete a presale questionnaire: Question.... Are there any fixtures or fittings in the property (ie things nailed, screwed or otherwise affixed to the walls, floors or ceilings or planted in or fixed into the garden) which you DO NOT wish to leave for the purchasers? (if yes please list)…

• Selling - 2 new 'developments' close by

  just had the legal pack through to sell my house and theres a part about any new developments in the area, there are 2 just not sure how to word it (whether it'll matter). Theyre replacing 4 x garages with 2 x 1 bed houses, and also planning in couple of years time to knock down the hotel at end of the road 100m away.…

• Scotland-can a buyer request the seller gets a refresh home report?

  I am a potential buyer. The home report of the property I am interested in is now over 15 weeks old. In that time there has been a recent sale, now showing as a sold price, and this a comparable house on the same street. Taking this sale into account I do believe that if the seller were to just put his home on the market…

• Noisy dog in new area

  Following on from the 'cat fouling' post, We are looking to buy a house where i grew up but when we 2nd viewed it next doors dog was barking in the back garden, and was loud and sounded big. The seller said the neighbours are quite, but the dog did bark when we were in the rear garden. I still want the house, and a dog…

• Advice on home situation, to rent or sell?

  Hi, I have fairly recently bought a new house, then took a new job which comes with a house as the job requires residency. My partner has fallen pregnant and we have decided it makes sense to live in my job house. The rental value of our own property is about £120 per month less than the mortgage monthly payments, then we…

• Buy to Let mortgage refusal

  Hi, I recently applied to post office mortgages for a buy to let mortgage. However, it was refused at the last minute by the underwriter who stated that the records don't match what I have told them in the application. When I asked what information is incorrect or misleading the underwriter refused to tell me and said that…

• Mortgage affordability question

  Hi, I hope someone might be able to help? I am worried about these new affordability checks when I move home and ask to increase my mortgage. They ask for outgoings, which for me are higher because I have a large amount of monthly work expenses including fuel (c£500 month) that I pay out but this is reimbursed to me in my…

• Council offering to sell me my own land?

  Hi, I have recently received a letter from the Council stating that I have been illegally using council land which backs onto my house. I have owned this house from new (1984), and as my house backs onto a main road the lorries used to park along the back and the garden was smaller than initially given on the plan. I took…

• URGENT - Selling house

  Hi need urgent advice I need to sell my house urgently pref for cash I own the house, have clear title of it, have the deeds, registered on LR and no charges against property nor any outstanding morg I have had it valued at £168000 Im looking at selling it to a "we buy houses fast for cash" company I know Ill only get…

• renting advice

  hi, i'm looking at moving to a more affordable & economical home, been searching on rightmove and seen a decent place. reading the description it states terms to the agreement, i assumed passing the credit check & paying the bond/rent would suffice, but this states a MAX income of £22500 which i'm under anyway but says "To…

• What rights do buyers have after completion?

  Hi Our buyers have been absolute pains in the ****! They kept coming back and making us pay/sort every little thing! They even avoided us today on completion to give the keys by hiding in the estate agents! (Original agreement was they picked them up directly from us). Anyway as you can see they are very demanding. Now my…

• Flat Buying + Service Charge

  Hi all. Could one of you advise me please. I've seen a flat for £60K. It's 2 bed and is on the 2nd floor. I've been to see it and quite like it, but the service charge is giving me the willies. Last year it was almost £2K and I know the service charge can vary and can either go up or down. What do you guys make of that?…

• Help re-interim charging order.

  Hi I met my wife in 2006 and we got married in 2008 and moved into my property and rented hers out until recently. We now need to move to a bigger property (children now) so decided to sell. My wife has just started the process of selling her property and her solicitor has just informed her that there is a interim charging…

• What must be wrong with this house?

  I have viewed a house that is absolutely stunning. It came on the market in March for 185k and as it has recently been reduced to offers over 180k. I just can't understand why it has been on the market so long, properties where I live aren't selling fast but generally anything decent goes in 2-3 months. I really want to…

• Seller not providing certificates

  My seller has been asked for certificates for building work they have done and they simply say they are 'unable to supply' them. There should be building regs and possibly windows, electric and gas works for jobs they've done in 2012. When they said they couldn't supply them, our solicitor pinged back asking for an…

• Free Tenancy Agreement

  It's a bit wordy, but better than most. And it's up to date. https://www.gov.uk/government/publications/model-agreement-for-a-shorthold-assured-tenancy