Made homeless thanks to the lovely Barratt Homes

FTBSOS

Some of you may have known me from posting in the mortgage section regarding my attempts at getting a mortgage via the HTB scheme for a new build property.

Houses are here: http://www.barratthomes.co.uk/new-homes/west-midlands/H452801-The-Crescent/

So I tried to get a mortgage via main street lenders to no avail, found a fantastic broker who had a specialist relationship with a building society, manage to get accepted.

Barratts sales reps, (evil) basically sold my reserved property to someone else and had the cheek not to tell me.

I was mad to say the least, demanded that they unsold it as it was mine, paid the res, to no luck and their sales direction had no sympathy regarding the whole situation and where I would be made homeless.

They had the last three other properties for sale and boy, where they crap! £160k for one of the properties I shown a little bit of interest, crap installed fitted kitchen, terrace house, living room upstairs, comes with a garage but the garage is around the corner of the house at the back. :rotfl:

I had to let my broker know what I was planning on doing by the end of close of biz today but I wasn't to rush into buying a crappy house that you can tell was poorly built, with a ****ly installed kitchen, along with a stupid design of the living with being updates, small tiny windows and the garage being at the back of the house?

The property that we wanted was the sales office, and they built that really well, obviously because perspective buyers would see inside the sales office to get an idea of what other houses would look like, they built that really well.

Where it was situated also was fantastic because it gave you a bit of privacy, the other available properties sat right in the middle of everything, which meant you wouldn't have much privacy what so ever.

At the end of all of this, the current house I am in, will have to be vaccant as I gave notice to my landlord and they said they already have someone moving in next month

I guess everything happens for a reason really, the area was not the best, scruffy, full of run down council estate houses, I think the properties would be in negative equity for a long time.

dumpallhere

https://forums.moneysavingexpert.com/discussion/comment/62080017#Comment_62080017
https://forums.moneysavingexpert.com/discussion/4672739

Sad but what's gone is gone ... irrespective of whether you are now sad / angry because you wanted it badly or you are now relieved a bit as you now believe it wasn't a nice area to live in!

Finding a new place to live is what you need to worry about right now, rather than making multiple posts on the same topic.

Blackpool_Saver

prospective ........................

HiToAll

thought you had to be out by the 10 June?

kingstreet

Why do people give notice on their rental property much too early in the buying process?

Things can and do go wrong and notice should not be given until contracts are exchanged. Anything else, puts you at risk.

matt1987

FTBSOS wrote: »

Some of you may have known me from posting in the mortgage section regarding my attempts at getting a mortgage via the HTB scheme for a new build property.

Houses are here: http://www.barratthomes.co.uk/new-homes/west-midlands/H452801-The-Crescent/

So I tried to get a mortgage via main street lenders to no avail, found a fantastic broker who had a specialist relationship with a building society, manage to get accepted.

Barratts sales reps, (evil) basically sold my reserved property to someone else and had the cheek not to tell me.

I was mad to say the least, demanded that they unsold it as it was mine, paid the res, to no luck and their sales direction had no sympathy regarding the whole situation and where I would be made homeless.

They had the last three other properties for sale and boy, where they crap! £160k for one of the properties I shown a little bit of interest, crap installed fitted kitchen, terrace house, living room upstairs, comes with a garage but the garage is around the corner of the house at the back. :rotfl:

I had to let my broker know what I was planning on doing by the end of close of biz today but I wasn't to rush into buying a crappy house that you can tell was poorly built, with a ****ly installed kitchen, along with a stupid design of the living with being updates, small tiny windows and the garage being at the back of the house?

The property that we wanted was the sales office, and they built that really well, obviously because perspective buyers would see inside the sales office to get an idea of what other houses would look like, they built that really well.

Where it was situated also was fantastic because it gave you a bit of privacy, the other available properties sat right in the middle of everything, which meant you wouldn't have much privacy what so ever.

At the end of all of this, the current house I am in, will have to be vaccant as I gave notice to my landlord and they said they already have someone moving in next month

I guess everything happens for a reason really, the area was not the best, scruffy, full of run down council estate houses, I think the properties would be in negative equity for a long time.

Op, dont take this the wrong way, but i assume you dont know the area? Is it the crescent in shard end? If so, you'v had a luck escape. I used to work round that area and its a complete dump.

Wait until January, and use that £160k budget to buy in a much better area!!!

Matt

Edit - forgot to add.... Theres a massive sewage problem in the Shard end area, and on some of the estate you can smell it really bad ( really strong eggy smell ). I believe a lot of work is being done but no solution has been found yet i dont think!! Depending on the wind direction, you'd smell it from where Barratts are building!

prowla

I'm not sure how long the seller was required to hold the property whilst awaiting for your mortgage to be obtained.

But good luck in finding a place (sounds like that one wasn't right anyway!).

closed

http://forums.moneysavingexpert.com/showpost.php?p=61146541&postcount=44

it's a windup

Voyager2002

For a start, solicitors always tell house-buyers that they should NEVER give notice on rented property until the contracts to buy their new homes have been "exchanged". If you don't understand this aspect of house-buying, and have not been able to use the experience of others, then perhaps you are not ready for home-ownership. This is only one of many things that often go wrong, and you need to be in a position to deal with them.

As for "being made homeless", let your landlord know what is happening and see if they can find a solution (perhaps they have another property?). Rather than walking out of your place and sleeping on the streets, you could just stay there: the legal process of getting permission to evict a tenant takes months. Obviously that would not make your landlord very happy, but that is not a major concern for you.

Bella73

kingstreet wrote: »

Why do people give notice on their rental property much too early in the buying process?

Things can and do go wrong and notice should not be given until contracts are exchanged. Anything else, puts you at risk.

We waited until after completion so for a month have had to pay mortgage and rent but we budgeted for that so no problem. Any earlier is mad in my eyes.

As for OP it was not Barrett Homes that made you homeless it was yourself in giving notice before completion.

Dan-Dan

if its any consolation every house on that development looks crap