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Renting - deposit in danger!
Dear All, I have had some very good help on here and was hoping people might be able to help a little more! The short story being that we are due to move out after 2 years renting. Our neighbour told us that the Landlady is telling everyone that "we aren't going to get our deposit back" which has really unsettled me as we…
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Survey Advice please
We have had an offer in principle from Woolwich, they have now asked us which survey we would like. We had already decided on the Homebuyers Report but the price of their surveys seems high to me, just wondered if anyone had any up to date experience of survey prices. Valuation is £415, Homebuyers Report £675 It had been…
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Rented flat: responsibility for flood?
Hi all, just posting this for a friend: Bath overflowed whilst being cleaned as my friend got distracted in another room. "about half a bucket" of water leaked down a large gap in the skirting board/wall into flat below, causing damage to ceiling and bed, clothes of resident (the water contained bleach for cleaning the…
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Credit check when renting a property
When a credit check is carried out for renting a property what is it that the check will actually show? I've read lots of different answers.will it show defaults and missed payments or your actual score. Thanks for your time guys
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Rented property - costs of clearing a blocked drain
Last week, the drain at the front of the house we rent (private rent, through a lettings agency) became blocked and was leaking water in the front garden, its the not the first time this has occurred, previously our lettings agents asked us to contact the water company, and twice previously they have cleared it, however on…
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Can I do this ?
Please feel free to tell me if I'm being a bit thick here....... Ok, so I have 30k that I want to Invest in a BTL property (i've been approved on a btl mortgage) I have seen what looks like a good rental investment for 70k,with a rental income of approx 425 pm Now the thing is,I was fortunate enough to buy my home outright…
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Solicitors
We put an offer in for a house over 4 weeks ago now. The Mortgage was approved and the house survey done. The Solicitors were instructed 4 weeks ago and they have said that they are waiting on searches and paper work form sellers solicitor. I have not heard from my solicitor for over a week now am I best chasing them up?.…
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Would you renegotiate on price?
I recently went sale agreed on a property at £187,500. The Homebuyers report came back with 2 high priority areas - one I am prepared to take on the chin - double glazing windows may need replaced soon. The other is the corroding of lintels around the windows and repointing being required. I had a builder go out and he…
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Deposit Protection
We have given notice and are moving out in a couple of weeks. I have been told by the agent that they hold the deposit, but it is registered with TDS (we have a cert) This shocked me a little as I thought the whole idea was the TDS hold the deposit until any disputes are resolved. I have heard this agent is a stickler on…
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Have we pitched our price just right?
Hi, We have been on the market a week now, and have had 15 viewing already with 3 more booked for today. We have had 3 offers, the best of which is for £5k under the asking price from a FTB ready to go whenever we want. We havn't found anywhere yet so are in no rush, but with all the attention - have we marketed it at just…
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valuation under offer price by a lot!
Hi everyone as the title suggests we have had a valuation back on a house that we offered 110,000 on. The valuation came back as 102,000! We also had a survey carried out on the property and its brought up roof needs recovering, damp in front room, cavity wall needs doing and also a possible future problem of japanese…
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Change of address updates?
Hello When moving, when do you ring up the bank and every other company you deal with to change address? Before or after you move? Thanks!
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Need to stay 1-2 (or more) months after fixed term tenancy ends. Do I have any rights
Hello my fixed term tenancy ends in august this year but have just started the process of buying a house. I want my tenancy to converrt to a rolling month by month basis but have been sent a letter by the agency giving us the option to pay a fee and stay for 6 more months or to leave. I know if nothing is agreed my tenancy…
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Can I get my name off the tenancy?
No longers relevant
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Any advice?
We have an AIP from our lender and are just waiting for the formal mortgage offer to come. The survey (basic) we had on Thursday and the report arrived on the doormat on Saturday. The report has valued the house at £2k less than the asking price which is how much we have offered. The report states - "The property is in an…
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Loan vs Credit Card
Hi everyone I'm in the process of tidying up our finances so we can hopefully get a property early next year. I've done some credit checks and all is well apart from a minor blemish back in 2007 that I'm getting the company to remove as it was an error on their side. Now, I have an existing loan that will go until Jan…
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Selling house: things worth doing before putting on the market
Hello all, House is soon to go up for sale as we intend to downsize but up location; currently live in Yeovil and are looking in the surrounding villages. This is the listing for the house when we bought it getting on for a year and a half ago - http://www.rightmove.co.uk/property-for-sale/property-29523298.html - We have…
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Loft extension or move??
I'm undecided what to do. I love the house I'm in but we need more space. I just wondered if anyone had done a loft conversion and if anyone made money or broke even. My husband wants to move but I love where we live near the shops and we have good neighbours.
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Letting agent refusing to give landlords contact details
Three weeks ago my letting agent wrote to me advising they were withdrawing their management of the property and would forward the landlords contact details to me. I have yet to receive them, and I have emailed them 5 times with no reply. I know they monitor the email inbox because I used a different email address to…
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Tenants breaching contract in the first 3 weeks
Hi there, we have a 2 bed flat. A couple moved in the on the 3rd of June. They called us on friday saying there is no hot water. Today I sent a plumber out and as soon as I opened the door (they gave me permission to go in the flat as they are both working) I could smell cigarette smoke. In the contract it says no smoking…
