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Survey findings - what to do next?
Hello all, FTB here with a plea for any opinions and help. Our survey came back on the house we'd like to purchase with a few critical defects, a fair amount of repair/maintenance issues and lots of cosmetic things. We expected the repair and cosmetic stuff, but the critical defects have been a bit of a sad surprise. It's…
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Buying a house which didn't sell at auction.
I'm trying not to sound stupid here, but... There's a house listed in rightmove for sale by an auction house. It's listed as 'contact us now to buy for £'. It is NOT listed on the auctioneers website as part of their catalogue. So, my question is this: do the 10% down, 28 day rules still apply? Or, in this circumstance,…
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Seller delaying exchange till April - offering us to rent in the interim
Hi, I was hoping for a little bit of advice and to see if others had come across this scenario before. We were due to exchange contracts last Friday but were made aware by the owner that for taxation reasons they would need to delay exchanging till the new Financial year (April 2014). They are non-professional developers…
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Council tax bill question
Hi! So I've been sharing a house with a student, meaning I had to pay the council tax myself but had a reduction. She has not been going to uni because of health issues and will therefore not be counted as a student any more starting this month for deferring meaning the council tax bill will be in full. This means that…
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Builder changing plot after exchange of contract
This seems to be a pretty interesting situation, My wife and I recently exchanged contracts on a new build property and were looking forward to moving in before Christmas. However, on Friday they called and said they had just realised they didn't build enough parking spaces on the estate, our space has already been sold to…
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What do we do?? - no consent to let
I can't believe it... We are due to move into a house this friday (rented), we have given notice on our current place (we are lodgers, landlady is a friend of ours who lives in the flat also) and someone else is already lined up to move into our room. We recieved a call earlier from the letting agent saying the landlords…
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New to renting - month in advance?
I have moved and am going to rent my current house. I am confused as to what month in advance exactly means. If a person moves in on the 15th december, do they pay 2 months rent, plus the deposit? i.e. they have paid the first month, and then the second month one month in advance? or do they pay one months rent and the…
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tenancy act
which Landlord and Tenant Act do we use in this country is it the 1985 one
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Best and final offer advice
Hello, we are first time buyers and have put an offer in on this house: (link no longer valid) along with 4 others, all around asking price, 4 of the 5 (including us) with no chain. They have asked us for a best and final offer. What would you offer? What other advice do you have for us? Thanks! Clarie PS if you too have…
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Advice - Problem Landlord & Incompetent Letting Agent
Hi Looking to get some advice if possible. Been in a rental property since August 2010, renewing annually after first 6 month period. Last renewal we could only renew for 6 months. Within 2 months of renewing landlord announces he is selling and we could stay in until February and the end of our contract, or if we found…
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New build boundary issue
Hi, I'm buying a new build house shortly, and visited the property at the weekend and noticed that, contrary to the plans held by the planning office, the sales office, the sales brochure, and the plans I signed off when going through all the house paperwork that my neighbours carport not only has one of its vertical…
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Why work?
deleted wrong sub forum
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Recently purchased first home
Hi guys I wonder if someone could help me. I have just bought a flat and when I have entered I now see cracked floor tiles in the kitchen. Holes from were raw plugs have been taken out. A split plasterboard wall from were a tv fixing has been taken off the wall. Is it the sellers duty to patch this up? None of this was…
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Do estate agents have to disclose problems?
If an estate agent is marketing a property for sale and they know it has a significant structural problem, are they obliged to disclose this to buyers putting in an offer? Or is it okay for them to wait for the survey to pick it up? I'm talking something that could cost £10-20k to fix. I'm aware of a case in which the…
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Newbie buy to let
Hi I am thinking about buying a new build flat to rent it out. I've looked at buy to let mortgages and need some advice. The flat is a 2 bed priced at £103,000. We have a 35% deposit so we need a mortgage of roughly £67000. We wish to take this over 20 years and we will do it properly through the local council and tax…
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Subletting to students
I am thinking about renting 2 flats and sublet them to students, Can I avoid paying council tax? Cos I heard that if I am renting the whole flat I am the responsible to pay the council tax... Thanks a lot
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Entry buzzer - perhaps an odd question...
This is my first time renting so forgive me if the following question is a bit naive or possibly just downright stupid. Just before I moved in there was apparently a problem with the entry buzzer to my block of flats. An engineer came and 'fixed' it but also managed to re-wire it and take away all the numbers. So when I…
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Adding children onto tenancy agreement?
I have recently moved in with my partner and his father and sister. The house is Housing Association. His father and mothers name was on the tenancy agreement. The mother passed away, leaving the father only on the agreement. He isn't very well, having a heart attack last year, and heart surgery. I am wondering if anyone…
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Adding daughter to mortgage or Selling property to daughter
I’m a 60 something year old widowed retired nurse who stopped working three years ago due medical problems. For the first two and a half years after I stopped working my daughter was making the monthly payments for the mortgage of my house and paying for my upkeep (food, utility bills etc), as well as paying her own…
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Can I force periodic tenancy agreement, even with a rent increase?
Hi all, Hoping someone can help me here, will try and keep it as brief as possible. We moved into current London flat mid-November 2012. Just had a call from letting agent saying the contract expires on mid-December this year and we need to renew (one month late actually - they're incredibly incompetent agents, but that's…