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what should I be asking estate agents?
Hi I have 3 different est agents coming out today to value our house in the hope of putting it up for sale. Can anyone tell me what I should be asking? This will be the first time we have sold a property so am at a bit of a loss. Thanks
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FirstMortgage Brokers
I am just about to start house hunting in Edinburgh Has anybody used First Mortgage brokers? Are they any good or bad. Just looking for any experience/opinions on their service. Any help appreciated
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BTL Property
So these are the terms: Studio in a nice part of London in very good condition. £160,000 £250 Ground rent a year No service charge (if anything needs doing it split with 4 properties) Rental price PCM: £750-£850 Mortgage approved at 65% LTV. Should I buy and follow through or pull out before spending too much money??
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Buying a house with a crack in the wall, serious? (Picture)
This problem is a bit beyond my basic DIY knowledge, but would anyone know if this crack that is filled is likely to be something serious like subsidence or something more superficial? Basically I'm buying a property and it has this crack running up the outside wall, I've question the vendors but have only been told that…
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Unreadable covenent..
We have a covenent on our property - btu the 'version' provided by land registry- is unreadable -it was written in 1855.. is blury - and is incomplete (its 7 pages but starts mid sentence?) Anyway soliciter said it would probably come down to having an indemntiy policy on it - but who pays for that - us, the vendor, or who?
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Buying a house through Bridgfords
Hi, I'm a FTB and I'm purchasing a house through Bridgfords and been asked to arrange an appointment with them for 'Qualifying your offer' I've asked others for advice and had they needed to go in and they have said no. Others have just said they told their estate agents they were dealing with that they had a mortgage in…
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wait until exchange?
Hi We are buying our house privately and all the searches have come back ok but our solicitor is waiting on guarantees for the windows and wants to know who owns the grass verge outside the house. The seller has offered us all the furniture and white goods in the house for 1k. Hes asked to have it now though as he wants to…
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Administration Fees
£200 is the charge from the estate agents from the place in Manchester I'm thinking of going with. That's actually at the lower end of charges, because they don't charge a check out fee. Is there any method I can use to negotiate lowering it though? Is it common to get the admin fee lowered? I was thinking maybe of saying…
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Sale agreed but estate agent still allowing viewings
Hi all, Two weeks ago, I placed an offer on a property which was accepted. I chose a solicitor, submitted my mortgage application and passed all the details to the estate agent. Today I received a phone call from the estate agent informing me that the seller has received a higher offer and asked if I would like to increase…
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Wimpey no fines not disclosed
We have just had a survey done on property we had offered on and was told that property was a Wimpey no fines. This has come as news to us as we had no idea, I guess being first time buyers we are wet behind the ears. We don't want to proceed with that sale but wondered if Estate agent is supposed to disclose anything like…
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report from surveryor. Please Help!
Hi I'll try to keep this fairly concise. So im a FTB and my offer has been accepted on a house. The surveyor from the lender went to evaluate the house and came back with 2 problems. The first being higher levels than expected for radon gas, higher than levels suggested by the Health Protection Agency. The second being…
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Relocating from Birmingham to Cornwall help..........
Hi All, My Dh and I hoping to up sticks and take our family to live in Cornwall this summer, our house is going on the market next week ! thankfully dh can relocate with his job. I have been looking at moving near or around Truro or St Austell, we have been on holiday a few times to Cornwall but St Ives way. We will be…
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Storage Options
Hi Sorry if this has already been answered somewhere on here... I am moving house soon and am having to move earlier than I wanted in order to keep a good deal with a cash buyer. Any tips on storage places? I'm moving from North Yorkshire to the Blackpool area so anywhere between the two would be fine. Thanks in advance:T
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Surveyor Error - HELP!!!
Hi Guys, We were told in our survey that the roof was of a fair condition and no immediate work needed doing, which was part of the reason we bought the property. Two weeks in and we have been told the whole roof with need replacing due to rot in the timbers. We have also already paid out nearly £1000 to sort out the damp…
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Anyone used any solicitors in Rotherham?
Only have one person deal with solicitors round Rotherham to get a recommendation off, anyone used any round here that are good? Or ones to stay away from?
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Lazy Landlord - how do I cover my bottom?
Basically the landlord of this property doesn't care. He didn't care about the previous tenant, he does absolutely nothing. This is fine, because nothing has gone wrong. However I signed a 6 month contract. The contract did not state what happens after 6 months, and the 6th month is the end of this month. I contacted him…
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Exchanging Contracts and Completion Statement
Hi all, I'm new here but have chosen to post due to complete frustration. Help! My partner and I had an offer accepted on our first home on the 2nd December 2013. There were some complications along the way because we are moving into a block (containing 6 apartments) and the lady that owned the property previously only…
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FTB Which solicitors?
Hi all, just a question on which solicitors we should use. We're FTB and had an offer accepted on a property last Saturday, we're going in to the EA tomorrow to do all the checks etc. but they've just called obviously trying to get us to use their solicitors. The EA is Your Move and they have said the vendors are using…
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Help second mortgage
Hi All, My first post on MSE. I wonder if anyone could help with a query related to second mortgages. I currently co-own a flat on a buy to let basis. My ex partner and I decided not to sell it. I however pay the interest on the mortgage on the flat ~ £150 p/m. I would like to know if there is any specific criteria related…
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FTB - getting details of the lease
Quick question (I hope). Most of the properties we're looking at are leasehold rather than freehold because we're in London and our budget mostly covers flats rather than houses. On this site I've seen mentions of getting details of a lease from the land registry for a few quid. Would this be a copy of the lease showing…
