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Conveyancing incompetancy?
I live in a shared ownership house. In March I began purchasing the remaining 50%. I also needed to transfer equity of 50% in my name alone from my ex partner and remortgage. Bank wanted me to use their solicitor otherwise they said I would have to pay their solicitor to check what my solicitor had done. So not having…
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Some fairly urgent advice for a tenant please!
Hi all, I've posted about this ongoing issue before but it has now come to a head and I need some more advice please. We have lived in this rented property for over 5 years now. My landlord has never really been on the scene. Repairs have either had to be paid for by us, then he took it off the rent, paid for by us because…
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Valid roof/loft inspection
Hey buddies, I bought a top floor flat 12 months ago. I found out after I moved in that the extractor fan for the bathroom pumps steam directly into my loft space. I emailed the company who did my homebuyers survey with my concerns that this was not pointed out in the report. I got a response offering £300 with a proviso…
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Dumb mortgage length question
Please excuse this simple question but not really been able to find the answer. I'm looking to take out a new mortgage but i'm wondering if the length of the mortgage affects how much I will pay in the long run. For example if i took out a 25 year mortgage of 100,000 and paid it back 5 years earlier, would i still pay for…
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Rental notice period - Scotland
Hi folks! I've recently rented and moved into a new larger flat than the one I had been living in previously for three years. The last tenancy was originally a 12 month lease and I was told by the letting agency that once the initial 12 months was up, the lease would then be month to month until either party gave notice.…
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Letting property to a friend
Does anyone have experience of letting a property to a friend? We only want to let for a short period of time and will be trying to sell the property at the same the time. Our friends need a property only for a short time and are happy to make it available for viewings. Although we would be bypassing lettings agencies, I…
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First time buyers advice.
Hi, I am just looking for some general advice to help my thinking and it would be nice to get the opinions of some different people. My girlfriend and I have been with each other 5 years and we have finally gotten to the point of wanting to live with each other and are starting to get the ball moving to make that become a…
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Planning Permissions
Hi all, We are finally ready to complete on our purchase. I think I have a couple of last queries and we are almost there... One more question for all the wonderful experienced folks here. Our vendor has applied and obtained a planning permission to build a garage for the property, and we have a copy of the permission,…
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Why are New Build sold prices (Land Registry figures) so high?
eg Looking on Rightmove at a flat up that was up for sale. It was a new build in 2006. The sold price as a new build was £113K (2006) The same flat sold again in 2011 for £50K Now prices have dropped in that area by -14% during that period according to the Land Registry. So the valuation should be around the 97K mark all…
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House Purchase - Electrics Check?
Hi, I am purchasing a 1920s property that has been fairly recently renovated including a loft conversion. I've had the homebuyers survey and nothing specific has been picked up on the electrics but is it worth getting an electrician to check everything out? Extract from the report below. ' There is a relatively modern main…
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Aggressive estate agent, solicitors in a battle
Hi all I've posted elsewhere on the forum, but someone suggested I post here too to get your thoughts. Our story in short, goes like this. We had an offer accepted on 4th September and since then have chased our solicitors and estate agents regularly to make sure everything is being done. Very often they are unobtainable,…
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House Purchase - Electrics Check?
Hi, I am purchasing a 1920s property that has been fairly recently renovated including a loft conversion. I've had the homebuyers survey and nothing specific has been picked up on the electrics but is it worth getting an electrician to check everything out? Extract from the report below. ' There is a relatively modern main…
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How long will it take if a sale falls through in December?
If a sale falls through on an empty property in December..The seller becomes greedy and wants more money. How long could the sellers be waiting for to complete the sale in the next year? I know there is no set answer but just wanted to get opinion of you experts.
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Complicated - re: Selling house
hi, Myself and my husband separated over 2 years ago. He found a job and moved to Canada leaving me in the house we were buying together. All mortgage payments are up to date and myself and my ex husband are friends and speak regularly still. It was all a very amicable break up and nothing nasty involved at all. The house…
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Heating on, I am sweaty, heating off I am very cold so best resolution?
I live in a small ex council flat with double glazing. I have electric heating so when the heating is on I feel very sweaty to the point I have to keep wiping under my arms, and it luckily heats up very quickly but also with heating off I feel cold. I basically want to just take the bite off the heating because that is a…
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renting at 50yrs
Hi, Me and my wife are in our 50s and we rent a property from the council. We need some advice on how we could get onto the property ladder. As far as I understand we are too old to get a mortgage now which makes it very difficult for us. Any advice would be much appreciated.
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tenancy agreement renewal
Hello, we've moved in a flat 4 years ago. rent has been increasing every year from 1100, to 1125 to 1185 to 1200 pcm The landlord company claims the average rent in the area for our sort of flat is 1500 if they re let to someone else. They have sent us contract with 1300 pcm. We have been stable tenants and payment has…
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Parking spaces to be retained by the owner
Hi all, We're on the verge of exchanging, and I'd like some advice, please. So, we're buying a semi-detached house from a company (basically 2 guys) who built it, along with the other semi (naturally) and a bungalow next door. There are 3 parking spaces in front of the semis, and we were told we would get the two in front…
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Rentable?
Hello All, I viewed a room to rent in a house yesterday, it was aimed at single professionals and was located in a good location within a thriving city. I was told on the phone that the bedroom was small but comfortable, however on viewing the measurements were 8' 2" x 8' 1" (2.50m x 2.47m). Woud anyone even rent out such…
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Already being asked about renewing tenancy
I'm in a shared house AST. The tenancy ends next August. The letting agency is asking us to let them know by the end of this month whether we will continue to live there. Personally, I think it's a bit early to be making that decision. Can we just say yes to stop them organising viewings? And so long as we give a month's…
