House buying, renting & selling

Discussion List

• Rental - change in fees - legal?

  Morning all, We have just had our renewal letter and contract through for another year. Including rent increase of course (annoying but what can you do these days?) When we signed up there were no fees mentioned in the contract so none are being charged for renewal - which is fine. HOWEVER - they have now changed our…

• How did the council get away with this?

  http://www.telegraph.co.uk/earth/greenpolitics/planning/11090584/Couples-detached-250000-home-almost-turned-into-a-semi-by-neighbours-huge-extension.html

• cavity wall insulation certificate?

  The house i have seen and placed an offer with is stated as having cavity wall insulation less than 10 yrs ago; vendor has no certificate as they say it was done by previous occupants (who were deceased relatives). They do know the company which installed the insulation but no date. Do i need a certificate or guarantee…

• Renting a property, landlord wants viewings

  Hi, I am in a tricky situation, quite a stressful one in fact. I pay in advance for a rental contract, of a six month duration. My landlord previously advised that he was going to sell the property, and emailed to ask if I would mind the agent showing potential buyers around. I suffer from extreme OCD. I cannot work, and I…

• Legionella Risk Assessment

  Hello, My partner lives with me and rents her house out. The lettings agent sent her a letter recently saying that The letter claims that it is something to do with recent changes to the Control of Legionella bacteria in Water Systems Approved Code of Practice ("ACOP L8"). They then offer to carry out the assessment for…

• Buying a house that needs some crack repair - who pays?

  I just had a full survey with a house I hope to buy. The surveyor has just emailed saying "I found no significant problems with the property – some crack repair is all that is required." I am now awaiting a reply to how much he thinks it will cost. My question now is who pays for this crack repair? I understand it may not…

• So much for long term...

  I know renting's never much fun, but this takes the biscuit. We left our old flat in April, and moved to a lovely place. We told the LA that we were looking to rent long-term (several years), and the property was advertised as such. It looked great, so we took it. We've always paid our rent in full and on time, get on…

• Exchanging Contracts on Monday - Worried we might have overpaid

  Hello, Apologies for the rather drawn out nature of this thread ; Until the government drove the housing market crazy with Help to Buy, we were happily building up our deposit with the aim of buying a £150 K house with a 25% deposit. We currently have £20K saved and are growing this by 1K PCM We ended up looking to buy a…

• Ignore

  Nothing to see here.

• House buying process question please

  so i went to see Natwest today as i am putting my property up for sale in the next few weeks and buying a house. I got a mortgage in principle agreed which was great! i have a loan which i explained would be paid off with the proceeds of the sale of my property. She did my mortgage calculation excluding this loan with the…

• Scotland - just accepted a verbal offer....what happens now?

  Accepted an offer today on our house - yay!!! We are in Scotland. This is our first house sale so unsure of the process. We have already a solicitor arranged who will do the conveyancing for selling and buying. On accepting the offer today, I asked our estate agent what do we need to do now and he said he will get the…

• When to instruct solicitor/pay for searches

  Just wondering at what point to pay for searches and instruct solicitor to start work that would incur a fee? Basically we had an AIP with HSBC, but they then refused to give us a mortgage based on husbands work circumstances (locum GP so technically self-employed). Now going through a broker who has found an appropriate…

• Renting - first time landlord help

  I am about to rent a property that we have just completely refurbished and will be unfurnished. This is the first time I have done this so I have some questions to put my mind at rest. Any help most welcome. I am hoping to rent privately and have 4 viewings lined up. I am going to conduct comprehensive checks using either…

• 1st time buyer

  Can someone help, we are looking to buy our first house, I earn 31599 my partner ears 21500 we both work full time, I have an 8000 loan that I am paying off and 3000 over draft. I need some morgage advice but don't even know who to go to or what to ask or do can someone help. If I apply for a morgage do I have to pay the…

• Is the market really cooling?

  Flat went on market at weekend, I was unable to phone for an appointment to view until yesterday. Estate agent reluctant to give me a viewing said he had one appointment left, today, no other viewings after this, have done four days of viewings, not doing any more. I accepted the one time available, they have eight offers,…

• Conveyancing - Different quotes for land registry fees? And chancel insurance?!

  Hi all, We've just had an offer accepted on our very first house and are currently in the middle of comparing conveyancing quotes from 4 local solicitors. We've decided we'd rather spend the money to have a local firm deal with it so that we can go into the office in person to resolve any issues / talk through contracts…

• Long stop date reached

  Next week I will have reached the longstop date as per the contract that has been exchanged with the builder. I have Part exchanged my house as part of the deal. The builder has subsequently sold my house and they have exchanged contracts. I appreciate that once the longstop date has been reached I can walk away from the…

• Vendors rubbish after completion

  Hello All, Looking for some advice on my situation if at all possible. Due to our location we had to purchase our property over value of property and after the vendor spent weeks not filling in forms and contracts with claims that she was too busy we finally were exchanged and a completion date set for 3 weeks later.…

• tenant accident damage insurance

  Hello, I need a bit of advice and any help would be great. We moved into a property 7 months ago and signed a contract, we received a letter from the letting agency to say we needed to get tenant accidental damage insurance and that this was stipulated in a section of our contract if we didn’t we would get a section 21…

• How to add a new person to my house deed?

  Hi guys, I was wondering if you know how I could add a family member to a property that has solely my name on it. The mortgage is fully paid off. 1. Can this be done easily with a form? 2. How much will this cost? 3. Do I need a solicitor for this? Thanks,