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house buying nightmare
I have seen a semi detached property which is on the market for 195, I put an offer in for 178 which was refused however the EA rang me asking how quick I can complete & how long ago my property sold so to which I said I had sold 3 weeks ago & would be looking to move asap to which he replied the offers been refused can…
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Surveyors - Colleys
Hi, I've had an offer accepted on my house in the first week of June, with the buyers booking in a survey a mere 5 days later. In turn, I've found a house too which I'm keen to move into as my buyers have already sold theirs. The money is all in place at my end, and the bank have made it conditional that I get the…
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Council tax for empty flat
How ridiculous, having to pay full council tax for my rental property whilst empty. can't even get 25% discount. Where do they justify this as no services are used? :mad:
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Made homeless thanks to the lovely Barratt Homes
Some of you may have known me from posting in the mortgage section regarding my attempts at getting a mortgage via the HTB scheme for a new build property. Houses are here: http://www.barratthomes.co.uk/new-homes/west-midlands/H452801-The-Crescent/ So I tried to get a mortgage via main street lenders to no avail, found a…
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inground swimming pool
Hi everyone Wondering if you can help me with my unusual query. I went to look at a house today that i loved, however the garden was a bit uneven compared to the neighbours. I asked the vendor and she said it was due to having a 20ft inground swimming pool that they had removed and the garden just needs to be landscaped…
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Finding out the owner of a 'derelict' property?
I've seen a few properties out and about that look derelict, as in windows blown in etc but they don't seem to appear on auction sites or rightmove. One in particular is a terraced house in an otherwise well kept street, the neighbours must hate it. How would one go about finding out who owns these properties? Assuming…
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Bizarre story.
Viewed a 2 bed flat the other day in Liverpool city centre, was on at 39,500 so I figured there had to be something wrong with it, but it was worth a look. Anyway went to have a look around, and it was very pokey and needed a lot of TLC. But heres the kicker, the EA told us this big long tale of how at some point the flats…
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planning consent application
We have had survey done and solicitor has written to find out if seller has planning consent for a couple of things on house. If they don't have consent how long would it take to get it approved?.
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Completed today :)
Exhausted proud owner of a gorgeous 1950s semi :)
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Buying a house from a family member.
Hi, I'm a first time buyer and I'm looking for some advice in regards to buying my Grandma's house. If everyone agrees to the sale of the house it won't be going on the market. I'll just get mortgage and then the money will be split between the rest of the family equally. The house itself was valued at 65-70K and I would…
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Retaining freehold?
Hi, I am thinking of selling my property. I own the freehold for the building and there is no leasehold for my flat. There is a leaseholder in the flat upstairs with 76 years left on his mortgage. I am tied into a certain mortgage provider due to having a freehold flat. I am planning on drawing up a lease for my flat to…
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Difficulty obtaining copy of lease
Am in process of buying a house-my solicitors only require a copy of the lease from the vendor to complete the conveyancing and thereby hangs the problem. The vendor has been unable to obtain a copy from the lease holding company. She paid over £100 to the company for a copy nearly 2 weeks ago and they sent a piece of…
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A horrific 'bad tenants' tail
My mum has a house on IOW and had it rented out and on the market at the same time. At first her tenants seemed really good. They kept the place nice, did the garden etc, and even talked about buying it once their business was established. However, their business never was established. They fell on hard times and asked for…
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Makes me want to give up- V stressful day!
We're in the process of buying our first house- a small two bed Victorian Terrace. To buy the house we are selling my one bed flat. This went under offer in the first couple of days it was on the market to buyers with a large cash deposit wanting it as a BTL. I had my reservations about them and true to my suspicions they…
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Extension without planning permission
Our solicitors aren't particularly helpful on this one, had offer accepted on house 7 weeks ago, everything has come back more or less in order now apart from issue regarding single storey extension the sellers have added within the last year. The sellers' solicitors said that planning permission wasn't required, currently…
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What's more stressful, buying or selling?
Just wondering what other's found most stressful - buying or selling? For me I find the selling aspect most stressful as I don't have any control over it at all. The buying part seems easier to me as even if the vendor pulls out I feel more confident about finding another house to buy than I do about getting another buyer…
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Rent amount
Hi This could be a complete stab in the dark and I don't even know if anyone will be able to help. We live in a council rented house and I have just started a new job with irregular hours. For them to calculate rent I need to take my payslip over for them to see. Just wondering if anyone knows roughly how much I'll be…
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Help to Buy - Paying back equity loans
Hi sorry if this has been posted elsewhere I couldn't find a thread on it. What are people's views on starting to pay back the Governments equity loan during the first 5 years interest free period? Should we set up monthly payments or save the money and pay a lump sum after the first 5 years are up?
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Are estate agents scared to use email?
I only ask I as I work through the day and do not have easy access to a phone - yet have easy access to my emails. However it seems 90% of estate agents will only reply to Rightmove enquires via a phone call (even though I specify email is the best method to contact me). Why do we even need Estate Agents? Travel Agents…
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How long until Memorandum of Sale?
Hello, I paid a reservation fee for a shared ownership property on Saturday and was told as the next step the memorandum of sale will be issued. I have passed on my solicitor's details and am waiting... How loong does this usually take ? You'd think it is a matter of minutes but apparently it can take quite long?