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Carpet moth damage - Liability?
Hi. My tenant has reported damage to a small area of carpet that they believe has been damaged by carpet moths. It was apparently sited underneath furniture (sofa) and only discovered whilst carrying out spring cleaning. They found evidence of moth larvae. The tenant has been there for a number of years and there has never…
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PLEASE HELP! - renting from a family member
Me and my partner are looking into renting his sisters house which she owns with her husband. We are looking to do this privately to save both parties having to pay massive agency fees and giving them the peace of mind that the tenants renting theproperty are looking after it. I've scoured the internet and cant find any…
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Have just had to sack conveyancers
I've been very concerned about my conveyancers, Action Conveyancing, for the last couple of weeks. They've not been responding to emails and voicemail messages - my case worked has been completely impossible to contact. They were supposed to provide a questionnaire to the building society before the mortgage offer could be…
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Obtaining a landlord reference
Hi All, I seem to be having real trouble obtaining a landlord reference... Firstly, I am a good tenant. Rent never late and my current LA have always been very happy when carrying out inspections, never asking me to do anything. I have been sharing with a friend for the last two years, and now we are going our separate…
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Environmental search fail - cant get indemnity - any suggestions?
We are buying a house which failed the environmental search. The sellers solicitor contacted the council which meant indemnity insurance is now not an option (Grrrrr?!?!?!?!) and the council have said they have just started investigations into a number of areas - including in the area we are looking to buy which will take…
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FENSA Certificate - bankrupt installer
Hi all, I'm looking for some advice if anyone can help please (and apologies if this topic has been covered before!). I've received from my solicitor the Additional Enquiries Form and the Vendor was asked to provide copy FENSA certificates and guarantees in relation to the double glazing that was installed in 2005 and…
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First time buyer - house needing work
Hi, We have started seriously looking at getting a house. We've spotted one that looks really good. The estate agent pretty much told us not to bother though, because it needs some work doing. The house is going for £135k and advertised for "modernisation/renovation", for example they don't know if the boiler works. When I…
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Buying a studio flat
Hi Advice needed please I'm supposed to be exchanging contracts on a studio flat in east london this week and I've only just discovered that it is difficult to get mortgages for studio flats. This shouldn't affect me getting my mortgage but I am concerned it will make the flat more difficult to sell. I would appreciate…
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New house purchase + refurb - is this doable?
Dear Forum membersWe have seen a near perfect house in a great location for which we have put an offer in (awaiting to hear if accepted). The house is perfect except that it needs a full refurb. Our plan is as follows - does this seem doable? Household income - £7,200pcm net (includes both of us) Savings in cash - £83,000.…
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Exchange of contracts and deposit
Ok, This may seem an easy question to you but i dont know the answer. We are hoping to exchange contracts on our new house in the next week or so, with completion on 21st June. Some of the deposit is coming from our sale, and the capital wont be released until completion. and part of the deposit is funded from us. when is…
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What to offer - house been on market almost 3 years
Home Report values house in 2010 at £120k and has been on market since and is now fixed price £99,999 House needs a little modernization new bathroom and kitchen, but otherwise acceptable decor....we plan to installed our own kitchen/bathroom anyway Home report started a few small issues like old warm air heating system…
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First time buyer - how much money should we budget for on top of the desposit?
We're looking to buy a house at £150k. We have around £18k available outside of our current accounts, and will need a 90% mortgage, so 15 of that will go on the deposit alone. In others' experience will £3k be enough of a buffer on top of the deposit? We're aware of having to budget £1k for solicitors, £500 for home buyers…
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Moving up the property ladder
Hi all, We've been in our house for about 4 yrs now, it's a nice area and we're really lucky to have what we have; but, we just feel we're outgrowing our house now. It's a small 3 bed mid terrace with quite a small garden. I'm 7 months pregnant with our 3rd child, and I home educate the older 2, and I just think we really…
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Rental queery
Hi, The deal is we are renting a family home through a letting agent. In the contract it was agreed that the landlord was responsible for paying the water bill. She is now point blankly refusing to pay the bill. The letting agent have told her that she has to pay this but she still refuses to. As she has broken the…
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Dispute with Tenant
I've been renting my property out to this tenant for the last 4 years. When she moved in she paid a deposit of £600, which was approx 1 & 1/2 months rent. When she moved in the property was carpeted but had a few stains, nothing major or obvious. 2 years ago, during heavy rain, dirty water ran in through the patio door and…
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building built 2005 new build or what
Hi quick ? would a building built in 2005 be considered a new build when applying for a mortgage? how old does a building have to exist before a building is considered not to be a new build? thanks Metso
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Using Current House As Collateral To Buy Another House
Hi My dad currently owns a house with a value of around 450000. The house is completely paid off with no mortgage or debts in his name at all. He is trying to find out if he can buy another house for me to live in by using the value or equity in his house to do so. Does anyone know if he would be able to do this or if…
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Replacement freezer in rented accomodation
Hi guys; Well Ive finally confirmed it: my freezer is indeed not working properly. It seems that it is freezing, thawing and then refreezing food which obviously is problematic, Furthermore, it is an absolutely ancient model, and it is a fridge/freezer combo, with the freezer being nothing but a singular tray, barely…
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first time viewing, any advice?
Hi wondering if anyone has any advice, we have our first set of viewings at 3 properties tomorrow, in total I think we have about 25 houses that could be potentials but need to have a look to whittle down the list, but because of work the viewings are going to be spread over 2 weeks. Then hopefully second viewings on…
