Loft store room and building regs

Pink_-ink

Twelve years ago we moved from a larger house into a 2 bed Victorian terrace. We had a lot more stuff than would comfortably fit into the house - eg hobby stuff for art and sewing, books etc. that were very important to us. We stored the stuff temporarily in the garage and decided to use the loft space for a store room. I wanted to have easier access than a loft ladder - I am in my sixties and did not fancy using a ladder and wanted to feel secure walking about in the loft (approx. 13' x 9') so we had the loft floor properly reinforced and strengthened with large joists and strong boards - we had it properly insulated with Kingspan and as we were having the roof refelted we had a velux window put in at the same time and in the very limited space available we had a fixed staircase put in. We did not want to fill the second bedroom with the stairs so they would meet building regs. So the stairs, which are slightly narrower and steeper than a regular staircase, have a bannister rail and are enclosed between the solid wall of the main bedroom and a stud in wall which forms an understairs area in the smaller bedroom. This room has been useful - keeping clutter out of the rest of the house. We now want to sell the house - including the loft as a non-habitable store loft/attic. We did not think we needed to get building regs for it as it has never been used as a room or been furnished but are concerned that it might cause problems. Would it be a good idea to get indemnity insurance? We do not want to get retrospective building regs.

lincroft1710

Why would you need indemnity insurance, you're selling the house with loft storage which has slightly better than average access, not a loft converted to a bedroom.

fairy_lights

You bought a house with a loft, which you used as a loft, and are now selling as a loft. Nothing you have done has stopped it being a loft and you're not claiming it's a bedroom so I can't see how it could cause any issues.