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Can someone explain the Scottish property buying system please?
Hi everyone Basically I have seen a piece of land with a ruinous building on it that I would like to buy if all goes well, it is in Scotland. How would I go about making an offer? The EA has a 'register your interest' but do offers have to be made through a solicitor? What is the next part of the process as the property is…
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Student son rental problems: inc fees
Student son - problems with two letting agents. Agent no 1: son has spend past year in appalling accommodation. Flithy; cold; damp; radiators leaked/didn't turn on; potentially dangerous (windows broken - non fire retardant furniture - no sign of gas etc safety certs). Long story but some parents kicked up and I reported…
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Can you insure an extension without building regs approval?
Hi, I've offered on a house that has a conservatory extension built on steeply sloping ground. It has (apparently) very deep foundations at the 'shallow end' closest to the house, and 'normal' foundations with a 6ft front elevation at the end furthest from the house. It does not have Building Regs approval and clearly…
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So angry with estate agents!
I am fuming! I rent a property, I've been in it for 2 years. It's rented from receivers. Last year during a routine inspection from the receivers I was told if ever we wanted to buy the property, we could make them an offer. We inherited some money earlier this year and started the ball rolling. The house needs a lot of…
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rent terms for a rented property moren than 5 years.
I have been renting the current property for almost 6 years now and planning to leave now in few months time. Someone told me if you live in a property for long time (5 years or so) then any updating needed (e.g. paint, curtain change, carpet clean etc..) in the property will be done by owner/agent. This property needs a…
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House I looked to buy needs moderenisation
I am first time buyer and This is the house I am looking to buy. I have ~17000 in cash and would be ~3k more in 2 months. Mortgage agreed in principle and is comfortable. Being first time buyer, I am trying to stick to lower range of 3 bed properties. This property has double glazed. Ist house on street with blind end/…
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trespasser in my basement - advice please?
I'm a landlord of a private house, I live in the property. Recently one of my flats became vacant and I advertised online. A short while later the advert was answered by a person who seemed everything I wanted in a tenant, friendly, quiet, intelligent, well presented and charming. He knew one of my friends too, which made…
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Best estate agents in London?
Hi all, Sorry for my many questions! I'm looking for one or two bed flats in North London, specifically in Bounds Green, Wood Green or Tottenham Hale areas. So far, my dealings with estate agents haven't been overly positive. A lot have failed to get back to me altogether. I have viewed a couple of properties with…
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Renting and got a repossession hearing letter
I recently posted a message on here seeking advice as we thought our landlord was in arrears with his mortgage! As a result, we started looking for somewhere else to live and are now buying a property. Ideally, we want our completion date to be 5th July (It's a new build so no chain) but the solicitors aren't sure if the…
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Can I protect my deposit if mortgage offer is withdrawn?
Hi All, I'm in the process of buying a house. I have been 100% honest with my lender about our circumstances - including a change of job, but I'm nervous about it. I notice in the small print that they may "withdrawn the mortgage offer at any time without giving a reason", but I am not prepared to hand over £20,000 deposit…
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Who is responsible for paying for the management agents pack?
Hello, I'm in the process of buying a freehold property where the grounds are maintained by a management agency. My solicitor has requested for a "management pack". Apparently the vendor is responsible for obtaining this and therefore must pay a fee of £295. However, the vendor is refusing to pay this and my solicitor has…
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help needed: finding a (good) solicitor
Hi I am looking for a conveyancer (will be buying) and have decided to look for a local solicitor rather than go for an online one (have heard quite a few horror stories). Only thing is i don't know where to start as i have no recommendations for a local solicitors! For me it would be a matter of ringing around Solicitors…
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Open to constructive criticism
Hi, my house has been on the market for over a year, firstly with estate agents & now with house network, I'm getting viewings but no decent offers. I've had 2 offers. 90k & 95k, which I feel is top less. I'm getting realli depressed & want to move to be closer to my mom. Why is my house not selling I don't think it's…
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Guarantor for rental
Friend of mine needs me to act as guarantor for her next rental property, but has read elsewhere that its unlikely I will be accepted because I don't work full time. I have a decent occupational pension and work two days a week for a public service, giving me an income of over £20k per annum. I've never been turned down…
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Mmm, what to bid
We have seen our perfect house. We are Ftb, believe ourselves to be in an excellent position for a quick sale etc, deposit in place etc. We are seeing a broker for more guidance later this week, after which we can hopefully put in an offer but are currently mulling over what offer to start at. The house is on the market…
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What to offer , my way or my wife`s way ?
Hi All Went to see a house today , that we both like , we have seen it three times already back in March , we thought we were proceedable back then but it all didnt turn out how we wanted , at that time the house had been on the market for 2 months @ 189.995 , the current owners bought it for 175k in Oct 2011 When we spoke…
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Why do buyers not do their research??!!
Just a mini rant really. My property for sale is on a very busy arterial road. The property description states that is in a busy urban location and is double glazed to keep traffic noise to a minimum. It also has one bedroom. Feedback from viewings: "It's only got one bedroom, so is too small for my needs." Errr, well it…
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No thrills part ownership
Wonder if anybody would share their views. I am looking to invest in a few more properties and one has become available which is part ownership. It is 50% and has been repossessed. I can buy the 50% for a few thousand and have the right to buy the other 50% at the valuation of the district valuer. My concern is that if it…
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Virgin Money and buy to let
So they are reducing their rates for buy to let mortgages - nice to see Osbournes help to buy is reaching those first time buyers. But I guess he needs lots of one bed room flats for the shirkers - and Im sure the landlords will of course charge reasonable rent?
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The 1st Offer - any tips?
Hello All, My OH and I are going for a 2nd viewing on a house we are particularly keen on later today. It was on for £230k but has been reduced to just under £220k. It's a 4 bed detached, with study and double garage. Cul-de-sac location. Good sized plot. Very modern and in excellent decorative order. The owners are also…
