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Flat Flooded - No Contents Insurance. What Can I Do?
Until Sunday 2nd March I was a tenant of a housing association first floor flat. Unfortunately I was contacted by my lodger while I was out to let me know that there was water pouring from all of the light fittings, smoke alarms and behind the boiler (basically anything that had been drilled through the ceiling) through…
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non adopted/private road problem
Hi All, we have an access road that runs down the side of our property - not sure yet whether it's non adopted or private (no signage to say it's private). We have had some building work done and had to take down part of the fence (which we own) that runs down this 'access road'. We have now come to reinstate the fence and…
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Legal standpoint of borrowing from Parents to help pay back the flat I brought on sha
Just under 5 years ago life was different I was single, going out rather a lot and unable to save for a deposit. So I went ahead and bought a new build flat in the centre of town. The flat was purchased with a mortgage, the vendor/developer paying 25% and I paid the remaining 75%. The 25% was interest free for 5 years. No…
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vendors 'desired moving date'
I've been living with the illusion that the chain I'm in might complete near the end of March or Early April .. I've just been told one link would like it to happen at the end of April. Has anyone experienced a link' altering' their date.. or are we stuck with it?
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Loft conversion and building regs
Hey ho, off to see another house. It is described as a 4 bed but the plans show the supposed 4th bedroom merely as a loft room. Simple enough to ask about building regs (presumably if it is compliant, there will be some sort of certificate). I suspect it isn't compliant, in which case how easy is it to tell whether the…
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Poa
We are FTB's and have seen a house that is ideal for us. It is listed as 'POA' and when we first saw it online assumed it would be out of our price range. Having spoken to the EA over the phone I was told 2 different prices by two different people. Slightly out of our price range but we went and viewed it anyway. The EA…
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Retention Monies
I bought a leasehold property three and a half years ago and my solicitor kept back a £2000 retention in respect of a major works charge which had not yet been finalised. Six months later the final bill arrived. It was £2500. I paid £500 and the retention monies were used to cover the remainder. Now a refund of £1300 has…
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Bought house - Proof of ownership?
Hopefully theres no such thing as a stupid question! So.. We recently bought a house with a mortgage. Have collected keys and moved in, however we have not received any documentation to show we actually live there. As the house is mortgaged, will the bank have this in their possession? Or should we have received anything?…
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Solicitors Fees
Hello, Not really sure where to put this, apologies if it is in the wrong area. Me and my husband separated over 2 years ago. We have been back and forward to solicitors but have got no where with them to be honest in regards to a seperation agreement. My solicitor kept pressing for more from my husband when I didnt want…
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getting all things timed right
Hi well I am sure regular readers may have seen a couple of my posts over the last couple of weeks. Anyway things are on the way to getting sorted now - estate agent called yesterday to say buyer was or had been to his solicitors to sign paperwork, so spoke to our solicitors and they are going to check this out with his…
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soft searches on DIP
I know that Halifax does only soft searches on credit history when processing a decision in principle. Does anyone know of other lenders?
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Building Survey has come back - Arghhh! Need some advice please....
I'm in the process of buying a turn of the century Victorian house. As it's old (and been in the same family forever) I knew that there would be a few problems with it. We are already stretching ourselves with the house price and have 7ish thousand to do the works. This is the major things that were picked up: 1.…
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Removals - container storage delivery.
I think that I have been incredibly naive here, but.. If you have removals and ask them to put a container in storage, would you expect the quote to include (redelivery of container to destination)? We moved into rented in November - expecting (at the time) to move back out again in January, in the same city (small city).…
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Martin Grant Homes
Hi everyone, This is my first post here after being a lurker/reader for some time. My question is has anyone here bought from Martin Grant Homes and what has your experience been like? Especially if you've bought off plan but even if not. I have looked into them pretty thoroughly and visited their developments to see their…
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Possible to change leasehold wording before purchase?
Hi, we've been advised that we can't really change what is in the leasehold agreement, like it or lump it was the advice given. However some of the terms mean that we would be breach of the lease straight away, for example: no pets no playing an instrument or singing no alterations, non-structual, to the internals without…
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Rental Property Tree Works against tax
I have a rental property with a large garden it has several mature trees. I have had a request from the neighbour to have the trees cut back as they reduce the light in his house. The tenants have not requested this but are happy to have the work done. I have a quote for more than £2K to have this work done and am happy to…
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Lodger/bed and breakfast
My son has taken a job in Chester and needs somewhere to stay. I am just wondering if the old fashioned idea of taking in a lodger where some meals would also be provided is still available? If so, where would they be advertised? Many thanks.
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Guzumped by a BTL buyer something dodgy?
I was in the process of purchasing a Repo. Full asking price. The vendors would not accept my offer until we had a mortgage offer as the previous sale had fallen through as the buyers could not afford a retention for Damp work on the property. The Morning we get our full offer with no retention (good deposit) we get told…
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Declaring neighbour disputes when selling
Hi, I'm looking for a little advice. We are putting our house on the market and know that when you sell you have to declare any neighbour disputes. We've lived here for about 14 years and about 11 years ago and at that time their house was a council owned property. Everything was fine between us until about 3 or 4 years…
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Buying a 'dodgy' Ex council flat in London?
Hello all, I'm a first time buyer & have been engulfing the wisdom from the forums (whilst trying to not feel overwhelmed by the plethora of information!) so a big thank you for the contributors. I am attempting to get on the London property ladder & the market in London appears to have gone crazy at the moment. For my…
