House buying, renting & selling

Discussion List

• Rent arrears while paying by direct debit?

  Question does pretty much what it says on the tin! We (me and hubby) have been living in our rented house (local housing assoc) for 11 years. When we first moved in for a couple of years we were paying by cash, and admittedly it was a bit erratic, but we got sorted our, always ensured arrears were paid, and at some time in…

• Budgeting for rent

  Hello, sorry if this seems like an annoying and common thread, I have had a quick browse through but couldn't find the answers I was looking for. My partner and I are looking to move into our first rented accommodation, but are unsure of the upfront fees we will be required to pay. Average admin fee we've seen is max £200.…

• Lack of viewings

  I have a unique house, think marmite! You will love it or hate it but I have had only one viewing in 4 months. I have tried to reduce the verbiage of the EA and get the best possible images but nothing is happening. Please take a look and give me some advice! The site won't let me post a link, but if you go onto rightmove,…

• help ccj rent

  Me and bf and son are looking to move as we hate the flat weve been in 3 yrs. My bf has also a new job far away so we need to find somewhere. Problem is credit rep has 2 ccjs so what dose this mean for us moving Theyre from 2009 1 in jan and other august, The august 1 was paid in 2011 but i dont remember what the jan one…

• Student joint tenancy - tenant left owing

  My daughter left her student house at the end of june. She has been contacting her landlady since to get back the joint deposit of £1500 which is currently held by the DPS. She has now found out that one of the other tenants left owing over £800. She has messaged him to try and get him to pay up but has had no reply as…

• 1st time buyer: I made my offer :S

  i'm new to the forum! my name is Jon and i came around here to read all sort of advices buying a property! been looking for a while and found a nice studio flat in a nice area in islington (london)…so i made my offer! i live by myself so i think a studio flat will make it for now :) somehow i got the details of the current…

• advice on completion date

  Hi all am new and could not see any answers that suited my question sorry if i am being daft! I am currently trying to part buy part rent a property as first time buyers. I am at the exchange of contracts stage and when asked for a completion date on friday 12th september i put down anytime from 1st october onwards as i am…

• Pitfalls of buying an already tenanted property for BTL

  Looking at a BTL and there is a property for sale which is already tenanted. I'm just thinking on what the problems may be. I have the following thoughts and would be interested in views: 1. Deposit I know the deposit needs to be passed from current landlord (seller) to new landlord (buyer). Presumably this then needs…

• Co-freeholder difficulty

  I own my flat as a leaseholder and joint freeholder and am a co-director of the Limited Company which was formed to buy the freehold 10 years ago. All was fine but now there is a dispute between myself and the other leaseholder, joint freeholder and co-director. The front of the property needs urgent attention as the…

• How to approach this property?

  A bit of background: we've been house hunting since April and must have viewed over 40 houses in that time. We've lost out on a few houses that we've offered on. Our budget started out at £250 and is now around £275. We are first time buyers in a good position, 20% deposit and an AIP (expired but we can get another one…

• Quick Question

  Hi, Myself and my partner have managed to save a 10% deposit on a property up to the value of £165k. We have yet to apply for a mortgage in principal and we are apprehensive about doing so. This is because that for the last 6 months, our bank accounts have been into their overdrafts. The reason for this is because we have…

• Making a house offer in Scotland

  Hi everyone, Just a couple of question's . These are for a home in Scotland. We have just accepted an offer Friday past for our home , We had seen a property around 2 week's ago and had a second viewing today . Is it possible for us to now make an offer for the property on Monday morning . We are using the cash from the…

• POLL: Do you like Cul de Sacs?

  Love 'em or loathe em?

• First Time Buyer - how much/when to offer?

  Hello! Any advice would be nice :) As first time buyers, I'd love to know how to get the most out of buying a home. The husband and I have found a house that we really like, it's only just come on the market a couple of days ago. It needs a bit of work which the sellers have been open about. As it's new to the market is it…

• Electrical Safety Check before selling.

  Hi all, I've got a few questions, but I'll ask them on a 'question per post/thread' basis to avoid confusion. This one is about Electrics. I've had about 10 viewings on my property and have had no offers to date, and may stop viewings for a while, and come back on the market. One thing I would like to correct are the…

• Under Offer

  The term 'under offer' seems to have several definitions on the web: 1. The vendor has accepted an offer and the deal is being formalised; 2. The vendor has accepted an offer but is open to a better one; 3. An offer below the asking price has been received by an EA; 4. Etc. Is there a reliable definition for the term…

• Re the criteria for villages and very small market towns on social housing lists

  I am asking in behalf of a friend. On the local housing list, every time my friend tries to bid on a property in a nice little village or very small market town, it says 'to be considered for this property, you must have a connection to the village.' (Like you must have been born there, or lived there for at least 10 years…

• Disputing return of deposit

  I am representing my mom who is a landlord and she is using a letting agency to manage the tenancy. The tenant paid the Agent 6 weeks deposit and upon check out they noted several issues which require fixing/cleaning etc. with a quote of £145 to put right. I went round to the property today and noted far more than was…

• ARGH buyer pulling out and reducing offer after 24hrs after offering

  AARGGHHH! I need to let off steam and hopefully get some advice We have found a house we like and have made an offer, this offer was accepted subject to us getting a buyer. House went on the Market on tuesday and on Thursday was offered 2500 less than asking price which was ok but we had more viewers on friday so said we…

• House undervalued

  Ok, so I'm in the middle of buying my first house, a mid terrace 2 bedroom for 75k (it's Wales, houses are cheap), mortgaged through HSBC, with a 90% LTV (actually 89%) This morning I had a copy of the mortgage valuation report from Countrywide, which valued the house at 65k, a huge 13% less than the agreed price.…